Management Officer
Resume:
Kevin Wagar
Marysville, MI *****
810-***-**** acwhve@r.postjobfree.com
An accomplished Vice President with over thirteen years of experience in management, finance, auditing, compliance, risk management, operations, together with a graduate degree in finance. High Performing Vice President with a prove track record of achieving the desired outcome and obtaining corporate goals. Ability to develop and implement projects to meet and exceed the corporation’s strategic long term goals.
Expertise in providing breakthrough leadership to achieve corporate strategies, build coalition to support business growth and implement and manage change to drive organizational performance. Extensive experience with C-Level decision makers of companies.
Areas of Expertise:
Support the Board and the Executive Committee by providing strategic direction based on knowledge of operating business issues, competitive analysis and compliance data which resulted in satisfactory Governmental examination reports.
Managed Governmental examinations resulting in removal of Governmental scrutiny.
Developed auditing and internal controls that successfully limited the risk exposure of the bank to regulatory scrutiny. The controls were immediately implemented by the bank.
Noticed a weakness in the bank's mortgage loan area that the bank was incorrectly sending mortgage loan disclosure to customers without being E-Sign compliant. Implemented a process to be E-sign compliant.
Met with individual department heads to understand how they wanted to receive their auditing and compliance reports that resulted in increased use of reports and corrective actions from the reports.
Oversaw the implementation of a new loan operating systems which resulted in improved customer satisfaction through the loan process.
Built relationships with internal and external vendors to have the resources necessary to meet the bank's and client's needs within 24 hours.
Successfully completed the ICBA Certified Bank Secrecy Act Professional certificate
Redesigned the bank's Community Reinvestment Program to comply with the regulatory requirements that resulted in the bank moving from a needs improvement to a satisfactory rating
Successfully implemented auditing functions in house which resulted in a cost savings to the bank.
Implemented a on-line training program for compliance requirements that resulted in a cost savings to the bank.
Developed and implemented a bank wide enterprise vendor management program
Notices a weakness in the bank's depository disclosures. Recommend updated disclosures and process that resulted in the correct information given to the customer.
Work Experience:
Independent Auditor (Financial Analysis, Compliance, Risk Management, Operational, Accounting, IT, and General Auditing)
October 2015 – Present
Developed specific audit plans based on the risk and needs of the company.
Design and implement responses to material issues while focusing on corrective actions for the issues
Tested internal controls to ensure effectiveness, and generate comprehensive reports on audit findings and made recommendations on improvements of internal controls
Vice President of Compliance, Bank Secrecy Act Officer, Internal Auditor and Risk Management Officer.
Waterford Bank: June 2014 - October 2015
Toledo Ohio
Performance-focused leader with over a thirteen year track record of driving operational improvements that result in bank compliance, increased productivity, and enhanced business practices. Champion of developing performance-based, low-cost solutions for the financial industry. Highly effective problem solver with expertise in regulatory compliance, financial, risk management and operational management.
Conduct internal audits of regulatory compliance and financial documentation
Monitor compliance with cross-border regulatory requirements
Developed enhanced policies and procedures for the bank.
ICBA Certified Bank Secrecy Act Professional
Developed and implemented an enterprise risk management program
Compliance Officer and Auditor
First State Bank: December 2012 - June 2014
St. Clair Shores, MI
Forged New Management Programs by aligning bank priorities with bank's goals
Implemented new compliance procedures that resulted in an improved overall compliance rating for the bank
Develop enhanced auditing procedures to comply with changes in the regulatory environment
Implemented new Management Reports to the Board of Directors that improved the Board of Directors ability to manage the bank.
Assistant Chief Operations Officer, Chief Compliance Officer, and Chief Secrecy Act Officer and Independent Auditor
Herring Bank: August 2010 - December 2012
Amarillo, TX
Assistant Chief Operations Officer, Assistant Chief Financial Officer, Compliance Officer, BSA Officer, OFAC Officer, Credit Analysis, Branch Manager, and Security Officer.
Tri-County Bank: 2005-August 2010
Brown City, MI
Management Associate
Bank One: 2002- 2005
Port Huron, MI area
Education:
Master's Degree in Business Administration in Finance
Baker College-Flint Mi 2007-2008
Bachelor's in Banking and Finance/Management
Northwood University-Midland MI 1998-2002
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