Staff Accountant

Sandra L. Garcia Phone: 818-***-****

**** ****** ****. #*** *****: *******@***.***

Tarzana, California 91335 Linked In: http://www.linkedin.com/in/sandragarcia6

SKILLS:

Daily Processing:

-Analyzed System Data to begin Reconciliation Process -Reconciled General Ledger Accounts [Asset and Liability]

-Detailed Analysis for any/all Accounting Discrepancies -Balanced Mortgage Receipts Clearing (MRC) (Wires)

-Posted Journal Entries / G/L Adjustments -Reconciled the Daily Loan Inventory Accounting Activity

-Rejected Items [Wires, Suspense Items, NSF, etc.] -Analytical reporting delivered to groups by adjustment coda

-Payment Posting; Stop Payments & Voiding Checks -Accounts Receivable / Accounts Payable / Collections

-General & Workout Collection Processes -Research Checks / Deposits /Refunds

Monthly Processing:

-Reconciliation of Bank / Custodial Accounts -Analysis and resolution of reconciling items

-Analysis & recommendation for Refunds, Write-offs, etc. -Monthly analysis as required / ad hoc projects as requested

-Obtain data & research for closing activities -Assist with all “pre” and “post” closing activities

Miscellaneous:

-Research and resolution for O/S Year End write-offs -Manager / Supervisor [1 to 5 subordinates]

WORK EXPERIENCE:

Tax Accounting Assistant-Seasonal

KJW Tax Services – Lake Balboa, CA

Feb – 2016 (ongoing)

-Assisted with tax preparation as necessary, working with sensitive data.

-Completed schedules and data entry into Lacerte system as well as all necessary follow-up.

Staff Accountant-Contractor

ECS, Inc., for Anchor Loans - Calabasas, CA

April-2015

-Posted Journal Entries as necessary -Reconciled daily Cash-to-Test and various Cash Accounts

-Reconciled all discrepancies on a daily basis -Reconciled daily Bank Accounts for all loan activity

Accounts Receivable Specialist-Contractor

Select Staffing for O.P.I. Inc., - North Hollywood, CA

March-2015

-Processed / Approved A/R order requests -Balanced orders to eliminate duplicate ordering

-Confirmed order limits were not exceeded -Assisted other Specialists as needed

Financial Analyst II-Contractor

Bank of America, Westlake Village - Simi Valley, CA(Contract Position)

May 2013 to April 2014

Special Project#1: Research / Reconciliation for write-off analysis RE: Fees Due G/L accounts from prior years-end for recovery purposes. Completion achieved.(these multiple programs, spanned 7 years prior and included all of Countrywide changes and conversions up through the BAC acquisition)

Special Project#2: Daily, handled Fees Due Refunds until permanent employee was available. Also, received additional projects from the Transactional Processing Center including running macros for designated book losses and retrieving data from SQL inquiries into Fees Due; A/P and month end processing entries, as required. Assisted with the writing of policy and procedures.

Accounting Analyst II/Financial Analyst

Bank of America - Westlake Village, CA

Reassigned to BAC Investor Accounting -GSE -Freddie Mac Group - Thousand Oaks, CA

September 2010 to February 2013

Reporting Function:

-Reconciliation of Custodial and Sub Servicing accounts (up to the various service release dates)

-Reviewed data and all calculations and completed any/all corrections

-Instructed reporters regarding monthly discrepancies needing to be cleared

-Prepared bank reconciliations, (i.e., Cash-to-Test; Amortization Schedules, 3rd Party Foreclosure Sale Calculation; Principal & Interest Calculations; etc.)

-Conducted research as needed.

Reporting Function:

-Reporting / remitting / processing / transmitting daily payoffs to Freddie Mac

-Call in daily payoff remittances to Freddie Mac, monthly P&I remittances for different types of reporting

-Maintain various balancing schedules on a daily / quarterly basis; clearing edits for Sub Servicers

-Reporting Investor loan portfolios according to Investor requirements

-Respond to inquiries from investors and internal departments accurately and timely

Other Functions:

-Processed all reconciled FM accounts on Banks Internal EZREC system

-Reconciled the Mortgage Receipts Clearing(MRC-WIRES) account for the Freddie Mac group

-Assisted with special projects, research, documentation and analysis

Financial Analyst

Bank of America (formerly “Countrywide Home Loans”), Calabasas, CA

Finance Business Support – Fees Due (formerly “Corporate Accounting)

August 2005 to September 2010

-Reconciling GL accounts to Fees Due (120 accounts monthly)

-Reconciled at summary, loan and transaction level for Asset and Liability accounts

-Maintained daily / monthly / quarterly balancing schedules

-Assisted in research / recommendations for various accounts; working closely with Loan Administration

-Created a policy and procedure manual for all accounts currently being maintained

-Accountable for any and all month-end processing relative to Fees Due, including roll-forwards.

-Organized / hosted monthly Fees Due meetings with Senior Management and various departments

-Assisted where / when needed for special projects and / or quarter-end or year-end closings

-Assisted with conversion relative to Fees Due for BAC loans with substantial volume increase

Accountant

Mortgage Inventory Accounting:

-Daily reconciliation loan inventory activity for loan programs (i.e. Home Equity (HELOC), construction, whole loan acquisitions)

-Provide timely and accurate general ledger account analysis and corporate financial records

-Prepared month end journal entries for inventory activity; identified / assisted in the resolution of operational problems

-Recommended and implemented improvements to procedures and systems.

-Performed month-end closing activities; journal entries / adjustments to general ledger; account reconciliation, analysis and resolution of reconciling items

-Prepared / posted balance sheet / profit and loss entries

-Reviewed and approved wires and checks from Loan Administration department.

-Assisted other associates with daily and monthly journals, data uploads, and reconciliations as needed

-Assisted both internal and external auditors with year-end audits.

-Documented, revised and updated policies and procedures related to reconciliation and month end close

EDUCATION:

Pierce College, Northridge, CA

El Camino College, Torrance, CA

East Los Angeles College, Los Angeles, CA

Various College Coursework Completed

-Accounting (1A/1B) (2A/2B); Analyzing Financial Statements;

Business Law; Credit Analysis; Consumer Credit & Collections;

APPLICATIONS:

Excel-Intermediate (Vlookups & Pivot Tables); Outlook; Word; Windows98NT; Lacerte / DMS; Host AS400LS; People Soft(Posting Entries & Research); FCS / Insight(Posting & Research); Frontier(Posting & Research); Check Free(Research); e Ledger(Posting & Research), SQL(Queries); EZREC In-house System (Recons); Cash Pro(Bank Recons); Quick Books; Access; Lotus Notes; Laser Pro(Loan Documentation); Great Plains; MAS90/MAS200; Crystal Reports; Oracle; IAP / SAP; Pronto Mortgage System; MLCS Mortgage System; Hyperion; Word Perfect

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