EDWIN MATEO

* ******* **** **, ******* Maine ****1 207-***-****, actkau@r.postjobfree.com,

Phone: 207-***-****

National Real Estate Finance Company

Portland, ME

Dear, Director of Human Resources

With my Mortgage Banking background and experience and skills, I feel I’d be the perfect fit for Entry Level Loan Officer position at National Real Estate Finance Company. My skills and training would add value to your organization, and I am excited for the opportunity to be a valuable contribution member of the team.

In my previous role mortgage banking and knowledge I need to hit the ground running and start making an immediate contribution right away. The following are just a few highlights of my professional skills and achievement that I hope to bring to the National Real Estate Finance Company.

Related Course Work

• Bilingual

• Origination I & II (Mortgage 1003)

• Process I & II (Mortgage)

• Underwriting Seminar (Mortgage)

• Management

My resume will show many others.

I would welcome the opportunity to speak with you to discuss how my background could make a major impact on your organization’s success. I look forward to hearing from you, and thank you for your time.

Sincerely,

Edwin Mateo

EDWIN MATEO

9 TARKLIN HILL RD, RAYMOND MAINE 04071 207-***-****, actkau@r.postjobfree.com

OBJECTIVE

To get a position in the mortgage banking system and be able to use my background as a mortgage loan processor, account executive, and mortgage banking management to the institution.

EXPERIENCE

2008 TO 2009

P.A.T. Products

21 White Pine Rd.

Hermon, ME, 04401 207-***-****

SHIPPING ASSOCIATE

Coordinate all ocean cargo from Europe and Asia to the US, getting freight cost for the different product cargo, custom, and land freight to the destination in the US. Resolve problems concerning transportation, logistics systems, imports or exports, or customer issues. Maintain metrics, reports, process documentation, customer service logs, or training or safety records. Negotiate transportation rates or services. Monitor product import or export processes to ensure compliance with regulatory or legal requirements. Plan or implement improvements to internal or external logistics systems or processes. Communicate freight transportation information to customers or suppliers, using transportation management, electronic logistics marketplace, or electronic freight information systems, to improve efficiency, speed, or quality of transportation services

2004 TO 2006

NEMEZ Corporation

Carr.173 km9

Aguas Buenas, PR 00703

PRESIDENT AND CEO.

Set goals, created plans to achieve them and then efficiently executed the strategies. Estimate project management and general construction project’s cost accurately and allow adequate time to complete. Quickly secure building permits, as well as the supplies, equipment, workers and subcontractors needed to complete construction on time and within budget. Accurately bidding on projects, managing costs and delivering quality work that satisfied customers. Supervised construction on site to ensure that workers were safe and that the project fulfilled the quality standards. Protect against liabilities, securing contracts and managing projects.

2000 TO 2002

Chinese Caribbean Funding

Local #2 Plaza Degetau

Urb. Bonneville

Caguas PR 00725

PREISDENT

Responsible for overseeing all banking activities and establishing the bank's policies, strategies and objectives, also developing new products and services and make sure they meet the client's needs and expectations Present regular reports about the bank's operations to the CEO. Establish and carry out the bank's vision and mission. Plan, establish and develop bank policies and procedures in accordance to local, national and federal rules and regulations. Analyze the market and find new business opportunities. Manage and coordinate banking administration. Design and implement marketing strategies to create a brand image for the bank. Handles internal and external communication. Establish and ensure implementation of high quality customer care services. Establish long-term relationships with the bank's staff, client and business partners. Assist and support in designing bank's products and services. Participate at conferences and other bank related events. Monitor the bank's performance, anticipate problems and protect the investments. Make sure all banking operations are functional and all customers are satisfied.

1998 TO 2003

JB & Associate

Bairoa, Caguas, PR 00725

CONSULTANT

Project estimates, contractor flow chart, cash flow, collet document and prepare packages for credit application like performance bond, contract, and financing package.

.

