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Eric F. Fedowitz acv464@r.postjobfree.com

Bethesda, Maryland 208**-****-*** 928-6384

PROFESSIONAL PROFILE

Big Four/GSE professional fluent in corporate strategy execution, cross divisional leadership, new financial product development and systems implementations. Broad experience with business and IT collaboration, operational risk management controls, mortgage banking, securitization and enterprise project management; with extensive expertise in residential and commercial real estate financing, mortgage portfolio management, securitization transaction risk profiles, and various debt and derivative products. TECHNOLOGY EXPERIENCE

• Managed corporate-wide systems implementations of: Palantir big data platform, Eagle accounting platform, QRM pooling optimization system, Cash Flow Forecasting System, and PAM mortgage portfolio management system.

• Lead multi-year recurring system upgrades of: DECAP Default Capital model, ABS Impairments model, Prepayment/ Severity/ Default/ Interest Rate models, WorkBench trader analytics platform, Grant Street debt issuance platform, and FAST securitization modeling platform.

• Proficient with: Excel, Visio, Project, PowerPoint, Word, Google Sheets, Google Drive, SharePoint, SDLC methodology, Agile methodology, Bloomberg, PwC’s ASAP securitization modeling tool, Moody’s analytics, FITCH Connect and KPMG’s FAST securitization modeling tool.

PROFESSIONAL EXPERIENCE

August 2015 to August 2016 - PricewaterhouseCoopers; Washington, DC Structured Products Director, Financial Instruments, Structured Products and Real Estate Group

• Lead the FSR group’s technology strategy and foundation forward working with internal business and IT teams, and support client services with mortgage related portfolio analytics and various capital markets valuations and securitizations.

• Managed business process improvement strategies with the Valuation Management System automating valuation tools and data capture, the Collateral Management System, and Five Bridges quantitative analytics system development governance process. August 2004 to August 2015 - Freddie Mac; McLean, VA Senior Director, Investments & Capital Markets – Strategies & Change Management; 6/2006 – 8/2015

• Lead the Strategies & Change Management Business Unit in the concept development and execution for all of the division’s strategic planning managing directly, and by my team, the identification, risk evaluation, corporate wide prioritization and implementation of new strategies, products, activities, non-standard transactions, and change-management concepts.

• One of four corporate gatekeepers responsible for corporate wide risk determinations of investment, capital markets and model related New Products and Strategic implementations using a controlled process to determine impacts by defining what capabilities are sought and assessing between the lines in a formal change management/product evaluation system.

• Managed, and adjusted to changing corporate circumstances, 29 divisional policies and procedures, divisional operational risk management, out of region and disaster recovery preparedness, and mitigations to FHFA Matters Requiring Attention.

• Responsible for division policy/ procedural compliance, information wall/ restricted persons access, business management controls evaluations, working with internal audit on exams, and delivering on audit finding agreed upon actions.

• Managed risks and controls through the reinvention, proposal, negotiation and implementation of improved controlled processes and governance steps and vendor relations/ contracts with Palantir, Thomson Reuters, QRM, and Grant Street.

• Developed and influenced new implementation options/ solutions corporate wide for I&CM capability delivery by way of interpreting the needs of cross divisional impacted groups and negotiating alternatives through in person brain storming.

• Strategized with trading desk heads to identify new product capability delivery priorities as division planning lead for yearly multi-million dollar divisional initiative portfolio delivering projects directly, or via a team under my direction, using industry standard best practices project management and tools to produce audit-proof project documentation.

• Championed high profile change through the identification of different cleaner solutions to issues and impediments identified through evaluation and consideration of New Products and Strategic implementations.

• Managed benefits identification, prioritization, and development/ test/ review/ approval/ deployment planning by working with DEFCAP, WorkBench, ABS Impairments, Prepayment, Severity, Default, Interest Rate, COB, WRSI, and Inburn model owners and model developers to deliver capabilities on-time for business end users.

• Delivered wide-ranging collateral and structure capabilities improvements for Non-Standard transactions under the Freddie Mac T-Deal issuance shelf and REMIC issuance shelf working as the I&CM lead for all new business activities related to Non- Agency, Agency and Multifamily collateral.

Business Projects Director, Investments & Capital Markets – Investments Accounting; 8/2004 – 6/2006

• Program Management Office (PMO) team Lead on the Liquidity & Contingency release of the Eagle Accounting Platform Implementation project (2006 budget $14.8M) managing: status reporting, resource planning, budget projections and solidifying the defect management process and project plan updates.

