Karen M. Winkler
206-***-**** *************@*****.***
Profile
My expertise spans over ten years with varied aspects of administration analyst, banking; mortgage, compliance and financial management, has proven profits by closing over 20 plus loans lending market. That consists of Commercial, Conventional, Brokered, VA, FHA, Rehabs. Developed and strengthened with an emphasis on relationship building. Managed several multiple loan packages in a timely manner.
World class Compensation Analyst for that needs support in loan services. I provide a wide range of planning and complex duties because of my vast experience to avoid pitfalls.
Skills and Abilities
Schedule Management
Procedural Direction
Excellent Communications
Multi-Tasking
Organizational Development
Database Management
NMLS #865880
Various Lending Software
SharePoint
Microsoft Word
Excel
Outlook
Experience
Operations Mortgage Processor (Contractor) Homestreet Bank Federal Way, WA 7-2015-Present
Authorized purchase contracts for accuracy and client agreed upon terms
Excellent organizational and time management the ability to prioritize
Evaluated escrow, 4506T, tax certificates, flood insurance, payoffs, insurance, and taxes and verify employment
Mortgage Processor Consultant Winkler International Tacoma, WA 1.2014-7-2015
Developed, planned, organized and facilitated loan processing project packets for companies
Provided and prepared all disclosures, title, HUD, GFE, TIL, fee worksheets
Ordered and reviewed credit and appraisals, cleared conditions for final loan approval and set up signing
Mortgage Processor Wells Fargo Bank Seattle, WA 1.2013-1.2014
Successfully submitted loan project packages for 90% DU/LP approval
Approved title and lien positions for accurate property approval, home owners insurance
Analyzed and obtained payoff information and other documents for final processing
Underwriter Assistant (Contractor) Flagstar Bank Bellevue, WA 11.2012-10.2012
Home Loan Specialists (Contractor) Bank of America Renton, WA
Performed a wide range of duties and conditions related to the underwriting of mortgage loans
Implemented compliance reviews and fraud detection to minimize and eliminate potential losses to bank of fraud
Reviewed disclosure documents to ensure compliance to all government laws
Senior Processor Team Lead Chase, Phoenix, AZ 6.2009-1.2011
Scheduled mortgage loans for closing in accordance with policies and procedures
Directed, expedited requests to ensure on-time processes along with develop and maintain multiple closings
Reviewed calculated income, reviewed assets and liability documents for accuracy, clearing underwriting condition
Home Service Specialists Realty East Brokerage Mesa, AZ 1.2011-12.2011
Loan Processor Assistant Manager Mortgage Money Company Lynnwood, WA 1.2004-2009
Education
PMP - Project Management Professional, Computer Skills Institute, Certification, Phoenix, AZ
Business/Graphic Arts Technology, North Dakota State College Of Science, Associate Technical Diploma, Wahpeton, ND
Business Management Technology, Courage 360, Technical Diploma, Tacoma, WA