CHRISTINE E. HOCH

** ***** *****

Morristown, New Jersey 07960

Cell: 201-***-****; e-mail: acqdwr@r.postjobfree.com

EDUCATION FAIRLEIGH DICKINSON UNIVERSITY, Madison, NJ

ABA approved Paralegal Studies Program Paralegal Certificate Awarded January 2015

New Jersey Land Use Practice Estates, Trusts & Wills

Real Estate & Mortgages Legal Research & Writing

Corporate Law Civil Litigation

Family Law Easy Soft HUD Ethics Westlaw Computer Seminar

Criminal Law Lexis/Nexis Computer Seminar

NEW YORK UNIVERSITY, New York, NY Diploma in Real Estate Investment & Analysis. Real Estate Institute 1991

PACE UNIVERSITY, Pleasantville, NY

Bachelor of Business Administration

Major: International Management & Marketing 1987

LAW FIRM EXPERIENCE

Opened electronic and paper files for new residential real estate clients

Followed up with attorneys, realtors and clients on inspections, deposits and other pending matters.

Maintained and updated attorney’s diary.

BUSINESS EXPERIENCE

Research & Analysis

Researched, analyzed and summarized market information, legal documents, appraisals, environmental evaluations and property condition engineering reports for preliminary and final loan approvals.

Reviewed new tenant leases and renewal leases for tenant credit worthiness, renewal clauses and favorable lease payment structures (triple net, overage rent, anchor clause, etc.) for optimal property cash flow potential.

Analyzed financial, market and legal risk for $5 - $10 million commercial real estate loan participations.

Evaluated and formulated requests for commitment modifications and presented to senior management for approval.

Christine Hoch CV

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Created and analyzed cash flow projections on various types of real estate loans.

Critically reviewed third party appraisals, verified valuation methodology, provided quarterly portfolio analysis market summaries and internal valuations.

Analyzed restructuring alternatives for under-performing or non-performing loans.

Organizational

Coordinated approvals of participant amendments and authorization of capital improvement requisitions from escrow.

Prepared detailed proposals which included cash flow projections and risk

assessment for recommendations to Tokyo credit committee.

Reviewed loan compliance with debt covenants, monitored loan performance by reviewing monthly operating reports and annual operating/ capital expenditure budgets.

Prepared detailed reports on credit risks for head office review.

Communication and Customer Service

Communicated closely with in-house and external legal departments on all facets of deal documentation.

Negotiated with attorneys and financial institutions on legal issues pertaining to loan documents and restructuring scenarios.

Conducted presentations and fielded questions from prospective loan participants, as lead agent for $ 65 million loan syndicate.

WORK The Law Firm of Bogaard & Associates Mendham, NJ

HISTORY Intern, Residential Real Estate May 2015

The Chuo Mitsui Trust & Banking Co., Ltd., New York, NY

Vice President, Business Development 1997 - 2001

Crown Leasing USA, Inc., New York, NY Credit Manager, Lending Division 1987 - 1997

SKILLS Excel, Word, Power Point, Westlaw, Lexis/Nexis, Easy Soft HUD, Conversational Spoken and Written German

VOLUNTEER Former NY Co-op Board Member, Former Treasurer of Lafayette Learning

Center, Co-chair of various school fundraising activities.

MEMBERSHIPS New Jersey State Bar Association

National Association of Legal Assistants

LICENSES Commissioned Notary Public: State of New Jersey

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