Sheri Truong **** Graham Avenue, Redondo Beach, CA 90278
Phone: 310-***-****, E-mail: acw8jl@r.postjobfree.com
OBJECTIVE To pursue a challenging position that would give me opportunities for growth and advancement in my career path QUALIFICATIONS
Strong interpersonal, verbal and written communication skills
Detail oriented with strong planning and organizational skills
Effective working both independently and as a team member
Highly motivated and hard working
Knowledge of APRWIN, Calyx/Point, Prime Alliance, Interlinq E3, LendingQB, Microsoft Excel/Word and Outlook
Knowledge of Loan Estimate/Closing Disclosure, RESPA 2010, REG-Z, HUD-1, REG-B and HMDA
EDUCATION
California State University of Los Angeles - Bachelor of Science in Business Administration
EMPLOYMENT
12/2014 to 12/2015 – Underwriting Assistant, Excelerate Capital – Irvine, CA
Shipped closed files to investors for final approvals
Submitted all Prior-to-Purchase conditions to investors
Performed a secondary underwriting review on Approved/Clear-to-Close loans to ensure all required documentations are provided prior loan documents and loan closing
Reviewed borrowers’ credit applications by analysis of credit report, income and asset verifications using FHLMC/FNMA and investors guidelines and submitted loan requests to in-house underwriters for final approvals
Prepared/sent out pertinent regulatory compliance disclosures
Followed-up with brokers to provide all required underwriting conditions
10/2014 to 11/2014 – Mortgage Loan Processor, Southland Mortgage Group – Fountain Valley, CA
Pre-Qualified borrowers’ credit applications by analysis of credit report, income and asset verifications using FHLMC/FNMA guidelines
Submitted Lender Correspondent Application to investor
Created Lender’s Account/Access to Investor’s Loan Origination System 9/2012 to 6/2013 – Mortgage Loan Processor, CUSO Mortgage – Anaheim, CA
Analyzed borrowers’ credit applications by analysis of credit report, income and asset verifications using FHLMC/FNMA guidelines and submitted loan requests to in-house underwriters for final approvals
Prepared/sent out pertinent regulatory compliance disclosures
Notified and followed-up with members to provide all required underwriting conditions
Ordered closing documents and coordinated funding
9/2011 to 9/2012 – Compliance Officer, Los Angeles National Bank – Buena Park, CA
Reviewed, requested and followed-up on all underwriting conditions of loan approval with the residential loan officers, escrow/title companies and other service providers; Prepared/sent out pertinent regulatory compliance disclosures
Gathered and reviewed HUD-1 and all required escrow documents to facilitate preparation of loan documents
Reviewed signed loan documents, performed quality control prior to funding and coordinate funding
Conducted compliance audit reviews for all closed and cancelled files. Submited HMDA data to OCC
Reviewed and updated changes relating to residential lending policies 10/2007 to 2/2011 – Mortgage Loan Processor II, City National Bank – Los Angeles, CA
Reviewed, requested and followed up on all underwriting conditions of loan approval with the residential loan officers, escrow/title companies and other service providers
Prepared and sent out all pertinent regulatory compliance disclosures
Ordered loan documents and coordinated loan closings with loan officers, underwriters and funders
9/2004 to 10/2007 – Business System Support Specialist II, City National Bank – Los Angeles, CA
Provided system support for end users on processes related to the bank’s mortgage loan origination system
Recognized, researched, isolated and resolved system problems
Developed, tested and implemented all business system requirements for residential lending
Gathered/documented business requirements and functional requirements for new system procedures
Backup supervisor
4/1999 to 8/2004 – Mortgage Loan Processor II, City National Bank – El Segundo, CA
Input new loan applications in the mortgage loan system and submitted loan requests for a credit decision
Reviewed loan files to ensure that borrowers provided all required forms and/or documentation; sent out all pertinent regulatory compliance disclosures
Cleared all underwriting conditions and coordinated loan closings with loan officers, underwriters and funders