1993 TO 1995 First Security Mortgage Inc.

97 Ave De Diego San Francisco

Rio Piedras San Juan, PR 787-***-****

ACCOUNT EXECUTIVE

Estimating credit worthiness, calculating risk and approving mortgage loans after a thorough examination of applications, credit reports and other supporting documentation. Other duties include managing mortgage accounts for a company's existing customers as well as following up on qualified leads and creating relationships with new customers. In addition to face-to-face time with customers and other brokers within a defined sales territory, the position also requires a good deal of time on the phone making sales and follow-up calls.

1991 TO 1993 First Bank

Ponce de Leon Ave. 263

Hato Rey, PR 00919 787- 250-3900

MORTGAGE LOAN PROCESSOR

Responsible for processing new mortgage applications and home equity closing packages, answering member inquiries on the Mortgage Department’s primary phone queue, and meeting walk-ins to the Mortgage Department, also provides support to other positions within the department. Contact members when home equity loans have been approved, communicate the loan terms, and schedule the closing time and date at one of the branches. Prepare home equity closing packages and transport them to the closing branch in a timely manner. Audit signed loan documents after closing and prepare package of recordable documentation and fees for shipment to the title company. Set-up new 1st mortgage files for underwriting; including requesting credit reports, initial Desktop Underwriter submission, completing the calculation of debt ratios, loan-to-value percentages and credit evaluation. Set-up new loan files on the mortgage computer systems. Prepare disclosures, rate locks, verifications and all necessary credit and appraisal documents. Prepare commitment letters, closing packages and adverse action forms for mortgages and home equity loans. Assist the mortgage officer and account executive in monitoring the status of the file including answering general questions from the member, member's attorney, real estate brokers, etc. Assist the mortgage officer in preparing files for closing, including preparing closing instructions, scheduling closings, etc. Prepare and follow-up with home equity modification agreements.

1990 TO 1991 Equity Mortgage Bank

1651 Ave. Ponce De Leon Parada 23

San Juan, Puerto Rico 787-***-****

MORTGAGE LOAN PROCESSOR

Responsible for processing new mortgage applications and home equity closing packages, answering member inquiries on the Mortgage Department’s primary phone queue, and meeting walk-ins to the Mortgage Department, also provides support to other positions within the department. Contact members when home equity loans have been approved, communicate the loan terms, and schedule the closing time and date at one of the branches. Prepare home equity closing packages and transport them to the closing branch in a timely manner. Audit signed loan documents after closing and prepare package of recordable documentation and fees for shipment to the title company. Set-up new 1st mortgage files for underwriting; including requesting credit reports, initial Desktop Underwriter submission, completing the calculation of debt ratios, loan-to-value percentages and credit evaluation. Set-up new loan files on the mortgage computer systems. Prepare disclosures, rate locks, verifications and all necessary credit and appraisal documents. Prepare commitment letters, closing packages and adverse action forms for mortgages and home equity loans. Assist the mortgage officer and account executive in monitoring the status of the file including answering general questions from the member, member's attorney, real estate brokers, etc. Assist the mortgage officer in preparing files for closing, including preparing closing instructions, scheduling closings, etc. Prepare and follow-up with home equity modification agreements.

EDUCATION

2010 TO PRESENT Eastern Maine Community College Bangor Maine

ASSOCIATES IN SCIENSE IN

CIVIL ENGINEER AND TECHNOLOGY and COMPUTER AIDED DESIGN AND DRAFT

2014 TO PRESNT US Career Institute Colorado

Home Inspector Have 80%of the course complete finish by October 31 2015

2009 to 2010 University of Maine Orono, ME

Construction Management and Technology

1988 to 1994 University Of Puerto Rico Rio Piedras, PR

Business Administration

Finance and accounting, Paralegal I and II

1989 to 1993 Mortgage Banking School Hato Rey, PR

Origination of application for loans.

Process I and II

Underwriter seminar

REFERENCES

Available upon request.

Contact this candidate