Data Entry Real Estate

TIFFANY L. VALDES

Phillipsburg, New Jersey ***** T: 201-***-**** acvck6@r.postjobfree.com

PROFESSIONAL EXPERIENCE

HSBC BANK JERSEY CITY, NJ Jan. 2014 – Present

Senior Commercial Real Estate Closer

Closer: In accordance with established policies and procedures, prepare loan documentation and perform all necessary functions related to the processing, renewal, and origination of all commercial credit facilities (lines of credit, term loans, mortgages, etc.) that may be complex in format and/or terminology. Perform any combination of the following duties, depending upon requirements. Also may be required to perform any other job-related instructions as requested by their manager, subject to reasonable accommodations. Selected Achievements

Work with Commercial Banking Officers, attorneys, and other third parties (title companies, appraisers, etc.) to ensure that all commercial loan transactions are processed and documented in accordance with the terms and structure approved by the appropriate bank lending authority.

Order, obtain and analyze all pertinent applicant/borrower, property/collateral, and documentation information and verifications related to the processing of moderately complex and complex commercial loan transactions.

Participate in ongoing training, including online banker training, and continued education to assist in interpreting and applying Federal and State laws and regulations, bank loan policy and procedures, and to ensure the compliance of all commercial loans.

Assist in the preparation, review, and maintenance of all commercial credit files, especially including loan documentation and subsequent follow up on any exceptions. NEW JERSEY BUSINESS FINANCE CORP. FORT LEE, NJ May 2007 –Aug. 2012 Servicing and Closer New Jersey’s #1 SBA 504 Lender Closing and Servicing: Serviced over 250 accounts and closed over 150 Small Business Association (SBA) 504 loans with small businesses throughout the state of New Jersey at the state’s #1 Certified Development Company. The types of loans were specific for purchase of commercials real estate and/or equipment, or refinances (SBA 504 loans). Verified the legal documentation required to be provided to the SBA for each loan following the SOP 50 10 5(A) regulations. Maintained accurate application files according to SBA regulations. Maintained New Jersey Business Finance Corp.’s accounts payable and receivable. Serviced SBA loans consistent with regulations guided by, the SOP 50 10 5 (A). Communicated affectively with borrowers, bankers, and attorneys regularly, which maintained professionalism throughout the 10 or 20 year term of the SBA 504 loan. Assisted supervisor in various areas including servicing clients, data entry, faxing, placing orders for documents, proofing, filing, mailing and other projects assigned. Selected Achievements

Temporary employee started, Feb. 2007 and was hired as a full time employee, May 2007.

Produced accurate closing and application files to the Newark District Attorney’s office for compliance of SBA auditing purposes, allowing the company to maintain a high grade on the SBA grading scale.

Administrator for the accounts the company held with Lereta LLC, an outsourced Tax Company that reported real estate tax information for commercial residential, residential and commercial properties. Maintained all data entry into the Lereta data base, organized reports for delinquent real estate taxes for the residential and commercial properties, managed correspondence regarding the taxes paid and/or brought current in compliance with the SBA 504 loan regulations for all servicing accounts.

Quality Controlled and maintained CDC Ventures, another database used by SBA and the CDC in order to submit loans and make changes throughout the maturity of the loan.

Submitted multiple SBA 327 amendments to make changes or corrections to the SBA approved loan’s Authorization for Debenture Guarantee.

Received a Certificate for Essentials of Communication and Collaboration by Rockhurst University Continuing Education Center.

Phillipsburg, NJ T: 201-***-**** acvck6@r.postjobfree.com TRANZACT FORT LEE, NJ Aug. 2005 – Jun. 2006

Account Manager The nation’s leading provider of outsourced customer acquisition solution Online Team: Managed client’s advertisement websites such as Z-wireless (Alltel, Sprint, and Nextel) and NASCAR accounts. Executed and managed their marketing campaigns to increase customer traffic on the Web pages by assisting in the purchases of media through CPA, CPC, CPM and other web -based marketing. Developed and maintained marketing collateral and also handled QA for web-hosted sites. Generated daily Web site traffic reports and analyzed reports to improve the website marketing strategies. Completed research for marketing media plans of new prospective servers. Proofed and edited Web content for client websites. Managed, created, and designed decks for online Media presentations and reporting needs.

Selected Achievements

Promotion was received for being an innovative and efficient team player within the Fulfillment Team.

Created an excel spreadsheet in order to maintain the acquisitions of all leads that were generated by CPC, CPA, and CPM. With the information gathered, the company could make comparable decisions coordinating the purchases of online media buying, paid and organic search, search engine optimization, affiliate network coordination and management, lead generation, and advanced reporting and analysis.

Also created marketing procedural documentation which allowed the department to manage accounts payable invoices to provide accurate and timely monthly reports to control monthly budgets. TRANZACT FORT LEE, NJ Apr. 2005 – Aug. 2005

Fulfillment Team

Fulfillment Team Member: Worked in a team environment for a Direct Marketing Company programming phones, placing SIM cards in phones, shipping, capturing and boxing as many Cingular and Alltel client’s phones on a daily basis. Utilized data entry in an Order Management Systems (OMS) software used to manage clientele. Activated clientele directly within Cingular and Alltel’s database allowing the client to be able to make calls as soon as they received their phone.

Selected Achievements

Worked as a temporary employee in Jan. 2005 - March 2005. Promotion received with full benefits in April 2005.

Implemented a more efficient way of placing SIM cards with phones, which enabled the team to capture and ship more phones per day. This set a higher standard in regards to the productivity of the shipping, capturing, and packaging of client’s phones. Fulfillment Team was able to use my technique to have a higher daily productivity.

The level of productivity enabled me to be eligible to work additional hours that were available on weekends and after hours in order to maintain the integrity of the company’s efficiency of keeping the OMS queue empty. Computer Skills:

I.E. 2000; XP; C; C++; Access 2.0; XP, MS-Office 6.0; MS-DOS 6.2; MS-Works; MS-Word 7.0; Windows 3.xx; NT; Excel 2000; XP MS-Power Point; & Auto CADD

Education:

New Jersey Institute of Technology –Industrial Engineering (Sept. 2000 – Aug. 2004) Teaneck High School – High School Diploma (June 1998) References available upon request

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