Karen M. Winkler

206-***-**** acsr9z@r.postjobfree.com

Profile

My expertise spans over ten years with varied aspects of administration analyst, banking; mortgage, compliance and financial management, has proven profits by closing over 20 plus loans lending market. That consists of Commercial, Conventional, Brokered, VA, FHA, Rehabs. Developed and strengthened with an emphasis on relationship building. Managed several multiple loan packages in a timely manner.

World class Compensation Analyst for that needs support in loan services. I provide a wide range of planning and complex duties because of my vast experience to avoid pitfalls.

Skills and Abilities

Schedule Management

Procedural Direction

Excellent Communications

Multi-Tasking

Organizational Development

Database Management

NMLS #865880

Various Lending Software

SharePoint

Microsoft Word

Excel

Outlook

Experience

Operations Mortgage Processor (Contractor) Homestreet Bank Federal Way, WA 7-2015-Present

Authorized purchase contracts for accuracy and client agreed upon terms

Excellent organizational and time management the ability to prioritize

Evaluated escrow, 4506T, tax certificates, flood insurance, payoffs, insurance, and taxes and verify employment

Mortgage Processor Consultant Winkler International Tacoma, WA 1.2014-7-2015

Developed, planned, organized and facilitated loan processing project packets for companies

Provided and prepared all disclosures, title, HUD, GFE, TIL, fee worksheets

Ordered and reviewed credit and appraisals, cleared conditions for final loan approval and set up signing

Mortgage Processor Wells Fargo Bank Seattle, WA 1.2013-1.2014

Successfully submitted loan project packages for 90% DU/LP approval

Approved title and lien positions for accurate property approval, home owners insurance

Analyzed and obtained payoff information and other documents for final processing

Underwriter Assistant (Contractor) Flagstar Bank Bellevue, WA 11.2012-10.2012

Home Loan Specialists (Contractor) Bank of America Renton, WA

Performed a wide range of duties and conditions related to the underwriting of mortgage loans

Implemented compliance reviews and fraud detection to minimize and eliminate potential losses to bank of fraud

Reviewed disclosure documents to ensure compliance to all government laws

Senior Processor Team Lead Chase, Phoenix, AZ 6.2009-1.2011

Scheduled mortgage loans for closing in accordance with policies and procedures

Directed, expedited requests to ensure on-time processes along with develop and maintain multiple closings

Reviewed calculated income, reviewed assets and liability documents for accuracy, clearing underwriting condition

Home Service Specialists Realty East Brokerage Mesa, AZ 1.2011-12.2011

Loan Processor Assistant Manager Mortgage Money Company Lynnwood, WA 1.2004-2009

Education

PMP - Project Management Professional, Computer Skills Institute, Certification, Phoenix, AZ

Business/Graphic Arts Technology, North Dakota State College Of Science, Associate Technical Diploma, Wahpeton, ND

Business Management Technology, Courage 360, Technical Diploma, Tacoma, WA

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