Curriculum vitae
PERSONAL INFORMATION Poliana Nicolae
**, ********** ******, ***** ********* (Romania)
*****.*******@*****.***
Skype mihai.poliana
WORK EXPERIENCE
01/04/2015–Present Volunteer and participant to the Project Management of Volunteers Red Cross Spanish – Comunity of Madrid
4, Jose Alvarez de Toledo Street, 28043 Madrid (Spain) www.cruzroja.es
Orientation and familiarization of applicants willing to volunteer with the organization and its concrete activities;
Registrating and updating the data in the Organization's information system; Tracking and updating rating reports containing information on the number of hours, days and the timeframe during the volunteering contract;
Phone assistance to both applicants and volunteers; Archiving documents;
Incorporating volunteers in the project.
Business or sector ONG
19/08/2013–30/09/2014 Credit Analyst
Garanti Bank – Consumer Lending and Risk
5, Fabrica de Glucoza Street, 77042 Bucharest (Romania) www.garantibank.ro
Making acquisition and analysis, in order to submit the final resolution, in terms established by the internal rules and procedures, communicate to superiors of credit applications and rescheduling of existing loans rate in the portfolio;
Making phone confirmation stipulated in the credit review process; Prioritizing the analysis of new loan requests in intermediate states based on the daily reports received from the supervisor;
Complying with legal competence for the approval and supervision of credit applications in accordance with criteria approved by the leaders of the company; Collaborating with the other departments whenever necessary. Business or sector Financial
09/07/2008–31/10/2012 Credit Analyst
Raiffeisen Bank – Operations Department
9-9 A Dimitrie Pompei Street, 77042 Bucharest (Romania) www.raiffeisen.ro
Performing credits analysis and restructuring requests according to the rules and crediting procedures specific to loans for individuals;
Responsible for the achievement of quantitative and qualitative performance level required to achieve the agreed indicators;
Formulating the proposal for approval or rejection of the credit application; Participating in the development, implementation of pilot projects and testing new versions of 19/1/16 © European Union, 2002-2015 http://europass.cedefop.europa.eu Page 1 / 3 Curriculum vitae Poliana Nicolae
computer applications that are in the competence of the department. Business or sector Financial
01/11/2007–31/07/2008 Sales Representative
Credex Finantari SA, Bucharest (Romania)
Performing sales promotion activity and mediation of sale contracts through credit; Advising the customer in choosing the suitable lending system for his needs and possibilities; Offering assistance, information and support to any employee of the store; Collecting minimal information from the customer and processes them in the system; Fulfilling other duties and tasks established by the superiors; Signing the credit agreements.
Business or sector Financial
01/03/2007–01/11/2007 Cashier
SC Altex Impex SRL, Bucharest (Romania)
www.altex.ro
Preparing monetary checkbook and specific activity documents; Ensuring a more proper money management;
Maintaining a good relationship with the client;
Collecting equivalent values for products purchased by customers using various payment instruments. Business or sector Sales
EDUCATION AND TRAINING
01/10/2011–15/09/2014 Specialization in Management ( Economy ) EQF level 6 Spiru Haret University - Financial Management and Accounting Faculty, Bucharest (Romania) www.spiruharet.ro
General competencies:
Management
Mathematics
Macroeconomics
Microeconomics
Business Law
Informatics
09/11/2015–12/01/2016 Spanish language courses B1-B2 Centre of participation and integration in the Community of Madrid, Madrid (Spain) 01/11/2013–01/04/2014 Spanish language courses A1-A2 Cervantes Institute, Bucharest (Romania)
04/01/2013 Inspector Human Resources - 20 h
Macro Training, Bucharest (Romania)
01/11/2012 Intern Audit and Risk Management - 20 h Romanian Banking Institute, Bucharest (Romania)
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01/11/2011 Computer Science - 80 h
Romanian Banking Institute, Bucharest (Romania)
PERSONAL SKILLS
Mother tongue(s) Romanian
Other language(s) UNDERSTANDING SPEAKING WRITING
Listening Reading Spoken interaction Spoken production Spanish C1 C1 C1 C1 C1
English B1 B1 B1 B1 B1
Levels: A1 and A2: Basic user - B1 and B2: Independent user - C1 and C2: Proficient user Common European Framework of Reference for Languages Other skills Proper use of tools : Microsoft Office (Word, Excel, PowerPoint); Internet; Adobe Acrobat; Paint. Banking applications.
Driving licence B
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