Steve Carcone
Rochester Hills, MI 48306
586-***-**** - acw96q@r.postjobfree.com
Job Objective: A senior position in the Automotive Industry with a focus on Operational Management, Real Estate or Analytical Analysis.
Summary of Qualifications
A self-motivated Financial Services Professional with 17 years of Corporate Automotive Experience.
A clear communicator, dedicated team player committed to providing high quality support and excellent problem solving skills to all organizational levels.
Experience
2007- Present – TD Bank N.A. (formerly Chrysler Financial) – Farmington Hills
Real Estate Operations and Inventory Manager
Responsible for all aspects of Commercial Real Estate Lending. Duties include documentation, closings, funding, account maintenance, sales team support and training.
Continuously work to maintain relationships with vendors including: attorneys, property management firms, independent construction inspectors, title companies, appraisers, real estate brokers and environmental assessment firms.
Lead a team of four people that are responsible for Collateral Management of $1 billion worth of automotive assets.
Review and analyze inventory reports and provide feedback to Credit Management.
Work with our internal and external auditors to control and monitor expenses.
2007-2011 – Chrysler Financial – Farmington Hills
Real Estate and Operations Manager
Managed a team of four people that were responsible for all aspects of Commercial Real Estate Lending. Duties included documentation, closings, funding, account maintenance, field office support and training.
Managed a Real Estate Owned portfolio appraised at over $400 million. Responsible for leasing, vendor management, expense forecasting, account reconciliation, maintenance, budget monitoring, tenant management and sale negotiations.
Continuously worked to maintain relationships with vendors including: attorneys, property management firms, independent construction inspectors, title companies, appraisers, real estate brokers and environmental assessment firms.
Administered a design of a billing system for 450 commercial loans with an asset value over $2.5 billion. Responsible for billing coordination, cash positioning and forecasting.
Business leader with IT regarding system maintenance, system enhancements and functionality of a commercial loan billing system, treasury management and department databases.
Lead support for United States, Canada and Mexico business center offices for Credit Line, Equipment, Construction, Real Estate and Capital loan documentation and all account aspects post funding.
2001-2007 - Chrysler Financial – Farmington Hills
Real Estate Credit Analyst/Specialist
Evaluated, drafted and interpreted real estate loan documentation.
Reviewed financial qualifications for dealership applicants.
Administered construction loan funding requests.
Maintained relationships with third party vendors: appraisal and environmental firms, title companies and construction inspection providers.
2000-2001 – Chrysler Financial – Farmington Hills
Accountant
Reconciled financial discrepancies by collecting and analyzing account information.
Recommended financial actions by analyzing accounting options.
Documented financial transactions by entering account information.
Prepared payments by verifying documentation and requesting disbursements.
2002 – 2007 - Coldwell Banker Schweitzer Real Estate - Grosse Pointe
Realtor - Part Time
Provided real estate consulting for buyers and sellers of residential real estate.
Top ten associate in office sales for 2004 and 2005.
Education
1995-1999 Central Michigan University - B.S. - Corporate Finance
Certifications
State of Michigan – Real Estate License (2002-Current)