Professional Experience High School

Yvonne Miller

West Babylon, NY *****

347-***-**** / *********@*****.***

OBJECTIVE: To utilize and expand on my current technical skills in a professional environment, where I may achieve

career development.

Professional Experience:

2012-Current Bethpage Federal Credit Union, Bethpage, New York

Sr. Mortgage Processor, Process residential mortgage loans FNMA/FHLMC AND FHA. Work closely with Loan Officers to

ensure a timely and accurate experience for our clients from first home buyers to refinance throughout the entire mortgage process. Prepare, review and ensure the disclosures to your clients in accordance with all governmental and investor requirements. Order and review

all necessary appraisal and title documentation, as well as all required credit and underwriting documentation.

Submit complete loan files for underwriting review.

2010-2011 JPMorgan Chase, Garden City, New York

Sr. Mortgage Processor, Processes residential mortgage loans FHA. VA programs in a quality consistent with all

company policies and procedures as well as meeting all regulatory requirements. Maintain a pipeline of loans.

Obtain and reviews necessary loan documentation and submit complete package to underwriting for loan

approval. Monitors and ensures closing dates and company deadlines are met. Communicate with loan officers,

buyers, title companies obtain and verify that all underwriting conditions are received and cleared by the

underwriter and prepare the file for submission to the closing department.

2000-2011 Ameritrust Mortgage Bankers, Lake Success, New York

Sr. Mortgage Processor, knowledge of both prime and subprime lending. Uploaded LP and DU programs. Interact

with the loan officers and extensive phone contact with the borrowers, appraisers and title companies and

finalizing their application.

1997-2000 Amerifirst Mortgage Bankers, Hempstead, New York

Processor Supervisor, obtain applications in accordance with FNMA/FHLMC, FHA and VA guidelines. Process and

uploading applications according to lenders requirements. Handle customer issues to the satisfaction of all

parties involved. Communicate with the loan officers, buyers, title companies and appraisal to obtain and verify

that all underwriting conditions are received and cleared by the underwriter and prepare for submission to the

closing department.

1993-1997 Alliance Mortgage Bankers, Massapequa, New York

Sr. Processor, responsibilities consisted of processing mortgage applications, ordering

credit reports, appraisals, title reports, flood insurance and verifying any outstanding

loans. Reviewing credit reports and verification once they are received. Quality

control on recently or purchased mortgage loans.

EDUCATION:

2011-2012 CWPOST/LIU, Brookeville, New York

Undergraduate Courses in Banking and Finance

1981-1983 S.C.C.C., New York, New York

Undergraduate Courses in Accounting, Data Processing and Business Administration.

1978-1981 Half Hollow Hills High School east, Dix Hills, New York

Graduate.

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