Marlene Hunt

***** ******** **. 770-***-****

Alpharetta, GA 30022

acv9r3@r.postjobfree.com

SUMMARY

I have in depth knowledge of all Business Services; Wholesale banking Services, Consumer Services, Commercial, residential Real estate knowledge, and Wealth Management testing. I have excellent communication and time management skills. I help Implement regulations that require all banks to comply with Anti-Money Laundering (AML), RESPA, HUD-1, Office Federal de l’Aviation Civile (OFAC) and Suspicious Activity reports (SAR’s). Effective procedures warrant enhanced due diligence (KYC) Know your customer, (CCAR) Compressive Capital Analyst Review. I have strong error detection, analytical and problem solving skills. Ability to manage large databases successfully and compile, extract or analyze data as per the requirement. I Provided Quality Assurance Reviews for foreclosed loans implanting Dodd-Frank Act procedure.

PROFESSIONAL EXPERIENCE

Discover Financial Services 03-2016- Present

AML Investigations Analyst Columbus, OH

• Participating in and/or leading projects, initiatives, committees, etc. which serve to enhance the teams process and effectiveness.

• Conducting Quality Control (QC) reviews for cases, SARs, and alerts

Assessing the effectiveness of internal procedures and policies and making change recommendations to ensure emerging industry risks are appropriately mitigated.

• Providing constructive feedback to AML Analysts & Investigators with respect to the quality of case escalations, trends and issues, or best practices in order to assist in the continued development of the alert analysis process.

• Investigating complex, sensitive, and/or significant AML risks and filing SARs as the result of the investigative work.

• Ensure day-to-day tasks are completed if Team Manager is out of office.

Private Plus Banking

Mortgage Compliance Analyst Buckhead, GA 01-2015 – 03-2016

• Assist Sales and Operations personnel in resolving day-to-day compliance related questions.

• Remain current on investor guidelines and compliance regulations.

• Conduct fair lending monitoring and testing based upon the CFPB examination procedures and regulatory hot topics. Analyze potential anomalies in borrower loan data and determine solutions to correct deficiency, limit repeat of deficiency, and recommend course of action

Conduct statistical and linear regression of mortgage data

Research processes and procedures to ensure Fair Lending Regulatory Expectations are met.

Cross Check Compliance/Slate Professional

Analyst Remote 07-2015 to 11-2015

Monitor lending related activities to ensure compliance with established policies and procedures, and regulatory requirements.

Identify compliance problems, and recommend corrective action.

Support the Compliance Department with regard to the coordination of monitoring and tracking industry compliance updates; creation of compliance related communication; assist or act as a lead for various applicable Compliance Department project implementations.

Support the building and execution of periodic detailed risk assessments.

Support all Post Implementation Validation processes including documentation of exceptions; communication of findings to the Compliance Department, and recommending corrective action.

CSI Company/BB&T

Software Training/Design Snellville GA 03-2015 to 07-2015

A software training/Design testing

Testing the new proprietary software system

Making recommendations, documenting steps

Help with the structure of program

The software I’m interacting with is UniFi Program.

Oversee the external audit process and ensure it proceeds and is authorized as per the SOX requisites

Evaluate the internal control measures and procedures for SOX requirements and standards and report the non-complying areas

Regions Bank/Cypress Resources Birmingham AL 10-201*-**-****

BSA/AML Analyst

Assist a variety of financial institutions in addressing Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and sanctions compliance matters.

Provide support for financial services or AML Alert compliance initiatives at the direction of the national AML industry leader or leadership team.

Perform a risk assessment for the types of business that the company does.

Provide support for financial services (EDD) Enhanced due diligence executed KYCs and SARs reviews daily.

Conduct inquiries of the people suspected for indulging in illegal activities. Gather information from them to check the legality of the transactions.

Help to evaluate external IT testing methodologies, and upcoming tools supporting management on adopting them when applicable.

Investigate with the stress scenario projection calculated by Federal Reserve Analyst using input data provided by the 19 BHCs. (CCAR) test. Along with the Supervisory Stress Scenario.

