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Bahawalnagar, Punjab, Pakistan
October 21, 2016

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Skype ID.nasir.peracha1

Mobile: 033*-*******

Nasir Raza


To join a prestigious organization providing me a chance of personal growth towards professional excellence.


Bank Alfalah Ltd, From May, 2016 to Date

Area Support Associate

Coordinate assigned tasks related to business projects in the assigned area.

Organize & attend departmental and area meetings to share business ideas and project status information. Takes meetings minutes and keep notes.

Generate business reports on weekly, quarterly and annual basis.

Stay updated on latest banking business & technology trends.

Organize weekly staff meetings to discuss business updates and issues.

Provide both clerical and administrative support to professionals, either as part of a team or individually.

Liaise with staff in other departments and with external contacts.

Order and maintain stationery and equipment supplies.

Liaise with colleagues and external contacts to book travel and accommodation.

Organize and store paperwork, documents and computer-based information.

Manipulate complex statistical data.

Arrange both in-house and external events.

Contribute actively to a culture of innovation leading to a market leadership position

Guidance provide to all area branches on any operational issue.

Bank Alfalah Ltd, From July, 2013 to April, 2016

Manager Operations

Keep updated regarding BAL’s policies and procedures, SBP’s guidelines including Prudential Regulations, their dissemination to concerned staff and monitoring compliance

Management of overall branch operations, ensuring efficiency, effective controls and maintenance of quality service level

Ensure proper daily checking of bank’s activity report; monitoring of suspense and reconciliation of accounts in line with prudential regulations

Supervising branch operations pertaining to clearing, remittances, collections online operations etc

Ensure proper handling of branch’s daily cash, maintenance of proper liquidity levels, daily closing of cash and its reconciliation with branch’s books and system; ensuring compliance with SBP’s requirements pertaining to cash handling operations

Ensuring that accounts are opened and maintained in line with bank’s internal procedures and KYC requirements of SBP; ensure that the cheque books are issued as per prescribed procedure minimizing chances of fraudulent activity

To maintain and monitor staff attendance, leave record and leave planning of the entire branch; developing backups of the key positions; ensuring internal communication; handling administrative and branch’s premises issues; keys and test keys administration

To ensure the balancing of all heads of accounts on periodical basis

To sign off daily position report and exchange position reports for TRY- head office perusal; cancel cheques and supervise/sign vouchers pertaining to operations of branch as per delegated authority

To supervise/sign various periodic reports/statements to be sent to H.O and Regulatory Authorities including SBP.

Keep team motivated, delegate tasks/decision making as per skills/competencies of staff; ensure timely completion of job descriptions, goal setting and performance appraisal

Bank Alfalah Ltd, From Oct, 2010 to June, 2013

Accounts Officer

Prepare Bank Deposits, Advances, Income & Expenditure Budget.

Prepare Annual Budget of the Branch.

Looking After & reconcile all Bank GL Heads

Preparation and submission of all reports/financial statements on daily, weekly, fortnightly, monthly, quarterly, half yearly and yearly basis to Area Office & Head Office

Maintaining and keeping all accounts/voucher information systematically and suggest process improvements

Calculation & Analysis of Different Financial Ratios.

Reporting & liaising with Area Office & Head Office

Reduce and eliminate Audit objections for the branch and to help improve audit rating

Prepare Strategy to complete all the tasks & given targets of the banks.

Strictly follow the Bank, SBP Regulations & Policies regarding banking.

BBan Bank Alfalah Ltd, From June, 2009 to Sep, 2010

Operation Officer

Daily review of cash balances, OBC, IBC, central bank clearing report, staff account activity report, inward & out ward clearing report, security stationary issuance & balancing.

Supervision of cheques & other instruments, availability of funds in respective accounts & inward/outward transfer of funds from/to other branches i. e. On-line Banking.

Supervision of transfer of Funds from one account to another after checking the correctness of instrument & verifying the a/c & income source of customer to avoid money laundering.

Supervision of received instruments from customers, identifying the concerned bank & branch, affixing the required bank stamps, sending to the concerned branch, receiving the funds on IBCA or D.D. get the funds transferred to the concerned A/C i.e. OBC

Receiving of instrument from other banks/branches get them cleared in clearing process & transfer of funds to the concerned banks/branches by issuing IBCA or D.D i.e. IBC

Receiving cheques from other intra city banks, checking the correctness bank discharge,correctness of instrument, signature & availability of funds i.e. Clearing Inward

Supervision of received cheques from customers, checking the correctness, bank discharge stamps, sending them to clearing house get the funds in state bank A/C & then transfer funds to customer A/C i.e. Clearing Outward.

Complying with policies of state bank of Pakistan. Maintaining bank’s bank A/C with state bank. Issuing & Receiving of funds from different banks of the area through central bank.

Review of application, analyzing the customer need, receiving charges & Issuing Pay order & Demand Draft.

Receiving suggestions/complaints from customers, identifying problem areas, providing customer care services & settlements.

Review of operations department to comply with central bank policy.

Daily Review collection of Credit Card Bills & Disbursement to H.O.

Reviewed matter related to Issuance of Cheque Books and Dormant Accounts.

Bank Alfalah ltd From April, 2008 to May, 2009

CD incharge

BBa Bank Alfalah Ltd, From July, 2006 to Mar, 2008

Cash officer

Training Courses (Bank Alfalah Ltd)

Anti-Money laundering measures.

Where Cheque goes collection and clearing.

3 Q.A (Quality Assurance) GOLD STANDARD.

4 Islamic Outreach Program.

5 Excel




2001 Bahauddin Zakariya University Multan

B.Com Punjab University Lahore Govt. Degree College Bahawal Nagar

Computer Literacy

MS Office (Works in all Windows based Packages)


Personal Profile

Father’s Name : Muhammad Akhtar Paracha

Date of Birth: August 20, 1983

N.I.C No: 31101-7734645-3

Domicile: Bahawal Nagar

6 Address Paracha Street Madina Chishtian Raod Bahawalnagar

Other Activities

Reading Daily Newspaper. Internet Browsing etc.


Reference will be provided on request.

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