CTO

IT Leader who offers an ** years impressive record of Achievements in defining, driving, and implementing IT Strategy, Major Technology/Operational Changes, Business-Critical Real Time and Batch Systems Design, Development and Implementations, Transformation, Business Alignment, and Innovation in Large Multinational Financial, Telecom, Energy, Consulting and Public Sector Organizations, Ecomm, Startup.

A highly experienced and reputable senior professional with extensive, end-to-end financial markets operations and IT background, IP product portfolio – merger and acquisition, negotiation, valuation, integration, including business change and transformation, business and technology migration / innovation, large-scale systems and service delivery and support, complex business analysis, multi-threaded project management, programme management, business process re-engineering, team and departmental leadership, and divisional management to CxO level. Unblemished track-record of delivery in strategic and tactical initiatives of all sizes. Confident and fluent communicator to board level. Creative and quick-thinking problem-solver.

Proven Expertise In:

IT Strategy and Technology Roadmap

Enterprise Architecture (TOGAF, ZACHMAN, DODAF), tools Evolve, Mega / Alphabet

Banking EA frameworks BIAN / IFW

EAI, SOA, BPM, ESB, MDM, ERP, CRM, Cloud Computing - Paas, IOT, Blockchain

OO, Agile SCRUM, RUP Development Methodology

Managing Large Enterprise Application Development and IP product portfolio, and Digital and block chain solutions.

IT & Business Alignment

IT Governance Frameworks ITIL, COBIT, CMMI

Global Outsourcing and offshoring

Change and Transformation Management

Programme Management, PMO

Process and Engagement Improvement

Team Building & Leadership

Operations and Service Management

Business Expertise:

Industries: Banking (Front, middle, and back office) – Investment, Wholesale, Retail, Consumer, Islamic Banking, Risk Management, Capital Market, Cash, Asset and Wealth Management, Oil and Gas Exploration, Insurance, Telecom, Healthcare, shipping, Public sector, Ecomm, Solution and service provider.

Education:

MS Computer science and application, AMU, India, 1991.

B.Tech. Information System Management, NIIT, India, 1993, Part Time.

BSc (HONS), Physics, Operation Research, AMU, India, 1988.

National: British

P R O F E S S I O N A L E X P E R I E N C E

March 2015 – to date

Urbanoy Ltd.

Promoter and CIO/IT Director

Startup Company with products services based on ASAP could and digitalized solution Like - Asset management – real estate and commercial and residential construction material ecommerce products trade, bidding of products and services by service organizations and individuals, real estate assets trade, portfolio management. Account receivables and payable, invoice discounting, Marketing Alanytic product - delivery of marketing analytics whilst managing a team of nine analysts within the econometrics and data science space. Ownership within the business of the main analytics areas, Market Mix Modelling and granular data analytics. Emphasis on digital, market mix modelling, location and segmentation analysis using a wide range of data mining, statistical and machine learning techniques for creative problem solving, using web scraping and APIs.

Define IT strategy, EA, Business processing Engg, Technology selection, Product development, PDLC process development and deployment, Offshoring, capacity planning and programme management. Recently launched in India and preparing to launch in UK and China. Oracle, Ruby on Rails/Nod.js, Angular JS, Native iOS/Android, GitHub, Travis CI, Heroku Paas, Google Analytics/Mix Panel Analytics, Magento. Defined and developed strategy to use Blockchain. Managed, lead team to deliver architecture, design and deliver solutions using Blockchain use cases for ecommerce and invoice discounting and payments.

June 2009- Feb. 2015

Employer- The National Commercial Bank Group (NCB)

Position Held : CTO/Deputy CIO

Managing yearly initiative Budget of USD 160 million, BAU budget of USD 75 million with onsite FTE 600, Offshore 800 and outsource 350 resources and 150 Solutions in the Banks in partnership with Finance, HR and business.

Brought in to refocus and transform a chronically underperforming IT function to reposition IT as a strategic enabler of NCB’s business success.

Launched a comprehensive IT Transformation Program: People, Process and Technology, Created NCB Group’s first, formal Architecture and IT Strategy Program – branded internally as Wave I – III and TOM.

Develop and implement Architecture frameworks and model, platform designs, strategy, technology selection, business cases, roadmaps. Business process reviews and optimization. Data quality and data management assessment and guidelines. Architect and support the implementation of agile IS business platforms that support business growth, acquisition, and market expansion. Support merger and acquisition activities: Technology and application systems assessments. Costing models and implementation roadmaps. IS integration plans and execution.