Corvus/RSM McGladrey Washington D.C 08-201*-**-****

CCAR Business Analyst FDIC

Dual Control of Collateral files

Investigate with the stress scenario projection calculated by Federal Reserve Analyst using input data provided by the 19 BHCs. (CCAR) test. Along with the Supervisory Stress Scenario.

I managed a loan portfolio of over $2,058,000.00 files with five different portfolio type loans listed by loan number; alpha by borrower name and by branch.

Implemented a regulation that requires all banks to comply with Anti-Money Laundering (AML), and Suspicious Activity reports (SAR’S).

Monitoring the national bank surveillance system used by the U.S. Office of the Comptroller of the Currency (OCC) to collect data and evaluate national banks financial performance.

Provided Quality Assurance Reviews for foreclosed loans implanting Dodd-Frank Act procedure.

JCIII (Remote) Tampa, FL 02-201*-**-****

Compliance Business Analyst

Assist a variety of financial institutions in addressing Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and sanctions compliance matters.

Provide support for financial services or AML Alert compliance initiatives at the direction of the national AML industry leader or leadership team.

Provide support for financial services doing due diligence with RESPA, HUD-1 checks and balances...executed KYCs and SARs reviews daily.

Conduct inquiries of the people suspected for indulging in illegal activities. Gather information from them to check the legality of the transactions.

Solomon Edwards Group/Promontory Wayne, PA 10-2011- 01-2013

Bank of America/Foreclosure Analyst

Ensured that all required processes and procedures were followed by enhanced due diligence.

Provided Quality Assurance Reviews for foreclosed loans implanting Dodd-Frank Act procedure.

Completed Quality Reviews according to clearly defined requirements

Anti-Money Laundering with working knowledge with RESPA, HMDA-1, TIL, Fair credit and lending ACT, Fair Housing Act, Flood Insurance and ECOA, Office Federal de l’Aviation Civile (OFAC).

Familiarity with common money laundering schemes and an understanding of the AML legal and regulatory environment, specifically the laws, regulations, and guidance promulgated under the BSA and USA PATRIOT Act.

Monitoring the national bank surveillance system used by the U.S. Office of the Comptroller of the Currency (OCC) to collect data and evaluate national banks financial performance.

TCBA Washington D.C. / HUD 12-2010- 08-2011

Due Diligence Compliance Business Analyst

Related to the resolution of financial institutions brought under the control of the FDIC.

Performed reconciliation of bank financial records with internal controls established by FDIC.

Held responsible for reviewing Commercial, residential, FHA, VA and Conventional real estate financial documents (to include origination, servicing, loss mitigation, etc.).

Extracted data, provided underwriting analysis, as required, for support of loan sales.

Anti-Money Laundering with working knowledge with RESPA, HMDA-1, TIL, Fair credit and lending ACT, Fair Housing Act, Flood Insurance, ECOA and SAR’s.

Corvus/RSM McGladrey Washington D.C 12-200*-**-****

Loan Analyst

Related to the resolution of financial institutions brought under the control of the FDIC.

Developed plans for restructuring & modifying loans pertaining to asset management and loan servicing.

Participated in financial institution closings, performing a variety of clerical and/or technical functions required to provide general customer service and administrative support.

Reviewed loan files for collateral exceptions, UCC filing dates, insurance expiration dates, financial statement replacement dates, appraisal expiration dates, and real estate tax payment due dates.

Goldman Sachs/Lydian Data Service Boca Raton, FL 01-200*-**-****

Business Compliance Loan Analyst

Performed due diligence with adherences to company’s and investor’s loan and documentation policies for consumer protection guidelines and working knowledge with RESPA, HMDA-1, TIL, Fair credit and lending ACT, Fair Housing Act, Flood Insurance

Underwrote files sent back to the Risk Management department from Fannie Mae, Freddie Mac and Private Mortgage Companies.

Execute investigations to concur or cure outstanding issues for validation methodology.

EDUCATION

B.A Degree, General Education, California State University, Los Angeles

CERTIFICATIONS

National Foundation of Credit Counseling: Certified Consumer Credit Counselor 12/5/2015 - #CC13660 Certified Housing Counselor – 12/11/2016- #HC10767

Certified Notary Public for the State of Georgia - #W-00194091

CAM Certification with FINRA E-Learning Courses 08/01/2014

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