Manager Branch

To pursue a challenging career in an organization that provides ample scope for application and improvement of knowledge and skill.

Knowledge in Micro finance Field, Operations Department.

B.A. [History](2011) : Alagappa university, karaikudi,

Higher Secondary [+2](2004) : With 61% from Government Higher Secondary School, Vannikonendal, Thirunelveli District, Tamil Nadu.

S.S.L.C. (2002) : With 55% from Government High School, Vannikonendal, Thirunelveli District, Tamil Nadu.

Worked in following areas in computers:

Operating Systems: Windows (98, 2000 Professional, XP)

Others: MS-Office 2000, 2007&2010, HTML, MIFI Software, B.R.NET software.

Working as Senior Branch manager in S.M.I.L.E. Microfinance Limited from January 2006 to till date. (Total experience 9years 4month )

Skills & Experience

From January 2006 to October 2008 working as a field development officer Chennai kasimedu branch.

From November 2007 Promoted as a Branch manager in charge to Operation Department at Chennai K.k nagar branch

From June 2008 promoted as a branch manager. Operation department at Chennai villivakkam.

From July 2010 promoted to as a Area Manager in charge Special operation department in all over Chennai.(arrear recovery team )

From November 2010 promoted as a area manager in operation department Chennai ambattur, avadi, thiruninravoor, vadapalani.

From November 2011 transfer to internal audit department. Working at Team Co-Ordinator all over Chennai and villupuram .

From July 2014 till date working in Senior Branch manager chidhambaram branch.

Role as a senior branch manager in Operations Department – S.M.I.L.E. MICROFINANCE LIMITED for the period of 2014 – 2015 till date.

Scrutiny of loan application, KYC documents received from field delapmaent officers.

Joint field Appraisal of Loan Documents with field delapmaent officers.

To ALL the Books and Registers maintained in Branch Office.

To conduct weekly meeting of field delapmaent officers on all Saturdays – discuss CENTRE DIARY, all issues and problems and initiate Corrective action.

To conduct GRT for Prospective Women Members.

To take Action for improving the functioning of ALL “C” grade Centers.

To identify viable and potential areas – For New Branches for Horizontal Expansion / New Areas uncovered for vertical Expansion.

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RESPONSIBILITIES:

Branch viability and average portfolio O/S as per the Projected Annual Plan.

To achieve the Member / Disbursement Targets as per Annual Business Plan.

Prompt Generation of Loan Documents; timely disbursement of Loans to Members the least minimum member of Waiting Borrowers.

Prompt Communication to divisional Office for fund requirements and Loan Documents status in his Division.

To ensure 100% Recovery rate in Branch.

Rectification of the Audit & RMT findings.

Developing an intelligent monitoring system to minimize process deviations, violations and frauds.

Building Capacities among Team Mates in the areas sectoral knowledge and problem – Solving.

Ensuring adherence to laid down policies and procedures.

Prompt attention & analysis of complaints from clients.

Corporate Social Responsibility.

I, hereby declare that all the information furnished above is true to the best of my knowledge.

Date Yours truly,

Place: (M.Murugaraj)

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