• Negotiated and executed 10 Service Level Agreements for inter-divisional data relationships for the Eagle financial close process. Eric F. Fedowitz; acv464@r.postjobfree.com, 301-***-**** 2 of 2

• Selected to lead a team as the Subject Matter Expert from ICM-IA for the newly formed Finance Transformation Office (FTO) and leader of a PMO team for ICM-IA responsible for the overall execution of the Portfolio Sub ledger (PSL), the ICM Tactical Initiative and planning for 35-day SEC filing.

• Strategized for optimal workstream execution all ICM-IA PSL processes and coordinated for consumption efficiencies all Single Family and ICM-Pricing handoffs to attain the first contemporaneous close in November 2004, two months early, and to successfully complete the 22-day September 2005 accounting close.

• Managed Initiative teams in IT, Finance Change Management and Business Area and delivered on forecasts to meet a full year on budget for the $16.7M ICM Tactical Initiative to within $50,000.

• Managed the Execution Decision Board and the Change Control Board for ICM-IA encompassing the full end-to-end PSL process and the ICM Tactical Initiative. Stakeholder in Eagle Decision Board and 2006 Initiative planning lead. December 1996 to August 2004 - KPMG, Peat Marwick; McLean, VA Director, Structured Finance Group

• Directed a team of seven professionals on the live monthly issuance and settlement of Mortgage Backed MBS, Asset Backed ABS, Commercial Mortgage Backed CMBS and Stripped Mortgage Backed SMBS transactions.

• Managed 291 deals, $438B in face value, 113 of which, or $197B, being ABS, CMBS or SMBS; by leading the modeling team along the transaction timeline and focusing on unique structural characteristics of the deal and collateral to negotiate with the client the institutional importance of particular financial risks.

• Fannie Mae Securitization ‘Engagement Manager’ (largest single SFG national account at $4.2M) beginning FY 02/03. Directly responsible for the management of engagements generating over $1.5M of revenue per year since FY 01/02 making a 31% increase over FY 00/01 following a 101% previous year increase.

• Self-initiated business process re-engineering and efficiency advances implemented at various levels and across multiple teams within the group from 1998 to 2004. Improvements to: proprietary modeling and analytics systems, computer communications technology, employee training programs and technology process documentation.

• Specialized in non-group-standard asset classes such as international Collateralized Mortgage Obligations CMO, interest only servicing strips, student loan and credit card ABS securitization transactions in addition to technology related engagements linked to securitizations and cash flow modeling.

• Leader and momentum of technology group for design, direction, testing and implementation of enhancements to an in house Intex-like-modeling-system as they impact new version/ generation development and programmers understanding of the desired capability and functionality. Developed and delivered all rollout presentations from 1999 to 2004.

• Responsible for project management of the data conversion and migration of over 1,800 MBS deals to a proprietary bond administration system with added responsibilities relating to manually processed commercial deals and complex multi layered REMIC-backed-REMICs, all for which received an achievement award.

• Reverse engineered using the firm’s proprietary modeling system over $21B in securities; specifically, analyzing the collateral assumptions and bond cashflows, and stress testing the transaction structures, performing yield sensitivity tests, and various other bond analytics.

June 1990 to December 1996 - Aon Advisors (The Life Insurance Company of Virginia); Richmond, VA Manager, Mortgage and Real Estate Division

• Managed an owned portfolio commercial, multifamily and residential mortgage servicing team and the interpretation and implementation of modifications and restructures of commercial loan promissory notes.

• Responsible for analytics acting as right hand for division head on continuous mortgage portfolio risk analysis relating to property, tenant, note rate, and maturity composition and exposure.

• Managed residential foreclosure, acquisition, stabilization and disposition through negotiation and closing.

• Performed commercial/multifamily replacement cost appraisals using the Marshal Swift product and determined income capitalization market values of foreclosed property each year-end for financial statements.

• Team leader on the development of and conversion to an in-house designed mortgage portfolio management and accounting system. Subsequent department leader on conversion to PAM for mortgages. CREDENTIALS

• M.B.A. concentrating in Finance & International Business from George Washington University, Summa Cum Laude

• B.S. in Management concentrating in Finance from Virginia Commonwealth University

• President of the Wood Acres Citizens Association for 427 home neighborhood in Bethesda, MD: 2009 - 2015

• American Real Estate and Urban Economics Association member: 1999 - current

• Pack 1461 Cub Scout Den Leader: 2006-2010, Pack 465 Cub Scout Den Leader: 2009-2014

• Work featured in Freddie Mac intranet HomeFront articles - LIA Securitization Initiative (02/21/2012), New Product Governance process (03/07/12), Palantir Pilot Project Implementation Lead ‘New Platform for Mining Big Data’ (06/13/13), LIA HAMP Securitization Initiative ‘Pioneering Work’ (02/11/14), and I Am Freddie Mac Bio (08/26/14)

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