Legal - insurance

Experienced in formatting, structuring and negotiating service agreements, case management, factual investigation,, case analysis, claim assessment and client advisory matters for Life Insurance Co’s in India.

Motivated self-starter who assists in drafting of legal notices, legal advisory for consumer protection cases at Chetan Pathak and Associate.

Accomplished in drafting of agreements and written statement required to be filed by private companies before the Consumer Courts and Civil Courts in India.

Played an important role in negotiating with the complainants under consumer protection cases and out of court settlement of disputes.

Skilled legal researcher and claims assessor who also excels at computer-based and non-computer-based legal and technical research for the legal notices sent by the Advocates on behalf of their clients and for advising different departments for any legal or paralegal

BHARTI AXA LIFE INSURANCE

Worked as a Senior Executive – Legal in Bharti AXA Life Insurance from July 2009 to December 2009. Bharti AXA Life Insurance is a joint venture between Bharti, one of India’s leading business groups with interests in telecom, agri business and retail, and AXA, world leader in financial protection and wealth management.

Preliminary job responsibilities

As a senior executive at Bharti, I was responsible for

Handled the tasks of drafting various agreements like distribution agreements, software license, software demonstration agreements, MOU’s and service level agreements.

Assisted in drafting and structuring of policy document for various insurance products.

Investigated and reviewed claims cases received by the Company.

Drafting replies for Service cases and Claims cases to be filed before Consumer Courts, Civil Courts and Ombudsman.

Guiding and working in sync with field investigators for collecting requisite evidences related to the cases. Assessing claims cases received by the company.

Assisted in the drafting, structuring and dealing negotiations on various agreements with different vendors.

Handled the tasks of reviewing, drafting legal documents and claims assessment.

Maintained filing system and confidentiality of legal and claims department.

Supervised and coordinated the activities of subordinates.

Preparation and submission of litigation and claims reports before the Board of Directors on quarterly basis.

Responsible for providing legal advice to various departments and branches of the company involving legal aspects of life insurance, policy interpretation, contract, agreements etc.

Drafting evidence affidavits, appeals, revision petition and counter statements to be filed in the Courts

Rolled out process for drafting of agreements & contracts to various departments.

Handling of end to end consumer, civil & criminal matters.

Negotiated, draft and reviewed corporate contracts including vendor relationships, licensing agreements, and employment-related agreements.

Coordinated multi-faced office functions encompassing court calendar management, maintenance to case records, perform law library research to obtain relevant case laws.

I was reporting directly to AVP- Legal.

ICICI Prudential LIFE INSURANCE Company Ltd.

Worked as a Legal Executive for two years from July 2007 to June 2009 in ICICI Prudential Life Insurance Company Ltd. voted as India’s “Most Trusted Private Insurer” by the Economic Times.

Hands on experience

As a claim assessor, I investigated and reviewed claims, negotiate settlements, and authorize payments to claimants, who are the policyholders

With my skills as a negotiator, I played a substantial role in ‘out of court’ settlement of cases relating to disputed claims. Over the period of my service with ICICI, I was a part of over 54 such successful negotiations. This substantially helped the company to save time and money on long unresolved litigations.

My work was applauded by the seniors and was awarded “Best Performer” award.

Presentations made

Have made presentations on the following topics throughout my career

Nomination – Assignment

Information Securities Act 2000 and Online transactions by the customers

The Institution of Insurance Ombudsman in India – Will It benefit the insured?

Basic concept – Agreement & contracts under the “Contracts Act”

Insurance Regulatory and Development Authority Regulations 1999- an insurers perspective.

Projects Carried Out

MOOT COURTS - Participated in 5 moot courts at college level

A case under article 32 of the Constitution of India for the violation of the Fundamental Rights under sec 309 of Indian Penal Code. Contents of the case related to “Right to life-Does it includes right to die?”

A case for the bill passed for 33% reservation for women in Lok Shabha (the House of Common under Indian constitution)

A case of bail for a juvenile under section 12 and arrest without warrant under section 41 and 42 of the Code of Criminal Procedure.

A case filed for publication of obscene MMS on internet under section 67 of Information Technology Act 2000 and section 292 of Indian Penal Code.

A case filed by YUVA, a forum of civil services aspirants against the Union Public Service Commission to make public the cut off marks and individual marks obtained by each student.

Other curricular activities

A Study of working of the Securities and Exchange Board of India

Foreign Exchange (Forex) Management

A Report presented on Lok Adalat

Use of Computers in Legal Issues from perspective of:

Cyber Laws

E Commerce & Digital Signatures

Hacking

Well versed in the use of Microsoft office 2010 products

Possess excellent written and oral communication skills

Able to lead a team to success

Additional Information

Holding a valid UAE driving license.

Awarded for Best Performance in ICICI Prudential Life Ins. Co Ltd.

Participated in Exhibition at college level on BRAND AWARENESS

Won second place for the theme “Brands of Refrigerators”

Stage performance at college level.

Private coaching at school level.

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