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credit manager, operations job

Location:
New Delhi, DL, India
Salary:
407000
Posted:
November 20, 2015

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Resume:

Priyam Nigam

**/**/*, *-* Sankat Mochan Apartment, Lohia Marg,

Allahabad-211001, India

Mobile: +918*********/+919*********, Date of Birth: 22nd October, 1991

E-mail: mailto:acsi2o@r.postjobfree.com@yahoo.com

CAREER OBJECTIVE:

To strive for excellence, and to work in such an environment that will enhance my knowledge and career, where I can perform my management skills according to my strong calibre and efficiency.

KEY SKILLS AND COMPETENCIES:

Strong leadership skills and a strong team player.

Adaptable to new environment and learn new skills.

Ability to function in a fast-paced environment and handle pressure.

Experience of setting targets and monitoring performance.

Good problem solving skills to resolve issue quickly and fairly.

Good communication skills and ability to present information.

Can identify key opportunities & efficiencies for greater profitability.

Good listener as well as quick learner.

WORK EXPERIENCE:

Company Name: CapitalVia Global Research Limited, Indore

Duration: From 18th June 2014 till 1st Jan 2015 (6 months)

Designation: Executive Trainee

Department: International- Singapore

Job Role and Responsibility:

Revenue generation by Client handling.

Maintain Client information in CRM.

Maintain portfolio of potential clients.

Involvement in organization's activities.

Keep regularly updated with market movements.

Proper planning, execution & control.

Work well in team, and drive team when ever needed.

Filter potential clients from all the available prospects.

SUMMER INTERNSHIP PROJECT:

Organization: Bank of Baroda, Regional Office, Allahabad (U.P.) Duration: May 1,2013- June 15,2013

Project Undertaken: Comparative study of bank’s retail loan products vis-à-vis competitors/ peer banks

Key Learnings:

1.Learnt about retail loan products of different public and private sector banks.

2.Learnt about competitive advantage of Bank of Baroda’s retail loan products over other banks and their USP.

3.Profound knowledge of loan & procedure did by centralized processing cell (CPC) under which I worked.

4.Learnt about how to make proposals and appraisals that bank has approved for the disbursement of loan.

5.Knowledge & functioning on the software known as LAPS (Lending Automated Process Software) and how to take out CIBIL report and also came to know about FINACLE software.

6.Learnt about general provisions for all the retail lending products like KYC guidelines, age, employment/income status, repayment capacity, nature and condition of the property, credit rating, discretionary lending powers, inspection of securities, valuation of immovable property, recovery & deviations if any case have.

ACADEMIC PROJECTS:

Portfolio management of top 10 stocks in automobile industry.

Understanding the consumer behavior regarding four wheeler of a company Hyundai.

Comparison of performance between HDFC and Bank of Baroda in a subject risk management in commercial banks.

Integrated Marketing Communication project on Coke.

EDUCATION:

Certification

Specialization/Board

Institute/University

%/ CGPA

Year

PGDM-Financial Services

Finance and Marketing

Jaipuria Institute of Management, Lucknow

3.00/4.00

2014

Graduation

B.Com

Allahabad University

59.63%

2012

12th

C.B.S.E.

YMCA Centenary School & College, Allahabad

74.60%

2009

10th

C.B.S.E.

YMCA Centenary School & College, Allahabad

74.00%

2007

ACHIEVEMENTS:

Won first prize in Badminton (doubles-girls) (Talaash freshers talent hunt, 2012) at Jaipuria Institute of Management, Lucknow.

Won third prize in Mehendi competition (Talaash freshers talent hunt, 2012) at Jaipuria Institute of Management, Lucknow.

CO-CURRICULAR ACTIVITIES:

Participated in Badminton (Talaash freshers talent hunt, 2012) at Jaipuria Institute of Management, Lucknow.

Participated in Mehendi competition (Talaash freshers talent hunt, 2012) at Jaipuria Institute of Management, Lucknow.

Participated in coordinating IIC (Interdependence, Integration and Co-Creation 2012) event at Jaipuria Institute of Management, Lucknow.

Participated in Badminton – 2nd national sports meet 2013 held at Jaipuria Institute of Management, Jaipur.

INTERESTS:

Playing badminton: It offers me an opportunity to combine technique, agility, endurance and power into genuinely exciting experience.

Swimming: It helps me to remain fit to think positively.

Sketching: It quenches my thirst for creativity and serenity.

REFERENCES:

Mr. Alok Nigam- Senior Vice President-HR/ Group CHRO @ Bhartiya Group, Gurgaon. +91-981*******)

Mr. K.K. Srivastav- Senior Manager Production, Shrink Packaging Systems Pvt. Ltd. Greater Noida. +91-844*******)



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