Customer Service Assistant

Pankajkumar P. Nikhare

Career Objective

To be part of a well professionally managed financial firm that will help me explore my technical as well as managerial skills.

Educational Qualifications

Year Degree/ Certificate Percentage/CGPA Institute (University) 2014 PGDM(Finance + Operations) 7.72 IMT, Nagpur

2010 B.Tech. in Petroleum Technology 70.60% LIT, Nagpur(Nagpur University) 2006 12th 91.17% SDDNV, Nagpur(HSC)

2004 10th 85.86% SDDNV, Nagpur(SSC)

2016 FRM (Candidate for May 2016

Exam)

NA GARP

WORK EXPERIENCE IN FINANCE

1. XL Dynamics India Pvt. Ltd. Mumbai February 2014 – February 2016 Profile: Associate Risk Analyst

Job Description:

Assessment of risk associated with complex financial products in U.S. mortgage industry

Analysis of key documents such as profit and loss statement, balance sheet, title reports, appraisals, income and asset statements

Assist clients in making better credit decisions.

Assemble and summarize data to structure reports on financial status and risks.

Assessed prepayment risk associated with mortgages. SUMMER INTERNSHIP PROJECT April 2013 - June 2013

Project on “Equity valuation using Discounted Cash Flow model” at Sharekhan Ltd.

Collected and analyzed data from annual reports, earnings releases, Bloomberg, S&P Capital IQ

Performed “Equity valuation using Discounted Cash Flow model”

Prepared marketing handouts for client meetings.

Trained research assistant and associate.

PERSONAL DETAILS

D.O.B – 21-10-1988

Email – *************@*****.***

Phone No – 992-***-****

Address – 54, Diamond Nagar, Nagpur

Current Address – 204B, Bhumiraj Casabella, Koparkhairne, Navi Mumbai

KEY ACADEMIC PROJECT

Project on “Credit Appraisal of working capital and term loan” at Indian Overseas Bank.

Effectively assessed credit risk and (current and potential) client viability, analyzing financial statements and

cash flow of customers.

Performed (quantitative and qualitative) analysis of requests for loans and lines of credit.

Provided customer service support and professional financial guidance.

Prepared written credit-approvals and denials.

KEY INTEREST AREA

Credit Appraisal

Business valuation

Equity research

Corporate finance

WORK EXPERIENCE IN PRODUCTION

PCBL, Vadodara, Gujarat July 2010 - April 2012

Profile: Assistant Manager (Production Department) Job Description: Handling Distributed Control System, commissioning projects and maintenance. Certificate of Appreciation in “Brainwaves- Dare to think” (Feb-2012). EXTRA CIRRICULAR ACTIVITIES

Playing cricket, badminton, watching movies etc. OTHER INFORMATION

Language: English, Hindi and Marathi.

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