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Loan Processor

Location:
Signal Hill, CA
Posted:
October 25, 2016

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Resume:

Sheri Truong **** Graham Avenue, Redondo Beach, CA 90278

Phone: 310-***-****, E-mail: acw8jl@r.postjobfree.com

OBJECTIVE To pursue a challenging position that would give me opportunities for growth and advancement in my career path QUALIFICATIONS

Strong interpersonal, verbal and written communication skills

Detail oriented with strong planning and organizational skills

Effective working both independently and as a team member

Highly motivated and hard working

Knowledge of APRWIN, Calyx/Point, Prime Alliance, Interlinq E3, LendingQB, Microsoft Excel/Word and Outlook

Knowledge of Loan Estimate/Closing Disclosure, RESPA 2010, REG-Z, HUD-1, REG-B and HMDA

EDUCATION

California State University of Los Angeles - Bachelor of Science in Business Administration

EMPLOYMENT

12/2014 to 12/2015 – Underwriting Assistant, Excelerate Capital – Irvine, CA

Shipped closed files to investors for final approvals

Submitted all Prior-to-Purchase conditions to investors

Performed a secondary underwriting review on Approved/Clear-to-Close loans to ensure all required documentations are provided prior loan documents and loan closing

Reviewed borrowers’ credit applications by analysis of credit report, income and asset verifications using FHLMC/FNMA and investors guidelines and submitted loan requests to in-house underwriters for final approvals

Prepared/sent out pertinent regulatory compliance disclosures

Followed-up with brokers to provide all required underwriting conditions

10/2014 to 11/2014 – Mortgage Loan Processor, Southland Mortgage Group – Fountain Valley, CA

Pre-Qualified borrowers’ credit applications by analysis of credit report, income and asset verifications using FHLMC/FNMA guidelines

Submitted Lender Correspondent Application to investor

Created Lender’s Account/Access to Investor’s Loan Origination System 9/2012 to 6/2013 – Mortgage Loan Processor, CUSO Mortgage – Anaheim, CA

Analyzed borrowers’ credit applications by analysis of credit report, income and asset verifications using FHLMC/FNMA guidelines and submitted loan requests to in-house underwriters for final approvals

Prepared/sent out pertinent regulatory compliance disclosures

Notified and followed-up with members to provide all required underwriting conditions

Ordered closing documents and coordinated funding

9/2011 to 9/2012 – Compliance Officer, Los Angeles National Bank – Buena Park, CA

Reviewed, requested and followed-up on all underwriting conditions of loan approval with the residential loan officers, escrow/title companies and other service providers; Prepared/sent out pertinent regulatory compliance disclosures

Gathered and reviewed HUD-1 and all required escrow documents to facilitate preparation of loan documents

Reviewed signed loan documents, performed quality control prior to funding and coordinate funding

Conducted compliance audit reviews for all closed and cancelled files. Submited HMDA data to OCC

Reviewed and updated changes relating to residential lending policies 10/2007 to 2/2011 – Mortgage Loan Processor II, City National Bank – Los Angeles, CA

Reviewed, requested and followed up on all underwriting conditions of loan approval with the residential loan officers, escrow/title companies and other service providers

Prepared and sent out all pertinent regulatory compliance disclosures

Ordered loan documents and coordinated loan closings with loan officers, underwriters and funders

9/2004 to 10/2007 – Business System Support Specialist II, City National Bank – Los Angeles, CA

Provided system support for end users on processes related to the bank’s mortgage loan origination system

Recognized, researched, isolated and resolved system problems

Developed, tested and implemented all business system requirements for residential lending

Gathered/documented business requirements and functional requirements for new system procedures

Backup supervisor

4/1999 to 8/2004 – Mortgage Loan Processor II, City National Bank – El Segundo, CA

Input new loan applications in the mortgage loan system and submitted loan requests for a credit decision

Reviewed loan files to ensure that borrowers provided all required forms and/or documentation; sent out all pertinent regulatory compliance disclosures

Cleared all underwriting conditions and coordinated loan closings with loan officers, underwriters and funders



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