Curriculum Vitae

Name: Wong Sze Ching Joe

Address: Flat C, 31/F., Block 7, Richland Gardens, Kowloon Bay, Kowloon,

HK.

Mobile: 93899908

Sex: Male

Email: acvqcu@r.postjobfree.com

Education

The Royal Melbourne Institute of Technology University (2008)

Bachelor of Business (Economics & Finance)

The Hong Kong Polytechnic University & HKMA (1999)

Diploma of Management Study

The Open University (1992)

Certificate for English Study

Pui Kiu Middle School (1986 - 1988)

HKCEE and Higher-Level Examination

Working Experience

Assistant Vice President (Jun 2015 - Nov 2015)

OCBC Bank - Credit Administration Department

. Ensure all credit applications are approved properly before process

. Checking of required credit documentation/collateral according to

credit approval and make sure they are in good order before drawdown

. Ensure the implementation of credit administration policies and

procedures

. Control of all the credit limits input

. Checking of loan drawdown/rollover/repayment (including syndication

loan)

. Coordinate with internal legal department or external lawyers on loan

documentation

. Following the fulfillment of required covenants after drawdown

. Monitoring the market value of collaterals such as property, share,

SBLC or deposit and take necessary action if top-up is required

. Providing ideas to enhance the efficiency and streamline workflow of

daily operations

. Responsible for discharging/releasing the collateral or security

. Involving in ad hoc projects

Assistant Vice President (Aug 2014 - Mar 2015)

Industrial Bank Co Ltd - Credit Administration and Loan Operation

Department

. Checking of loan documentation (including drawdown condition)

according to credit approval and ensure they are in good order before

drawdown

. Ensure the implementation of credit policies and procedures

. Checking of loan drawdown and repayment

. Monitoring of account opening and remittance, ensure their operations

are complied with the bank's requirement

. Drafting of related guidelines or procedures

. Ensure the market value of collaterals (deposit and SBLC) are complied

with the bank's requirement

. Ensure all required covenants are fulfilled by customers after

drawdown

. Monitoring the UAT of loan system

. Involving in ad hoc projects

Manager (Feb 2011 - Aug 2014)

Fubon Bank (HK) Ltd - Enterprise Credit Risk Management Department

. Ensure all the credit documentation/collateral are in good order

before drawdown

. Coordinate with internal legal department or external lawyers on loan

documentation and ensure all documentation are complied with the

approval

. Checking of data input in systems e.g. credit limit set-up or

maintenance, collateral information, credit rating, credit review

date, etc.

. Ensure the required terms and conditions are fulfilled by borrower

after drawdown

. Checking of loan drawdown/rollover/repayment (including syndication

loan)

. Performing the role of syndication loan agent

. Preparing of monthly monitoring reports for marketing department

. Monitoring the market value of collaterals (such as property, share or

deposit) and take necessary action if top-up is required

. Responsible for discharging/releasing the collateral or security

. Involving in ad hoc projects

Credit Documentation Manager (May 2009 - Jan 2011)

Standard Chartered Bank - Credit Risk Control Department

. Checking of credit documentation and required collateral (including

drawdown condition if any) according to credit approval and make sure

they are in good order before drawdown

. Ensure the implementation of credit documentation policies and

procedures

. Coordinate with internal legal department or external lawyers on loan

documentation and ensure all documentation are complied with the

approval

. Ensure all required covenants are fulfilled by customers after

drawdown

. Monitoring the deficiency of credit documentation/collaterals

. Safekeeping of all the credit documentation

. Providing ideas to enhance the efficiency and streamline workflow of

daily operations

. Involving in ad hoc projects

Credit Administration Manager (Jan 2002 - Apr 2009)

Standard Chartered Bank - Credit Risk Control Department

. Checking of credit approval authority before launch the process

. Ensure all credit limits input in systems are correct

. Checking of loan drawdown/rollover/repayment (including syndication

loan)

. Monitoring the market value of collaterals (such as deposit, share and

bond) and take necessary action if top-up is required

. Ensure the implementation of credit administration policies and

procedures

. Preparing of monthly report for business units and management team

. Providing ideas to enhance the efficiency and streamline workflow of

daily operations

. Involving in ad hoc projects

. Providing training to new staff

Credit Administration Clerk (Aug 1994 - Dec 2001)

Standard Chartered Bank - Credit Risk Control Department

. Loading and maintenance the credit limits according to credit approval

. Update data (such as facility review date, industry code, credit

rating, etc.) in system

. Handling of loan drawdown/rollover/redemption (including syndication

loan)

. Calculating the CMV of collaterals (such as deposit, SBLC, share and

bond) and report to supervisor if any shortfall

. Following the fulfillment of required covenants after drawdown

. Fee collection (such as facility fee, insurance premium for property,

commitment fee, etc.)

Business Financial Representative (Dec 1993 - July 1994)

Standard Chartered Bank - Corporate Banking Department

. As assistant of relationship manager to draft the credit proposal

. Performing the financial statement analysis

. Answer customer's enquiry regarding their credit facilities

Loan Clerk (Dec 1991 - Oct 1993)

Overseas Union Bank - Loan Department

. Loading and maintenance of loan limit

. Update data for related systems (such as review date, credit rating,

mailing address, etc.)

. Handing of loan drawdown/rollover/repayment (including syndication

loan)

Teller (Oct 1988 - July 1991)

Bank of Communications - Branch

. Responsible for individual or corporate account opening

. Handling of transactions such as cash/cheque's deposit or withdrawal

. Verifying signature before pay out money

. Explain, promote or selling products or services to customers

Other Skills

Language: Proficiency in English, Cantonese and Putonghua

Computer: Word, Excel and Lotus

Interest

All kind of sports, especially swimming and basketball

I am a team member of basketball team in secondary school

Availability

Immediate

Current Salary

HKD33,000.-

Expected Salary

HKD35,000.-(Negotiable)

Contact this candidate