Vendor Management/Procurement

SOMMER L RODGERS

**** ***** **** #**** • Carrollton, TX. 75010 • 951-***-**** Cell

*********@*****.***

To Whom It May Concern:

I am extremely interested in your Compliance Analyst Fraud position. As a leader and innovator, I believe that ambition and complacency cannot co-exist. I am a hard worker who strives for excellence and welcomes all challenges. I aim to lead by focusing on teamwork through the power of total quality management and transformational leadership. Being able to aid individuals in growing both personally and professionally are my long-term goals and the desires of my heart.

I am attaching my resume for your review. I have leadership and administrative experience in the public and private sector. I enjoy this type of work tremendously and would like the opportunity to further my experience. I believe that I will be a valuable asset to any organization that will give me the opportunity to do so. In addition, I also possess numerous transferable skills gained from past work experiences including analytical skills, pro-active leadership, meeting tight deadlines and working with diverse groups.

I will welcome the opportunity for a personal interview with you to discuss my qualifications and the possibilities of moving forward in your department. If you have any additional questions, please do not hesitate to contact me at 951-***-**** or through e-mail at *********@*****.*** Thank you in advance for your consideration. Your time has been greatly appreciated.

Sincerely Yours,

Sommer L Rodgers

Enclosure: Resume

SOMMER RODGERS

4645 Plano Pkwy #5207 Carrollton, Tx. 75010 *Phone 951-***-**** * Email: *********@*****.***

OBJECTIVE

To secure a position that will utilize my existing skills and experience and demonstrate my abilities to overcome challenges by building positive work relations in a diverse work environment.

EDUCATION

BS- Business Administration – Projected completion 2017, currently attending North Central Texas College

Denton, TX.

Liberal Arts – 2001-2003, Chaffey Community College

Rancho Cucamonga, CA.

High School Diploma – Rancho Cucamonga High School

TECHNICAL/COMPUTER SKILLS

Fully versed in standard mortgage servicing guidelines and practices.

Microsoft Office Suite Data Trac

Type 60-65 wpm, 10 key by touch. SharePoint

Alltel/fidelity MSP Equator

CLM/Trax AMN

Fortracs Fidelity

Lotus Notes Lexis Nexis

PROFESSIONAL EXPERIENCE

Foreclosure Specialist II

Fannie Mae, Dallas, TX. 07/2012- 07/2015

Manage / monitor the RAN vendor network to ensure the availability of qualified, certified, and high performing vendors to effectively assist in the disposition of REO inventory for Fannie Mae.

Analyze, review, and monitor vendor performance. Suggest enhancements. Provide training as needed. Assist in implementing and monitoring new policies and procedures.

Observed vendor transactions to identify fraudulent activity.

Assign Evictions, Redemptions, Foreclosures and Confirmations assignments to vendors.

Perform periodic analyses and review of data. Investigate questionable data. Advise senior staff regarding current status and outstanding items.

Interacted with fraud department to validate suspicious vendor transactions.

Determined existing fraud trends by analyzing accounts and transaction patterns.

Update databases to ensure that information is accurate, complete, and accessible. Maintain records and files.

Ensure adherence to compliance policies, procedures and regulations.

Supplier Services Specialist

Freddie Mac, Carrollton, TX. 05/2009-07/2012

Manage / monitor the REO vendor network to ensure the availability of qualified, certified, and high performing vendors to effectively assist in the disposition of REO inventory for Freddie Mac.

Support department business initiatives such as vendor insourcing/outsourcing activities, vendor external communications, vendor performance evaluation and corrective actions, and vendor network analysis, which include maximum utilization, while maintaining vendor diversity throughout the network.

Attended and conducted live/in person interviews at REOMAC, REO EXPO, and Five Star for qualified and certified vendors.

Observed vendor transactions to identify fraudulent activity.

Interacted with fraud department to validate suspicious vendor transactions.

Onboarded new vendors with set-up in PeopleSoft and HomeSteps Connect.

Determined existing fraud trends by analyzing accounts and transaction patterns.

Enter suppliers / vendors Property Inspections and Performance Evaluations into HomeSteps Connect.

Identified fraudulent transactions and canceled them from further processing.

Ran Supplier/vendor validation report to ensure vendors are in compliance with policies and procedures.

Registrar

Medical Center of McKinney, McKinney, TX. 07/2008-07/2009

Register patients in Meditech system for outpatient, inpatient, day surgeries, labor & delivery, emergency, radiology, women services, and admitting.

Responsible for making sure Condition of Admissions are signed and dated in a timely manner.

