Nadine Barham

516-***-****

N acvroh@r.postjobfree.com

Profile: Certified paralegal professional with ten years of experience and diverse knowledge of multifamily and commercial real estate lending. Seeking a position in an environment where my knowledge of commercial and multi family lending, asset management, loan workouts and debt collections along with skills in analyzation, organization and communication will be fully utilized.

Education

Hofstra University: Paralegal Certification, 2006

SUNY Old Westbury: B.A. in Communications, 2005

Experience

New York Community Bank – Hicksville NY National Banking Institution – May 2006 to Present Title held: Loan Recovery Officer

● Direct report to the Chief Credit Officer.

● Provide support for loan officers in the recovery of the banks assets on defaulted loans secured by commercial and multi family real estate.

● Assist with due diligence of defaulted loans.

● Prepare, maintain and distribution of monthly reports.

● Provide accounting support to loan officers.

● Daily corresponding and interaction with brokers, legal counsel and borrowers in the foreclosure process or repayment of debt or foreclosure.

● Maintain SOX and ERM audit controls.

● Maintenance of Restructured Trouble Debt, Charge offs, and Delinquent Loan reports.

● Reconciles delinquent loans with accounting.

● Perform internal loan reviews on classified or substandard loans.

● Compliance with federal, state and company policies, procedures and regulations.

● Analyze documentation submitted on behalf of the borrower to ensure compliance with bank standards and federal regulation.

● Verification of underwriting figures. Reviewed and analyzed appraisals. Reviewed and verified of closing documents

Law Office of Cohen & Slamowitz – Woodbury, NY Debt Collections Law Firm – August 1999 – March 2006 Titles held: Enforcement Supervisor and Collection Administrator

● Managed daily operation of the dept, while supervising a staff of nine.

● Coordinated and implemented departmental guidelines.

● Enforcement of judgments placed against debtors, as a means of recovering monies owed for outstanding debts to various organizations.

● Issued bank restraints and wage garnishments.

● Daily interaction with city marshals, county sheriffs and bank staff.

● Provided clerical support to the firms counsel in the litigation process for debt collections.

● Negotiated settlements with debtors.

● Examined files pre and post pleadings to ensure next stage of litigation process.

● Prepared and processed legal documents i.e., summons and complaints, affidavit of service and judgments. Processed fees to City Marshal, County Sheriffs and Process Servers. Licenses

Notary Public, State of New York, County of Nassau. Skills

Knowledgeable in federal and state banking laws, as well as civil litigation process. Experienced in commercial real estate and the multi family loan closing process. Proficient in the review of mortgage related documents, i.e., mortgage chains, appraisal reports, operating agreements, cash flow analysis, tax returns, rent rolls, and title reports. Proficient in navigating the NYCHPD, ACRIS and DHCR websites. Successfully completed Title closing training at Hofstra University. Also proficient in: MS Word and Excel

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