May **, ****

Dear Employer:

Please review my attached resume. I have extensive skills as a Controller and CFO at various companies and industries and I have an excellent working knowledge of GAAP and have managed accounting teams of one to one hundred. I have been responsible for developing financial analysis models for potential acquisitions and have managed the process of preparing annual budgets and five year projections. I am a CPA with twenty years of financial management experience using MS Dynamics Great Plains, QuickBooks, MAS, Net Suite, and SAS with an additional fifteen years’ experience in manufacturing, insurance and sales management. Using my extensive IT and SQL language skills, I have developed new reporting methods using ERP software, MS Access, MS SQL Server, MS Excel, MS PowerPoint. I am considered by my peers as an expert with financial data and analysis and have mentored and taught many financial employees how to build financial tools like pivot tables and dashboards using MS Excel and MS Access. Using this approach, my stakeholders are better equipped to provide valuable analysis of live data to assist in managing a vibrant business.

Sincerely,

Daryl Walter

1275 Emerson Road DARYL • Cohutta, Daryl GA Walter E. 30710 WALTER – Resume, • dewalter@Page - yahoo.2 CPA com • 423-***-**** Controller/CFO

Finance & Accounting Management • Budgeting & Planning • Mergers & Acquisitions • Systems Implementation Accomplished Controller/CFO with experience in operations, P&L oversight, multi-channel product distribution, and marketing involving both start-up, turn-around, dissolutions and growth organizations. Results oriented, decisive leader with proven success in strategic market positioning for international multibillion-dollar retail, financial and manufacturing organizations. Track record of growing bottom line while spearheading operational improvements to drive productivity and reduce costs. Astutely able to evaluate financial results and communicate to executive management in addition to interfacing with lending institutions and/or the investment community. Excel in dynamic, demanding environments while remaining pragmatic and focused. Fluent in many accounting and reporting systems including MAS 500, MAS 200, MAS 90, Great Plains, SAP, SAS, Net Suite, J.D. Edwards, Quick Books, Walker, FRX, Hyperion, Business Objects, VENA and others. PROFESSIONAL EXPERIENCE

Crusader Financial - Owner • Chattanooga, TN • February 1994 – Present Crusader Financial specializes in management consulting, M&A, due diligence, accounting software implementation, bookkeeping, and internal control development. Expert in accounting applications including Great Plains and QuickBooks. Industries served: Transportation, Sub-Prime financing, Manufacturing, Oil, Retail, Insurance, Sales, Health Care PHC Holding Group, LLC – Chief Financial Officer • Cleveland, TN • May 2009 – November 2014 PHC Holding Group acquires and manages pawn shops formerly family owned and operated. Beginning in 2009, PHC made its first acquisition and rapidly became a player in the pawn management industry. With quick turnaround from acquisition to rapidly increasing EBITDA, PHC instituted aggressive growth structure and product mix to transform each store into a retail powerhouse to its demographic. PHC Holding Group also organically grew an online consignment business which specializes in high-end merchandise which produced an additional $3 Million in sales in first 12 months. As Chief Financial Officer responsibilities include acquisitions, debt and cash flow management, equity fund raising, P&L oversight. Key Achievements:

Implemented Great Plains and VENA budget/reporting systems.

Developed Accounting controls and processes from scratch for this start-up business.

Developed and implemented compensation plans uncommon in the industry.

Developed audit procedures for shrinkage control and procedure implementation. American Bicycle Group, LLC - Chief Financial Officer • Chattanooga, TN • June 2008 – February 2009 American Bicycle Group (ABG), a private company, manufactures top-of-the-line titanium and carbon composite bicycles for the road, mountain, and triathlon bicycle markets and marketing them through a dealer and distributor model. As CFO responsibilities include debt and cash flow management, equity fund raising, P&L oversight, and investor relations. Key Achievements:

Elimination of redundant accounting systems and complete dissolution of defunct operations

Initiated turn-around methodologies which reduced staff by 70% and implemented cost saving procedures which added 20% to bottom line

Delek US, Inc – Corporate Controller • Nashville, TN • November 2006 – May 2008 Delek US, a public company since May 2006, owns and operates 499 retail convenience stores in the South, owns and operates an oil refinery in Texas, and markets petroleum products in the wholesale market. As Controller responsibilities encompassed general ledger accounting including P&L oversight, SEC reporting including preparation of MD&A. Key Achievements:

Implemented intangibles impairment testing, LIFO valuation, and SOX 404 process certifications and testing.

