MAURICE TYNER
***** ********** ** 651-***-****
Minnetonka, MN. 55305 actei0@r.postjobfree.com
MORTGAGE ANALYST
Polished professional with a solid background in computer spreadsheets, technical reports, monitoring core, collateral central. Possess exceptional problem-solving and communications skills. Can administer highly sensitive data with trusted integrity. Strength in developing customer relations. Can apply knowledge creatively, with a high attention to detail and with precision. Takes great pride in completing a project with accuracy, proficiency and effectiveness while maintaining strict controls
Selected Accomplishments
In the top 1% of sales representatives in the southern region for a five month period.
Leading HLES Sales # 4 and #5 for four months straight. Responsible for 48% of store revenues
ABM Trained to operate an HLES Branch.
Managed and sold over $10MM in loan files to institutional investors in one quarter
Trained a team of eight analysts to review and audit bond programs; Saved department thousands in training costs
& and reviewed over $75MM in bond documents for 160 programs in 43 different states in one year
Areas of Demonstrated Value
Manage Multiple Projects Problem Resolution Project Management Integrity
Communications Skills Meet Deadlines Research Analysis Independent
Handle Pressure Documentation Strong Work Ethic Meticulous
Career History
Research Remediations Analyst. 6/2015 to 10/2015
Wells Fargo Home mortgage (Contractor)
Receiving call request from internal clients and external clients handling research
Issues resolving OPUS related calls, handling new request, follow up, Submitting docs to Appraisers for review, working on rush request, NCET, AC, AQR, Orders.
Appraisal corrections, Appraiser incident reports, Appraisal reassignments
Branch Manager Assistant 1/2014 to 6/2015
Hertz, Shakopee, MN
Actively participating in all Branch manager training programs to develop core elements, report analysis, VAW reports, Balance sheet score cards, fleet control, SRPD RMS, NPS, Account analysis (HLES) aging reports. Planning vehicle logistics, staff movements, Training staff on sales techniques. Complete operations of branch from opening to closing. ASAP and HLES Systems.
Loan Operations Specialist. 9/2012 to 9/2013
Kleinbank, Chaska, MN
Processed and analyzed loan files for closing and funding evaluated DTI and underwriting decisions; Performed operational and technical functions
Reviewed title work for defects, liens and bankruptcies and encumbrances
Inspected and approved document preparations to lenders
Monitored files for any fraud or discrepancies and prepared ACH transactions
Verified bank account information and handled highly sensitive data
Exporting account data to G/L debit and credit accounts
Verifying account balances
Accounting Assistant. 12/2011 to 4/2012
GE Capital (Contract Assignment), Eden Prairie, MN
Identified and researched sales tax data from sales tax reports and prepared accelerated rental tax reports; Performed analysis and calculations to spreadsheets
Handled sensitive data scrubs in SAP
CS Consultant 2. 4/2011 to 10/2011
Wells Fargo Advisors (Contract Assignment), Minneapolis, MN
Analyzed Stock Options brokerage accounts and establishment of new account data
Served as Team Support leader during merger
Conducted analysis and review of brokerage account data for real time beta stream
Deficiency Analyst. 10/2009 to 10/2010
Wells Fargo Home Mortgage (Contracted Assignment), Minneapolis, MN
Identified and researched loan files for deficiencies, errors and issues affecting legal processes
Investigated collateral for discrepancies prepared salable collateral for secondary market investors
Spearheaded the analysis of data for any fraud activity
Processed and tracked delivery and location of loan files while handling sensitive data
Lending Consultant. 1/2007 to 9/2009
Tabor-Loggins Consultants, St. Paul, MN
Completed loan applications, including credit analysis and summaries of loan requests, for approval
Verified and reviewed financial information for accuracy and any fraudulent activity
Set up due diligence for investors
Advised client on financial and lending options, analyzed credit data and financial statements to determine degree of risk involved with extending credit and lending capital
Education and Training
Bachelor of Arts Degree in Business Administration
National University, La Jolla, CA
Professional Training and Certifications
Data Analytics Fraud Detection (Online), 2013 S.A.F.E Comprehensive NMLS #923976
RESPA Centralized Fulfillment Fraud Overview Privacy & Solicitation
Reporting Suspected Finance Abuse Anti-Money Laundering Origination Compliance Overview,
Fair & Responsible Lending, BSA/AML OFAC Patriot Act FINCEN BSA/AML SAR,
Protection of Bank Information TRID training, FHA Underwriting, DE Underwriting, Underwriting 101, VA Underwriting, Advanced Underwriting.
Banking and Policy, Wells Fargo Bank, Minneapolis, MN & Kleinbank, Chaska, MN
Investment Markets, San Francisco Institute of Finance, San Francisco, CA
Financial Modeling for Start-ups, Funding Post (Online)
Financial Analysis, Wharton School of Finance (Online)
Mortgage Loan Officer, Regents Mortgage, Edina, MN
Excel 2007 Course Certificate of Completion Dakota County Technical College
2016 CMMU Certified Master Mortgage Underwriter NAMU
2016 Member of National Association of Mortgage Underwriters
Computer Skills
HVE (Home Value Explorer) CRS Desktop Credit Analyst
Dun & Bradstreet Decision Maker NAIC, SIC
BETA Smartstation Champ Infomax LIS LPS
CPI ARROW FILENET Calyx Genesis Laser Pro
Decision Pro Director Peachtree Quickens Turbo Tax Tax Act
Excel Access Outlook Powerpoint MS Publishing SAP
HLES ASAP CORE OPUS Partner Connect
FHA Connection