LAWRENCE J. CENZON
P.O. Box ****
Daly City, CA *4017
Home Tel 650-***-****
E-mail: acrwd9@r.postjobfree.com
SUMMARY OF QUALIFICATIONS
Extensive sales, and customer service experience
Proactive – able to work in a high pressure, changing environment
Team player with excellent time management skills
Knowledge of medical terminologies due to extensive experience in pharmaceutical sales in the Philippines
SKILLS
Sales, loans and effective customer service
Computer skills in MS word and Excel
Loan processing, verification, analysis and booking of commercial and
consumer loans
Bank Secrecy Act, Anti-Money Laundering monitoring and reporting
PROFESSIONAL EXPERIENCE
Utilities Representative
One PacificCoast Bank, FSB
Oakland, CA
2011 - 2012
Processed new accounts, deposit and withdrawal transactions, wire transfers and Cash Transaction Reports
Cross-sold various bank products and services
Implemented effective customer service functions in a timely manner
Performed additional duties as assigned and requested
Personal Account Consultant
Provident Credit Union
Millbrae, CA
2010 - 2011
Promoted and sold various bank products and services to existing and potential members
Cross-sold products/services to maximize member relationship
Pulled up and analyzed credit bureau reports to determine borrower credit viability
Conducted telemarketing functions to existing members
Promoted/sold, processed and funded various secured and unsecured consumer loan applications.
Properly identified and resolved member transaction issues and concerns
Personal Banker
US BANK
San Mateo, CA
2003 - 2008
Consistently achieved sales goals and received the Star of Excellence
Award
Consistently belonged to the Top 5 Bankers in the District
Provided “Help Desk” functions to branch management and staff
relative to bank system, policies and procedures.
Solicited/sold and processed new accounts
Sold/processed and funded small business and consumer loans/lines of credit
Audited new accounts and loan packages
Pulled up and analyzed credit bureau reports to determine borrower credit viability
Conducted regular sales and promotions to generate corporate and product awareness among target markets
Conducted regular telemarketing calls to customers to identify potential product/service requirements
Effectively conducted customer service through problem identification and timely resolution of customer concerns
EDUCATION
Bachelor of Science in Commerce
St. Louis University
Baguio City, Philippines