CHERYL DANIEL
********@*****.***
PROFESSIONAL EXPERIENCE
Contract Engagements 2012 – Present
BNY Mellon, Irving, TX December 2015 – March 2016
Collateral Review Clerk
Responsible for processing all assigned initial and final collateral reviews in a timely and accurate manner based on the review requirements of each servicing level agreement
Verified mortgage loan documents
Performed review of collateral and documents to ensure documents met agency guidelines (Ginnie Mae, Fannie Mae and Freddie Mac) or customer agreements in a timely and accurate manner
Luxottica Optical Services, Dallas, TX March 2014 – July 2014
Customer Service Specialist
Assisted clients through accurate assessment of needs
Managed vendor accounts, and verified shipments to ensure completed in a timely manner
Maintained spreadsheets for inventories
Wingspan Portfolio Services/Bank of America February 2012 – November 2012
Loan Modification Processor
Reviewed modification documents against servicing systems and made corrections/ensuring modifications were fully completed
Analyzed and understood credit bureau information, collateral valuation reports, tax returns, financial statements, property insurance declaration pages, HOA/Association documents and other supporting documentation to verify customer financial and property data
Gained loan-processing experience and a comprehensive knowledge of conventional and government loan programs
Verified loan documents and reviewed file documentation to guide each loan from preapproval to closing
First American Mortgage November 2007 – February 2009
Escrow Specialist (Contract)
Prepared documents associated with the purchase and sale of real estate property or property rights
Examined the execution of deeds and other documents in order to determine their conformance to legal procedure
Reviewed appraisals, title reports & other documents as necessary in the transfer of ownership of real estate
Tax Research Clerk (Contract)
Conversed with tax collectors' office regarding payment on foreclosed accounts
Reviewed incoming tax bills from client system, reviewed reports from the mortgage company to check for missing payments, matched bills to check extracting system data, determined mailing, process missing payments, matched bills to checks, extracted system data, determined mailing process
EDUCATION
Kaplan University
General Studies
Expected Graduation: 2017
El Centro Community College
Business Administration