Manager Loan Officer
Resume:
J. Bernard Booker
Mount Vernon, N.Y. 10550
acqduj@r.postjobfree.com
Objective: To enhance, capitalize, and master my career analytical, rapport and people skills as a financial lender and representative.
Education: Attended Morgan St. University, Baltimore Maryland, 1982-1986
Graduated Sanford-Brown Institute, White Plains, N.Y. Medical Billing and Coding, August 2010.
Professional
Experience: June 2009- Present
Allied United Realty, Mt. Vernon, N.Y.
Manager
Responsible for finding homes for buyers, and apartments for renters.
Provided and organized documentation for clients.
January 2009-July 2010
N.Y. Real Estate Funding and Solutions, Pawling, N.Y.
Senior Loan Originator
Mainly responsible for solicitation of business to Real Estate offices and brokers and attorneys to provide the loans for purchase clients.
Pre-underwrite loan situations to anticipate and to avoid potential problems.
Provide the lowest interest rate for clients in the purchase or refinance of their home based on variable financing situation.
Calculating debt ratios and pre-underwriting loan situations for the purpose of anticipating problems for problem solving.
Coordinate appraisals with clients and appraisers.
Providing title searches while working with title companies. Coordinate efforts with all parties to set closings and close clients.
March 2007 – January 2009
New Rock Funding, New Rochelle, N.Y.
Loan Officer
Soliciting Realtors for purchase loan business.
Providing and locking interest rates for new clients.
Submit loans to banks for pre-approval and approval.
Responsible for providing program and credit seminars for realtors.
Attending open houses and caravans.
March 2006 – March 2007
Gibraltar Mortgage, New Rochelle, N.Y.
Loan Officer
Responsible for soliciting realtors for purchase loans.
Personally filling out mortgage applications in order to properly evaluate
client situation.
Collect needed documentation in order for client to receive requested loan.
Order title and appraisal reports.
Pre-underwrite client mortgage situations.
June 2004- March 2006
ATR Mortgage Center, Mount Vernon, N.Y.
Loan Officer
Providing loan situations to clients as needed.
Pre underwrite mortgage loan packages to assure loan approval.
Consult with clients regarding loan situation.
March 2000 – June 2004
American Dream Financial Corp., White Plains, N.Y.
Manager
Employ, train, and motivate sales staff and processors.
Responsible for keeping all loans in compliance with mortgage lending
guidelines.
Complete mortgage lending package in order for it to be received by underwriting.
Acquire daily rate sheets from multiple banks.
Pre-underwrite loans for loan approvals.
June 1997 - March 2000
Ameriquest Mortgage Company, Norwalk Ct.
Loan Officer
Solicit through telemarketing and various resources for mainly refinance business.
Complete mortgages applications in order to evaluate client financial situation.
Collect documentation needed.
October 1996 – July -1997
Money Store, Elmsford, N, Y.
Loan Officer
Responsible for taking loan applications in order to evaluate client loan financial situations.
Consulted with clients in order to provide best particular loan programs and opportunities.
January 1996 – October 1996
Northeastern Mortgage Company, Tarrytown, N. Y.
Loan Officer
Conducted telemarketing to receive client business.
Solicit realtor companies for purchase business.
Complete mortgage applications for client evaluation of situation.
Collected needed documentation.
Arrange appraisals with clients.
Coordinate closings with clients and attorneys.
October 1990 – January 1996
Waterford Industries, Inc.
Accountant/Manager
Responsible for financial statement preparation such as receipts and disbursements journals.
Completed bank reconciliations for all offices.
Provided journal entries and adjustments for various offices.
Responsible for inventory findings and solving discrepancies of inventory for eight offices.
Provide Bank Reconciliation Statements for offices.
Responsible for motivating salesmen in office.
Tax Season 1993 -1994
PPH Tax Services, Bronx, N.Y.
Tax Preparer
Responsible for individual office completing tax returns for clients.
Collected information for tax preparation for individuals and small businesses. .
Constructed financial statements for small business proprietors.
September 1986 – October 1990
Donald Stukes and Co., New Rochelle, N.Y.
Accountant/ Auditor/ Team Leader
Audit of small to mid-size companies from Trial Balance to source documentation.
Complete financial statement construction from bank statements.
Make entries and adjusting entries.
Tax Preparation of smaller companies.
Skills: Proficient in Microsoft Word, Excel, and Medisoft
Contact this candidate