Organized 30+ EA, program Managers, SA specialties into a cohesive strategy and global delivery organization

Wildly successful; spawned hundreds of projects; NCB IT landscape changed forever; WI-WIII is the basis for the “One NCBC” suite of applications now standard across NCBC.

Open Research Lab and alliance with third party Lab to define Blockchain use cases for payment, treasury and trade finance. Defined blockchain use cases for trade finance. Managed, lead Blockchain team to deliver architecture, solutions.

Identified strategic business opportunities and revamp the unstructured Solution/Infrastructure Architecture by Introducing Enterprise Architecture, SOA development, new technologies, Rational(EA, Reqpro, Quality, Assets, Change and CM), BPM, SOA Grid, MDM, UI, BPEL, Case Management and Cloud Computing by -Cordys, B2B WebMethod, Tibco, Oracle OGL, HRMS, CRM, E business, SAP services,.Net, JAVA, C, C hash, C++, Silverlight, Ruby on Rail, C++, JavaScript, PHP, Python, Ruby On Rails, AngularJS, HTML, CSS, NodeJS, Python, LAMP, iOS, Android.

Led several business re-engineering programme in the area of Capital Market, Energy Trading, Treasury and Risk Management. Selected and implemented Fidessa – trading solution, Risk management - Kondor+, KGR, LCMS, SAS and Treasury -KVAR, K+TP, KSP, Trade finance solution( Bank Trade), Retail, and Corporate Banking( BANCS, Temenos T24, KYC, AML, Anti-Fraud, PCI, payments solution by implementing BESS version 22, Investigation and Exception, SAA, SWIFT and SARI Gateways. Card management by implementing Intellimatch, Vision Plus, and Identity verification solutions, e_corp, Mobile Banking (android, Apple, Pads). Implemented business intelligence solution using Hyperion/BO/Cognos, customization and implementation of Investment banking solutions Summit, Sophis Risque, Sophis Value and KSP.

Defined and executed the Digital Strategy. Got the market research conducted, build the business case for the Digital transformation and got the budget of USD 85 mil approval by the board along with businesses. Managed and led the large complex digital/multi channel portfolio across the businesses. Covered big data, Data Analytics, BI, End user services Channel – POS, Alahli Online, Alahli E-corp, Alahli Payment, Mortgage, IOD, ATM, card less banking, cross platform communication establishment, Big Data engg, Social Call center, Mobile Banking(android, apple, pads), Social networking with case management, Order management, Alahli Brokerage, Alahli Takwul, Branches, Mobile CSR, Business User Services – Mortgage Loan, Payment, Customer MDM, Credit Services, financial advisory, Trade Services, Real time Activity Monitoring, Alerts and Notification, Activity Aggression, Case Management( WIP), Enterprise User Services – Reports, Analytics, Score Cards, Content Management, Knowledge Management, Data Mining, social CRM. Used the Framework with BPM, ESB, MDM, Big Data, Data Analytics, BI, statistical Models to implement the products and develop solutions.

Managed and led the delivery of programme scope, business processes and solutions architecture, solution delivery of the regulatory Change programme – Basel III, and Risk Management programme for Operational Risk, Market Risk, Credit Risk, Liquidity Risk. Has OLAP analysis for analysis, cross plat form compatible for system integration of different businesses needs, highly integrated with enterprise databases, has strong Business.

Defined and Executed the Transaction Banking strategy with business. Developed/customized and integrated the integrated Transaction Banking solutions (Trade finance, Payments, Cash Management, Treasury, electronic banking, account receivables and invoice discounting). Working on Block chain technology for payments, trade finance.

Restructured and reorganized IT teams, replaced key IT executives, revamped all internal IT processes (Policies and Standards, Service, Incident, Problem, SDLC, Testing, Change and Release).

Led the architecture, design and implementation of Wealth Management Corfax

Lead the transformation of Commodity trading platform, selected, customized, integrate and implemented openLink solution for Energy trading.

Lead the selection, customization, BPR, and implementation of ORACLE HR, GL, SAP/HP services

Plan and implemented a master data management strategy for customer, RM, SRM, Accounting and product data. Defined the ownership, conceptual, logical models and implemented physical model.

Defined and implemented Quality IT transformation programme.

Established Matrix Management - Dash Boards for Portfolios, IT Programme, Quality, Dev, Network, Capacity, Service, Finance, HR, and Vendor Management.

Created IT Risk Management; risk register and operational risk reporting now in place

Implemented a strong performance management regime; managing out the bottom 15% of staff

Delivered a comprehensive skills assessment and upgrade program, both management and technical

Improved service availability from 25% KPIs to 93%, achieved in few months

Implemented new IT governance and demand management process ensuring strong business ownership of IT strategies and plans

Upgrading NCB’s Network Operations Center, replacing the branch network; planning to build two new data centers

Upgrading the contact Center with Sibyl and infrastructure by Cisco.