Implementation of Great Plains and designed executive and management reporting systems which tailored financial and operating reporting systems to meet requirements of 400+ business units. Developed an on-line method to analyze financial information which enabled field management to become involved in the budgetary development and control process. This facilitated in minimizing cost over-runs and revenue deficiencies. Daryl Walter – Resume, Page 3

First American Holding, LLC • Cleveland, TN • December 2001 – October 2006 Chief Financial Officer • May 2004 – October 2006

Controller • December 2001 – May 2004

First American Holding owns and manages a network of nationwide retail locations offering consumer loans and various other financial products. As Chief Financial Officer with 25 staff, responsibilities encompassed general ledger accounting including P&L oversight, and cash management. Provide cost analysis and control, analyze vendor proposals, develop and maintain working relationships with partner banks and potential investors. Key Achievements:

Boosted market penetration by 125% through acquisition of 200 operating units as key member in negotiation and due diligence teams. Forged strategic relationships with supply and service vendors.

Implemented cash management procedures in over 400 business units and reduced daily idle cash by 90%.

Turned around organization-wide resistance toward automation and streamlined procedures that significantly improved efficiency while reducing costs.

Championed installation of leading-edge systems technology resolving long-standing profit measurement problems and created infrastructure to support corporate growth. Recognized critical need and upgraded automated systems to track long-term assets.

Designed and executed an implementation model to facilitate security monitoring and site management at remote locations. Project Manager responsible for the implementation of new accounting, reporting and payroll systems. UnumProvident, LLC • Chattanooga, TN • January 1995 – December 2001 Senior Financial Manager • January 1999 – December 2001 Financial Consultant • June 1997 – January 1999

Accountant • January 1995 – June 1997

UnumProvident is a public company which provides group and individual income protection products in the United States the United Kingdom and Japan. As Financial Manager with 10 staff, responsibilities encompassed 10Q and 10K reporting to the SEC, financial reporting for $16 Billion in insurance reserves within GAAP, Tax, and Statutory guidelines following all current pronouncements. Provide financial and business analysis for the CFO and design automated annual budget and financial plan analysis. Key Achievements:

Developed EssBase financial reporting system which utilizes cube technology to allow drill-down capabilities to otherwise basic reports. Integrated a graphical, object-based interface (Hyperion Financial Reporter) into existing financial reporting cycles and systems which enabled rapid creation of reports that combine grids of data and text, charts, graphs and images. With SQL query language expertise, developed several large database/financial reporting systems using various platforms including Teradata, SQLServer, EssBase and MS Access. Using advanced technology, these systems could provide top level management with instant access to real-time financial information. Responsible for loading, analyzing, and fine tuning a large Teradata system and creating methods of analyzing the data. This involved developing metadata, optimizing SQL queries, improving response and execution times, troubleshooting errant queries and assisting in the initial database design.

Manage implementation of financial systems from design through final completion of each project. Translated client business requirements into specific system, application or process designs for leading edge solutions. Interfaced with executives to identify functional requirements and subsequently work with others in identification, justification and design of solution.

Other Experience:

College Press • Sales Associate – 1988 to 1994, Printing Universal Color • Production Manager – 1984 to 1988, Photographic reproductions McKee Foods • Production Manager – 1977 to 1984, Food manufacturing EDUCATION & CREDENTIALS

Bachelor of Arts, Accounting (BBA) • Southern Adventist University, Collegedale, TN Associate of Science, Economics (ASE) • Chattanooga State Technical Community College, Chattanooga, TN Professional Certifications & Associations:

Certified Public Accountant, Tennessee – Active

Charter Global Management Accountant – Active

Tennessee Society of CPA’s & American Institute of CPA’s – Active

Contact this candidate