Customer Service Real Estate

Joseph Santacroce

** ********* ******, **** ********* Station, NY 11776

Cell Phone: 631-***-**** E-Mail: *******@***.***

OBJECTIVE: I am seeking a position using my skills and past working

experience in a useful and productive manner.

EXPERIENCE: First Trade Union Bank / Senior Vice President, October 2007

to June 1, 2012 (Retired). Responsible for commercial lending

and commercial real estate originations, portfolio management

and business development within the branch system.

Consistently exceeded production and deposit goals.

35 years’ experience in residential and commercial portfolio management and loan originations.

Specializing in originating and administration of all types of construction loans.

NYS Licensed, Certified Sr. Residential Real Estate Appraiser.

Certified Environmental Inspector (CEI).

Astoria Federal Savings / Vice President, Commercial Real Estate Lending from July 1999 to October 2007. Hired to develop the Commercial Real Estate Construction Loan Division. Duties included overseeing department, loan workout support (Special Asset Dept.), including all aspects of loan servicing. Also held the title of Environmental Loan Officer.

Roosevelt Savings Bank / Assistant Vice President, Commercial Real Estate Lending December 1977 to July 1999. Started as a staff Real Estate Appraiser and building inspector working my way up through various areas of commercial real estate lending and servicing to a position responsible for the management of the Construction Loan and Portfolio Management Division.

EDUCATION: 1991: Hofstra University - RE Appraising Parts I, II, III (R-1, R-2)

1978 - 1979: Adelphi University - R E Appraising.

1986 - 1989: C.W. Post - Appraising Real Property; course 102; Principals of Income Property Appraising; course 201.

Trade Electronics BOCES (Electrician) 1972 -1974

AFFILIATIONS: Columbia Society of Real Estate Appraisers.

EAA (Environmental Assessment Association) Member.

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