Positioning to increase development capacity with a Tactical sourcing agreement with Vendors

Assessed the Capacity to deliver the strategic and Tactical Roadmap for IT, defined and established the offshore strategy to deliver the IT Roadmap.

Sept 2004- May 2009

Misys International Banking. London

Position Held : VP IT/CTO

Responsible for delivering IT Strategy, Technology and Products Roadmaps, complex program management and delivery, solution architecture, design, development with a significant technology flavor and large business impact into Investment, Corporate, Retail Banking and Capital Market sectors. Manage benefits tracking and realization, P&L of £120 mil and 900 resources.

Key Accomplishments: Closed business of £15 million per year and was able to get pipelined business of £45 million. Implemented product transformation roadmap to re-architect the Misys product portfolio and laid out plans for improving product quality to attain greater customer satisfaction and market gain. Defined architecture, design, Develop and Deliver 100 of core products enhancement, customer based projects

Key Initiatives:

Define and implement the IT Strategy, Architecture road map, road maps for company including the definition of the systems and services for products releases, Change Management, operation, professional services, and outsourcing for wholesale, retail, consumer banking, risk management, asset and wealth management, capital market. Manage P&L.

IP expertise, products acquisitions, negotiation, organic growth of products IP portfolio.

Design, Develop and Deliver several customer based projects, IT services, through internal teams, outsourced services and suppliers that support the company’s business model and clients.

Manage the client’s negotiation of contracts and terms. Assist with the bidding process for client work, and thereafter with client on-boarding. Identify opportunities for IT to assist the company in growth and efficiency.

Managed the capacity planning and resources allocation to all the development and delivery of solutions.

Worked with the Clients CIO and CEO and Board to establish the IT strategy, Architecture road maps, IT budget and financial controls. Oversee the portfolio of IT projects acting as Development/Program Head. Identify opportunities for IT value. Define requirements and programmes with budget and P&L.

Oversees portfolio of program and projects. React to problems and issues and resolve on own initiative.

Deliver a balanced, standardized global development and project management capability to Development, Infrastructure, P&S, CS and Solution consulting: Enable a repeatable, uniform and consistent delivery capability.

Reduced Execution Costs and Improve Profit Margin. Managed the strategy, BReq, Solution and infrastructure Architecture Framework, design, development and roll-out programs of the Products- Consumer Banking, Wholesale - MidasPlus(SOA), Trade Finance, Treasury, and Private Banking; Retail - Equation, Trade Innovation and capital market - Opics, Summit. Technology used : IBM webservices, RPG, JAVA, C, C++, .NET, Oracle.

Implemented best IT practice/processes leading to achieve CMM Level 3

Established the stable processes for product and strategy, development, professional services, sales, program management, this is benefiting in terms of revenue generation, cost optimization, development standards, feature market capture, and client satisfaction in delivery.

Establish the SOA Architecture for enterprise banking (Bank fusion)- wholesale, retail, consumer, risk management, capital market, which is going to meet the feature Banking Market need.

Initiated SOA and BPM implementation as part of 5 year architectural road map.

Sept 2003- Aug 2004

Employer- Ernst & Young LLC

Position Held : Consulting Director

Responsible for delivering complex program with a significant technology flavor and large business impact into Investment, Retail Banking, Oil and Gas, Telecom industry sectors. Manage benefits tracking and realization, budget management ($5m to $24m)

Key Results: Involve in Bids process, formulating and executing IT Strategy, Partnership with product companies, Delivered business transformation as proposed. Achieved the target business revenue and got commitments from clients for recurring business. Achieved revenue $28 million with the net margin 6 million.

Lead in the corporate strategy group focusing on the financial services and oil and gas vertical products and the long-term technology strategy and worked closely with the financial/Energy services team, led the development of key aspects of the high volume financial/Energy services advisory product and was actively involved in customer proposal and consulting activities.

Managed SDLC management of portal application interfaces, software and systems architectures (3-tier & n-tier), analytics, logical data warehouse requirements, platform integration, and global security master of a web-based FI, equity, FX, futures and options, swaps, tri-party swaps, and derivatives analytical systems for salesmen and buy-side and sell-side portfolio traders.

Managed, designed, customised, and implemented corporate and retail banking.-Temenos T24, Midus Plus, IFlex core banking solutions. ERP : SAP, Oracle and CRM Sibyl

June 1999- Sept 2003

Employer- Sibyl Infotel ltd.

