Lewis Masawi

EDUCATION

Rhodes University May ***0,

Master of Business Administration GPA 4.0

B.S., Business Administration Honors

Certifications

Certificate of Analytics University of Texas at Dallas 2011 BUSINESS EXPERIENCE

Centene Corporation, Mortgage Division, Dallas TX July 2009-To Date Underwriting Manager

• Oversaw a team of 13 Underwriters

• Recruited, interviewed, trained and mentored to lower level team members and new hires

• Presented reports and performance feedback to upper level management

• Formulated work flows and work processes to better educate lower level underwriters

• Spearheaded process improvement project to improve documentations and compliance

• Handled irate customers and deescalating calls

• Implemented fraud detection techniques

• Reviewed junior underwriters for compliance

• Negotiated complex loans within guidelines

• Collaborated with multi-disciplinary groups, resulting in improved inter-agency relationships Centene Corporation, Dallas TX Jan 2007-July 2009

Home Loan Underwriter

• Reviewed financial statements, credit reports, and applicable ratios (i.e. Debt ratios, loan-to-value).

• Underwrote requests and products within company and industry guidelines(FHA VA FNMA FHHLMC)

• Participated in homeownership events to assist with loans in default

• Verified and Forecasted borrower incomes, verified against expenses

• Performed Capacity, Capital Character and Condition Review

• Scored requests using an automated system to determine acceptability of moderate requests Preferred Home Loans, Dallas TX Jan 2004-Jan 2007

Loan Processor, Loan Processor Senior Agent

• Maintained system accuracy, issue disclosures required by federal regulatory compliance

• Reviewed rate lock and point objectives for accuracy.

• Facilitated all necessary exhibits for appraisals and credit reports.

• Prepared and calculated income and assets thoroughly before submission to underwriting.

• Ordered and reviewed title insurance, appraisals, loan payoffs, flood and tax certificates and surveys, and thoroughly review all documents before submission to underwriting.

• Coordinate with buyers, sellers, title companies, escrow agents, surveyors and real estate agents to obtain additional documentation, complete loan submissions and perform closings. TECHNICAL SKILLS

Tools: Mortgage (Fiserv), SQL, Enterprise miner Lenderlive, AS400, Iportal, DU and LP

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