Made sure patients received copy of patient’s rights under HIPAA law.

Verify insurance coverage through Medifax.

Special Servicing/ Loss Mitigation Specialist

EMC Mortgage Corporation/Chase, Lewisville, TX 05/2007-08/2008

Review financial hardship and information to identify the cause of default and to determine the best workout.

Monitored and collected on default account that were 30-120 day delinquent on a daily basis as well as oversaw collection of mortgage payments and outstanding fees.

Prepared loan workout packages.

Identified resources for people who were experiencing financial problems to assist them with mortgage preservation strategies to avoid foreclosure

Calculated and provided figures related to foreclosure reinstatement and payoff request made by borrowers and/or attorneys.

Performed financial analysis on customer income.

Negotiated workouts with borrowers on Chap 7, and 13 bankruptcy, ARM loans, piggyback loans, FHA loans, Conventional loans.

Review required loan documents for accuracy and completeness, check if the documents are in compliance with bank and regulatory guidelines.

Execute, prepare, review and analyze financial documents, reports and loan liquidation workouts.

Implemented loss mitigation policy to reduce potential foreclosure on non-performing/default loans.

Incorporated government and non- government programs and regulations and other proprietary techniques to resolve delinquency.

Resolve complex financial issues to provide borrowers with pre-foreclosure lending solutions.

Negotiated and recommended forbearance /repayment plan, loan deferments, modifications, short sales and deed in Lieu.

Review loss mitigation files for workout options such as short sales and deed in lieu.

Sr. Customer Service/ Loss Mitigation Specialist

Quick Loan Funding, Costa Mesa, CA. 03/2005-09/2006

Completed documentation of workout efforts including intent, reason for default, and workout payment plans.

Calculated and provided figures related to foreclosure reinstatement and payoff request made by borrowers and/or attorneys.

Performed financial analysis on customer income.

Negotiated workouts with borrowers on Chap 7, and 13 bankruptcy, ARM loans, piggyback loans, FHA loans, Conventional loans.

Execute, prepare, review and analyze financial documents, reports and loan liquidation workouts.

Implemented loss mitigation policy to reduce potential foreclosure on non-performing/default loans.

Incorporated government and non- government programs and regulations and other proprietary techniques to resolve delinquency.

Resolve complex financial issues to provide borrowers with pre-foreclosure lending solutions.

Responsibilities also include interest dispute, rescission of loan, and appraisal disputes.

Assist borrowers with title, funding issues, complaints, servicing release issues, impound accounts and escrow funding details.

Loan Processor / Funding Coordinator

Process loan information

Order Title, escrow, deeds, terms and conditions.

Request for Insurance declaration page from Insurer, payoff demand and modification agreements.

Pull credit report, title supplement, credit supplement, and set up notary acknowledgement.

Input flood certification, hazard insurance and resident taxes into Data Trac.

Cash processor

Fremont Investment & Loans, Anaheim, CA 09/2004-11/2004

Processed all mortgage payments and updated account details according to the amount received.

Maintained negotiable items report, scanned processed batches, and processed cash reversals.

Retrieved mortgage payments from drop box and processed payment into LSAMS software system.

Assist with processing payoff demands

Made company deposits on a daily basis.

Customer Service/ Loss Mitigation Representative

Wells Fargo Home Mortgage, San Bernardino, CA. 08/2003-09/2004

Verified consumer accounts and input additional features to accounts.

Reviewed hardship packages from borrowers.

Reviewed loss mitigation files for modifications, repayment plans, collections, and forbearance plans.

Processed and set up mortgage payments.

Contacted and worked with attorneys regarding fees/costs, bankruptcy and foreclosure proceedings.

Assist with estimated payoffs, escrow account information, tax verifications, and billing questions on new account holders.

Provide information to customers in response to inquiries about homeowners’ insurance policies.

Teacher

West End YMCA, Rancho Cucamonga, CA. 12/2000-09/2004

Assist Site Director in planning and conducting a creative program that is age-appropriate for school-age children. Plans daily and monthly activities.

Supervise and be actively involved with children assigned to my activity area; responsible for health and safety at all times. Must know emergency procedures.

Provide leadership for activities, both small and large group.

Assist Site Director in planning and conducting special events.

Attend and participate fully in weekly staff meetings and required training programs.

Assist with care and maintenance of equipment and site including daily clean-up of activities and site as well as scheduled site maintenance.

Engage in behaviors conducive to team building with other staff, such as open communication, encouragement, support and tolerance of each other.

Contact this candidate