Position Held : CIO/ Technology Programme Director

PROGRAMMES Direct Reports and Team : 10 EA, 12 Programme Managers, 15 Development Managers, were reporting – max team size 960- Used MSP, Primavera TeamPlay, and Clarity. P&L $ 800 million, saving $ 250 million.

Achievements: Raised $ 40 million Venture Capital to mature the products.

Developed business cases to define and deliver EA, the products/Solutions and programme for various vertical industries like Banking, Healthcare, telecom, R&D Oil exploration, Power Generation Distribution and Billing, e-Governance and Cruise Solution.

Establish domain Consulting SBU’s. Evolved best practices for Product and Strategy, Development, Professional Services, sales and marketing to meet the projected revenue and utilization of capital for the operation.

Direct the programmes team, proving effective leadership ensuring that team members are motivated and developing their skills and experience. Deliver multiple enterprises wide Technology programme and products/solutions.

Jul 1998- May 1999

Employer- Renaissance World Wide Inc

Position Held : Sr. IT Management Consultant.

Form and execution of IT strategy, define EA, specification, and selection of technologies - ERP, CRM. Programme Management, delivery and operations for Enterprise Financial and Customer relation Management.

April1994- June 1998

Employer- Saudi American Bank (CITIBANK)

Position Held : IT Practice/Program manager

Led and delivered information architecture, designed and delivered several solutions (5 line Managers, total team size of 40 onsite resources, 89 offshore resources) Solutions delivered: 25 web portal initiatives including new HW/SW/DW infrastructure. B2B internet securities banking system. The web browser based system supports on-line securities order management, accounting, custody, trust, transactions, and settlements of OTC and program trading of global equities, fixed-income, FX, repo, swaps, tri-party swaps, and cash holdings, sec. lending, corporate actions, rights, and proxies across the Clearing, Custody, and Cash (electronic payments) product groups. Led the analyses, design, construction and implementation of Electronic banking, and Payment Transfer solutions. Other solutions deliver Electronic banking, MM, treasury, CMS solutions.

Dec 1993- April 1994, Employer- Computer Eye

Snr. R&D System Engg/Snr. Delivered System Architecture, design and development of solutions – Freight Management for Railways.

Sept 1992- Dec 1993, Employer- Kompass India Ltd.

Position Held : Business Analyst – Business Analysis, design and development with project management.

May 1991- Sept 1992, Employer- Symphony Maintenance Pvt. Ltd.

Position Held :System Analyst: System study, design and development.

Technologies worked on

Expertise in fundamentals of computing science including data structures and algorithms, JAVA, .NET, C hash, C, C++, messaging systems, Clean coding skills and excellent problem solving ability, design patterns and refactoring techniques, testing frameworks (JUnit / JMock / EasyMock / JMockit etc), platforms and frameworks (Spring, Hibernate, etc), Open Frameworks, Python, Ruby, PHP, application servers (Apache, Tomcat, etc) and relational databases (Sybase, DB2, Oracle, SQL Server), web services (RESTful and SOAP), Linux, UNIX and Windows command line tools, source control systems (Perforce, Subversion, Mercurial, Git, Rational), build tools and continuous integration (Ant, Maven, TeamCity, Hudson, Sonar etc., project and issue tracking tools (JIRA, Rally, Version1, etc.). IEF, Composer, Cool Gen, Large WIntel Servers, Legacy:AS/400; Middleware, Netik ; Datawarehouse: Netik (formerly Montclair Financial) on SQL Server; Application Framework: BEA WebLogic, Interwoven; Apps: HTML, JSP, MQ Series,IBM Websphere, Netegrity; QA: WinRunner; Sec.: SSL; BPM, ESB, and MDM - Cordys, Webmethod, 360, Lombardy, IBM data tools. Projects and Programme Management – primavera, MS, Clarity. Data Analytics- ETL (Extract, Transform, Load), Metadata, MDM (Master Data Management), Data Mart design and creation, Database Query, Analytics & Reporting - SAS, Qlikview, Microsoft, Oracle & Microstrategy., Data Quality & Cleansing - Trillium, SAS & Informatica, Data Integration & Federation - SAP, SAS, IBM, Oracle, Microsoft, Informatica. Open source stack, Scala, AWS, Oracle, Ruby on Rails/Nod.js, Angular JS, Native iOS/Android, GitHub, Travis CI, Heroku Paas, Google Analytics/Mix Panel Analytics, Magento. Big Data, Data Analytics, BI technologies including Hadoop, Hive, Cassandra, MongoDB. Rational Suit – Architecture, asset management, CM and quality. Cloud computing – Paas, IOT and Blockchain, AI.

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