SUMMARY
Experienced financial services and sales professional with experience in inside call center sales, customer service, credit/collections and servicing. Strengths include strong negotiation and follow thru skills, all while collaborating with multiple departments. Delivering a quick turnaround time and maintaining high levels of client satisfaction.
PROFESSIONAL EXPERIENCE
310 NUTRITION COMPANY, El Segundo, CA 01/15-present
Inside Sale Account Representative Call Center
Average call center outbound Calls per day 350
Average calls per hour 95 to 100 per hour
4 to 5 sales per day
Average sale per transaction $150.00 to $400.00
TRIANGLE CONSTRUCTION INC, Culver City, CA 08/13-01/15
Inside Sales Representative
Average 400 to calls per day
Average 50 calls an hour
Close 3 sales a day.
Sell home improvement and remodeling to potential customers .
Follow-up on canceled accounts to improve business relationship.
BANK OF AMERICA, Agoura Hills, CA
A $115 Billion Multi national and Financial Service Corporation. 8/12- 8/13
Claims Foreclosure Analyst lll
Preparing and reviewing Mortgage Files
Screen and validate accuracy of fees and penalties assessed.
Prepare an analysis to determine of Loss Mitigation procedures
Were correctly executed within State and Federal Laws.
Conduct a complete review of the file to ensure all default timeframes
Were processed.
Determine if there were direct relationship between loss mitigation and
Procedural errors and harm to the borrower.
BANK OF AMERICA, Westlake Village, CA
Business Analyst ll (Global Financial Crimes Specialist) for the Mortgage &Loan Investigation
Group
Reviewing, analyzing, and Identifying indicators of potential fraudulent activity
From information sources as surveillance / monitoring alerts, open source media reports and internal referral.
Document fraud review results and preparing (SAR) Suspicious Activity Reporting
In accordance with US laws Bank Secrecy Act and the US Patriot Act.
TOSHIBA AMERICA, Irvine, CA 5/11- 8/12
A $75 Billion Electronic Equipment Company
Field Auditor Researcher
Inspect and review all electronic devices printers, copiers, scanners, fax machines
Provide detail explanation of site assessment
Record and store data on Toshiba Thrive tablet download to management
GE CAPITAL, Costa Mesa, CA 3/08- 5/11
A $6.8Billion Consumer lending Division for the RV and Marine Industry.
SR. Collection Officer
Negotiated firm arrangements with existing customers on accounts over 30 days delinquent.
Maintained an average of over 10% contribution rate of total dollars collected per month in a 13 member team.
Maintained an updated certification Fair Lending, FDCPA. (BSA) Bank Secrecy Act, (AML) Anti-Money Laundering, Intro to credit card regulations.
Awarded Performance Recognition Awards for most dollars collected, lowest APR Score, and most improved APR Score.
FIELDSTONE MORTGAGE COMPANY, Irvine, CA 5/07- 2/08
A $550M Wholesale Mortgage Lender.
Wholesale Account Executive
Made sales calls and presentations to new and existing clients.
Increased new clients in sales territory by 10% by aggressively seeking out new opportunities.
Meet sales quota every month, which included acquiring 2 new accounts every month.
NATIONAL CITY MORTGAGE, Torrance, CA 6/02- 5/07
A $1Billion nationwide commercial bank and mortgage lender.
Sr. Funder. Closer Wholesale Bank, Assistant Underwriter
Oversaw, audited and sold mortgage loans to investors.
Processing,analyzing,verifying conditions per investor guide lines,bank guide lines
Reviewed and audited 120 loans per week prior to funding.
Annotate and check Underwriting conditions. Review pre/post closing conditions.
1st CALIFORNIA SECURITY INVESTMENTS, Gardena, CA 05/02- 09/03
Mortgage Broker/Owner Denny Sanya
Mortgage Loan Officer (part time)
Make calls to existing clients present new mortgage loan products
Made sales calls to new potential clients 50 to 75 calls a day
Reviewed mortgage files with customers via phone and in the office
Made calls to schedule closing, interacted with Escrow and Title companies
XEROX FEDERAL CREDIT UNION, EL Segundo, CA 3/94- 05/02
$1Billion in assets Nationwide Credit Union.
Sr. Closer and Funder, Sr. Collector
Managed and supervised a staff of 4 in the Mortgage funding and closing unit. Collected on unsecured debt and secured debt.
Reduced company NSF Check volume by 20%.
Created and implemented a more efficient tracking system going from manual to electronic which audited and monitored check returns.
Promoted to Sr. Collector closing and funder supervisor.
EDUCATION
University Of California Santa Barbara, Santa Barbara, CA
Completed Coursework
Verbum Dei High School, Los Angeles
Diploma