Sign in

Banking and Sales

Denver, CO
January 06, 2016

Contact this candidate


Kyle Crosswhite


December ****

Kyle Crosswhite

*** ****** *****

Castle Rock, CO 80104


Objective: To accept a challenging and rewarding position enabling me to utilize my 16 + years of experience and knowledge obtained in community banking/finance.

Work History:

August 2015-Present

Mile High Acura

Internet Sales Manager

Aurora, Colorado

Duties: Responsible for the successful conversion of internet sales leads into appointments and automotive sales. I have consistently placed in the top percentile of sales leaders and customer satisfaction indexes.

December 2013-June 2015

Autonation Buick-GMC

Internet Sales Manager

Lone Tree, Colorado

Duties: Responsible for the successful conversion of internet sales leads into appointments and automotive sales. Consistently placed in the top percentile of sales leaders and customer satisfaction indexes.

January 2013-September 2013

JD-Byrider of Aurora Colorado

General Manager/Finance Manager

Aurora Colorado

Duties: Responsible for day to day oversight of site operations including sales and service, credit underwriting, loan closing, inventory management, collections, hiring of sales and office staff.

April 2012-January 2013

Phil Long Lincoln of Colorado Springs

Sales Consultant

Colorado Springs, CO

Duties: Qualification and assessment of customer’s automobile requirements, automobile presentation, demonstration, provide customer with varying terms for the purchase of automobiles, closing.

December 2009-August 2011

First State Bank of Colorado

Market President/Commercial Lending Officer

Fountain, CO

Duties: Consumer and Commercial loan & deposit development, origination, underwriting, loan closings and relationship officer, Senior branch lending officer responsible for larger and more complex commercial credits, management of approximately $25 million + commercial and consumer portfolio, financial/credit analysis, lending compliance, construction lending, business development, community relations, member of multi-bank lending/policy committee and full-time operations/branch management duties.

November 2005-September 2009

5Star Bank

Lending Officer

Colorado Springs, CO

Duties: Commercial, industrial, consumer and construction loan origination, underwriting, loan documentation, loan closings and relationship officer, business development, lending operations, corporate credit card originations, commercial and consumer financial/credit analysis, member of commercial credit card and bank loan committees, initiated and supervised all lending department administration policies and procedures, oversight of lending compliance, portfolio management of a $10 million + loan portfolio and $20 million + commercial credit card portfolio, collections.

June 2005-November 2005

5Star Bank/Adecco Temp Position

Financial/Credit Analyst

Colorado Springs, CO

Duties: Financial and credit analysis for commercial and consumer credit cards, student loan origination. Acted in the capacity of a consultant to bank management ensuring proper loan structure, compliance and documentation for branch level loan originations.

June 2004-January 2005

Colorado National Bank

Vice President/Commercial Loan Officer

Monument, CO 80132

Duties: Commercial, consumer, residential and construction loan origination, underwriting, closing and relationship officer, Senior branch lending officer, business development, operations/branch management supervising 6 to 8 employees, financial and credit analysis, branch budgeting.

December 2002 – February 2004

TCF Bank

Branch Lending Manager

Colorado Springs, CO

Duties: Senior branch lending officer responsible for consumer loan originations primarily secured by owner occupied residential properties, credit and financial analysis, operations/branch management supervising 4 to 6 employees, business development.

August 1998-December 2002

Various Jobs and Positions

Colorado Springs, CO

Duties: Automobile Sales, Credit Card Merchant Processing Sales, Modular Home Sales and Finance, Professional Driver, Residential and Commercial Loan Brokering, Mortgage Discounting and Purchasing.

April 1992-July 1998

Community Banks of Colorado

Vice President Loan Administration/Lending Officer

Cripple Creek, Gunnison and Crested Butte Colorado

Duties: Commercial, residential, construction, agriculture and consumer loan originations, managed commercial/consumer loan portfolio of approximately $15 million VP duties included lending, establishing and training of lending policies and procedures for new branches, loan administration supervisor for all branches supervising 6 to10 loan administration positions, lending call report, commercial credit committee, collections, special assets, lending compliance and business development.

January 1991-April 1992

Rocky Ford National Bank

Management Trainee

Rocky Ford, Colorado

Duties: Training in all aspects of retail bank operations and lending functions. Allowed access to board meeting, bank budgeting, call reporting, correspondent banking and credit committee.


The University of Phoenix

Colorado Springs, CO

2005- Accounting

American Institute of Banking Certifications:

1997-Commercial Lending

1996 & 2011-Financial Statement Analysis

1995-Consumer Lending


American Bankers Association Certifications:

1995-Graduate ABA Intermediate Schools of Banking

1993-Graduate ABA Fundamental Schools of Banking

Fred Pryor Schools of Business Certifications:

1994-Graduate of Office Administration

1993-Graduate of Priority Management

Otero Jr. College

LaJunta Colorado

1986-1988: Business Management Major/English Minor

University of N. Colorado

Greeley, CO

1985-1986: Business Major/English Minor

Brush High School

Brush, Co

1981-1985: General Education


Customer service oriented specializing in Business Development, Portfolio Management and retainage of commercial accounts

Lending: Commercial (10 years), Agriculture (2 years), Automobile (10 years), Conventional Mortgage (5 years), Home equity (5 years), Construction (7 years)

Financial and Credit analysis (10 years)

Loan Administration Supervisor Experience (10 years)

Supervisory Position in Bank Operations (2 years)

Wolters Kluwers/Gulfpack Compliance One Loan Documentation Software (4 years)

Bankers Systems/Laser Pro Loan Documentation Software (6 years)

Metavante and Kirchman Bank Operating Software (5 years)

Jack Henry Bank Operating Software (6 years)

Sageworks Financial Analysis Software (3 years)

Bukers Financial Analysis Software (1 year)

QuickBooks Accounting Software (2 years)

Microsoft Excel, Word and PowerPoint (10+ years)

Loan & Credit Card Collections (12 years)

GL Reconciliation (2 years), Bank Call Report (2 years)

Asset/Liability Management (2 years)

Bank Compliance both Operations and Lending (15 years)

Business Development (5 years)

Automotive Sales (2 years)

Typing 60+ wpm


Ft. Carson Men’s Association

Ft. Carson Colorado


Teller County Literacy Board

1996-1997 Board Member

Woodland Park Saddle Club

1996-2000: Board of Directors

2000-2002: Rodeo Chairman

2001-2001: President

Contact this candidate