Real Estate Management

Victor D. Harris

***** ****** ** ***, **** Forest, Ca. 92630 310-***-****

********@*******.***

Professional Summary - NMLS - 272062

Over Ten years of experience in phases of mortgage and marketing. In the mortgage industry. Highly motivated and strong ethical background and computer skills.

Core Qualifications

A) Ability to Analyze Tax returns, and assets and liabilities and statements B) Working knowledge of laws and customs governing negotiable instruments, working with Title escrow officers

All Positions as a Mortgage Loan Officer American Capital/Monarch Aliso Vejo, Ca 06/2013 to Current Envision/ Essex Mortgage Orange, Ca 09/2009 to 12/2011

Home Team Realty Torrance, Ca 07/2007 to 02/2009 Bankers Realty Torrance, Ca 03/2002 to 07/2007 Develops and maintains business relationships with real estate companies and other businesses in the residential home loan industry. Database should be consistent with maintaining appropriate pipeline levels

Complete familiarity with FNMA/FHLMC, FHA/VA guidelines and understanding of all facets involved in real estate transactions.

Ensures accurate product information, including program quotes and pricing, is delivered to customers. Provides product training and procedures to customers as required and necessary.

Adheres to all applicable compliance regulations, including BSA, BPA and Right to Financial Privacy. Works in conjunction with senior management to ensure proper knowledge of all relative compliance topics, monitor activities and report issues. Follow directions from management and Chief Compliance Officer for resolution of issues.

Demonstrates a commitment to Fair Lending.

Submit purchase and refine FHA, VA conv and jumbo loans

Complete knowledge on pricing and the underwriting procedures in the mortgage industry. Locking rate 15 to 30 days

Originate loans by using branch provided leads, referral

NMLS Safe Act Compliant, Federal NMLS Registration and California License BRE

Mortgage Experience that can facilitate our Savvy and Sophisticated Clients

Knowledge of Federal Regulations and Comprehensive Understanding of Loan Guidelines

Professional Written and Verbal Communication Skills