Manager Assistant
Resume:
BRYAN INGRAM
Quitman, TX 75783 C 903-***-****
********@***.***
OBJECTIVE An opportunity capitalizing on my record of success in new loan generation, development, and operations administration.
EXPERIENCE 40+Years success in Agribusiness, including
17 Years in agribusiness lending for an East Texas bank
25 Years as a ranch owner, and agribusiness educator
EXPERTISE
New business generation: Ag FO’s, LOC’s & operating loans, as well as small business and industrial lending.
Loan generating and servicing (expertise in FSA and SBA regulations)
Special assets management and bankruptcy negotiation/representation
Collateral appraisal/inspection
Collections and & claims management
BUSINESS STRENGTHS
Success oriented. Consistent track record of meeting and
exceeding goals – by putting in the extra hours when necessary.
Combine excellent prospecting and relationship-building skills with a well-developed network of East Texas agribusiness contacts
Adaptable, quick learner. Enjoy mastering new skill sets and job responsibilities.
BRYAN INGRAM page – two
WORK BACKGROUND
2013 – Present WOOD COUNTY NATIONAL BANK – QUITMAN, TEXAS
Assistant Vice President/Loan Officer
Consumer lending
Mortgage lending
Commercial lending
2006 - 2013 GILMER NATIONAL BANK – GILMER, TEXAS
Special Assets Manager/Loan Officer
Work outs of problem loans and restructuring
Sales of foreclosed properties
Rework and re-modify home mortgage loans
Work outs of consumer loans/commercial loans
Generating and servicing loans
2005 - 2007 EQUITY BANK, SSB – Winnsboro, Texas
Special Assets / Loan Administration
Managed special assets, which included collections and liquidations of government guaranteed credits.
Worked with various government agencies to process liquidations and work outs of problem credits.
Generated and serviced new Loans
2004 – 2005 FIRST NATIONAL BANK – Emory, Texas
Assistant Vice President / Consumer Loan Officer
Focused on consumer lending with moderate agricultural and commercial lending.
BRYAN INGRAM page – three
1997 – 2004 EQUITY BANK (formerly FRANKLIN NATIONAL BANK, Winnsboro, Texas
Assistant Vice President / Loan Officer
Recruited by bank president; multiple responsibilities for this nine-branch lending institution targeting the Ag and SBA markets:
New business development: market the bank’s lending services to agricultural and small business/industrial clients in the greater Winnsboro area. Built a large network of Ag and small business referral sources with organizations such as the city and county Chambers of Commerce.
Evolved into the bank’s special assets expert, managing a $15M portfolio of at-risk FSA/SBA loans; notable success in lowering risk exposure through negotiation of win-win work out terms, and finding buyers for foreclosed properties. Extensive use of Excel and Farm Equity Manager Software.
Perform appraisals and inspections of collateral for both potential new loans and at-risk existing notes.
Administer all aspects of delinquency collections activities, handle all FSA and SBA claims, and represent bank at bankruptcy hearings.
Additionally acted as branch manager for the $3M, five-person Emory location for a nine-month period.
1985 – 1992 LINDALE INDEPENDENT SCHOOL DISTRICT – Lindale, Texas
High School Agriculture Teacher
Managed all aspects of a five-class, 120-student agriculture program
Lobbied successfully to double the annual budget; significantly increasing the quality of the program, and introduced the first horticulture program
Consistently earned high performance evaluations (selected to the district’s Career Ladder program)
BRYAN INGRAM page – four
EDUCATION B.S. in Agriculture, East Texas State University/Texas A&M University at Commerce, 1985
PROFESSIONAL One week Agricultural Lending Bankers School program, University of Texas, Austin.
Numerous FSA, SBA, FHA, FMA and risk management seminars and training programs
COMPUTER Farm Equity Manager, Nichola, and Banker System, Windows, Word and Excel; internet research
REFERENCES Furnished upon request.
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