Ryan Duke

Senior Auto Underwriter - TD Bank

Greenville, SC 29615

acw7ri@r.postjobfree.com - 972-***-****

To further my professional career within a world class organization.

Authorized to work in the US for any employer

WORK EXPERIENCE

Senior Auto Underwriter

TD Bank - Greenville, SC - 2015-11 - Present

Helped manage a Team of 8-12 peers and Auto portfolio, by providing guidance on auto credit applications,

making exceptions when applicable and provided feed-back with coaching opportunities to mitigate company

risk.

• Managed workflow of Auto Applications through que management to ensure all Auto applications were

processed in timely manner.

• Reviewed financial data to analyze the company's exposure to internal and external risk

factors while striving to achieve an appropriate balance between risk and return within portfolio.

• Provided recommendations to approve or deny extension of Auto credit on loan applications with-in.

Trained and mentored new employees on financial analysis and other job related activities.

Commercial Underwriter

Sysco Foods - The Colony, TX - 2014-06 - 2015-08

Reviewed financial data to analyze the company's exposure to internal and external risk

factors while striving to achieve an appropriate balance between risk and return.

• Provided recommendations to senior management to approve or deny extension of commercial credit.

• Trained and mentored new employees on financial analysis and other job related activities.

Commercial Credit Analyst

Advance Auto Parts - Roanoke, VA - 2012-03 - 2014-01

• Interacted daily with clients and identified commercial growth opportunities.

• Formulated market strategies to combat competitive threats in the market.

• Completed preliminary analyses to determine the viability of a new business proposal.

• Developed renewal strategies for clients with maturing loans.

Consumer Credit Analyst

Wells Fargo - Roanoke, VA - 2009-01 - 2012-01

• Evaluated delinquent files in a timely manner to determine borrower options.

• Planned repayment options in consultation with borrowers.

• Interacted with our legal counsel daily and prepared legal documentation including: Right to Cure, Proof of

Claim, and Notice of Default.

Senior Collections Analyst

Capital One, Debt Solutions - Tulsa, OK - 2005-08 - 2008-12

• Provided educational training sessions to consumers in regards to reestablishing credit scores.