Manager Management

Renjun Ying

Email: ******@*****.*******.*** Cell: 516-***-**** Address:210 W Byron Pl, King of Prussia, PA 19406

Summary of Qualifications

An experienced M.S in Finance student with a background in statistics and mathematics with a great passion to learn. Demonstrated ability to work with teams and deliver results. Strengths include problem-solving and critical-thinking.

Chartered Financial Analyst (CFA) Level I Candidate

Self-motivated, detailed-oriented, results-driven and independent work ability

Computer Skills: Microsoft Word, PowerPoint and Excel (VLookup, Pivot table, Formulas, Solver), Bloomberg Terminal

EDUCATION

Frank G. Zarb School of Business, Hofstra University Hempstead, NY

M.S. in Finance, GPA: 3.87/4.0 May 2015

Relevant courses: Derivatives, Portfolio Management, Advanced Statistical and Modelling, Managerial Finance, Fixed Income Markets, Real Estate Finance

Department of Finance, Shanghai Lixin University of Commerce Shanghai, China

Bachelor of Economics Jul 2010

Relevant courses: Econometrics, Probability and Mathematical Statistics, Financial Engineering, Corporate Finance and so on

WORK EXPERIENCE

Morgan Properties King of Prussia, PA

Financial Analyst Intern, Acquisitions and Asset Management Department Sep 2015-Present

Assist in closing sales deals of existing properties

Collaborate with co-workers on cash flow analysis for properties acquisitions and refinance

Review investment performance of existing Joint Venture deals, calculate IRR and XIRR, analyze and obtain valid explanation for variance between updated and original models

American Education Center, Inc. New York, NY

Finance Intern, Finance Department Jun 2014 – Jul 2014

Wrote company business plan for possibility of going public

Conducted market research and studied market capitalization of peer companies to make market valuation of firm

Standard Chartered Bank (China) Limited Shanghai, China

Relationship Manager, Small & Medium Enterprise Department Sep 2012-Jul 2013

Reviewed and evaluated 5+ loan application each month, analyzed information provided by applicants, inclusive of applications, credit consent, corporate tax returns, personal tax returns, financial statements and bank statements

Investigated clients’ credit rating, apply the Bank credit rating criteria to the underwriting practices to ensure the new credit exposure are aligned with the Bank’s underwriting policies and practices

Worked closely with the third party to request quotes on appraisals of collateral, and constrained loan amount by either debt service coverage ratio or LTV

Shanghai Pudong Bangxin Microfinance Co., LTD Shanghai, China

Credit Manager, Credit Department Jun 2012-Aug 2012

Assisted in accomplishing the yearly loan balance target of CNY 150 million within 2 months

Conducted due diligence, analyzed credit rating and financial reports provided by each client and wrote credit analysis and financial statements analysis reports

Participated in sales and marketing activities, product promotion campaigns and other related events once a week

Shanghai Huangpu Yuyuan Microcredit Co., LTD Shanghai, China

Credit Manager, Credit Department Apr 2010-Jun 2012

Handled more than CNY 70-million loan out of CNY 150-million in 2011

Conducted the investigation of 5+ loan applications/month; Analyzed Financial statements, forecast future cash flow, test solvency ability of applicants

Wrote post-loan management report and revealed potential risk of the subprime loans

Prepared financial analysis reports, credit rating reports and other supporting documents for loan audit meeting

Finance Projects

Corporate Finance: Equity Analysis Report, Credit Analysis Report of GAP, Inc. and cash flow and IRR analysis

Investment & Portfolio Management: DCF Valuation, Energy Sector Report and Modern Portfolio Theory Projects

Fixed Income Markets: Duration and Estimated Bond Price Change Project, Z-Spread and Bootstrap Modelling, Convertible Bond Pricing, Credit Default Swap Pricing and Collateralized Debt Obligations Presentation

Real Estate Finance: CMO modelling including amortization and IRR calculation

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