VP Financial Planning & Analysis, Strategic planning, Project Manageme

Debra E Tirado Huntington, NY ********@*****.*** 516-***-****

Finance, Insurance Executive

Over 15 Years shaping organizational strategy, driving large-scale change, and achieving significant business results

A decisive, results-oriented Finance executive with significant leadership experience in the insurance and financial service sectors. Proven excellence in developing and implementing strategies to achieve multimillion-dollar cost savings, improve operating efficiencies, and optimize resources. Expertise in strategic and operational planning, cost reduction / avoidance, and financial modeling. Detail oriented with strong technical, organizational, analytical, problem solving, communication, and relationship management skills.

Assets and Key Skills

Strategy Planning & Development

Financial Planning & Analysis

Mergers & Acquisitions / Integration Management

Margin Improvement

Big Data / Analytics

Drive Transformational Programs

Project Management Finance

Lean Six Sigma

Professional Results

Guardian Life Insurance Company of America 2012 - 2015

The Group Insurance – employee benefits – business serves the benefits and service needs of small to mid-sized companies (2 - 5,000 employees) nationwide with $4 Billion in revenue, 3,000 employees.

Second Vice President Group Insurance Financial Planning & Analysis

Lead and provide oversight of all financial analysis, operational planning and strategic guidance to Group Insurance business. Create and execute long-term strategic business plans, staffing models, cost / benefit analysis, M&A valuation, expense control and multi-year financial projection models. Manage a staff of 10 located across various sites encompassing 3,000 employees within the various business functions located nationally.

-Implemented a strategic planning framework by guiding the leadership team to develop business plans including long-term vision and strategic priorities that were successfully aligned with the annual plan.

-Improved operational planning process which includes the development of the annual operating plan, monthly and quarterly reforecast and overall expense management, planning and analysis.

-Key member of the executive team responsible for business development, providing critical analysis and research on growth-oriented business opportunities, strategic ventures, and M&A activity to include due diligence and valuation modeling.

-Led the integration management initiative for a large acquisition successfully guiding the organization through development of Day 1 readiness plans, and overseeing the integration work streams.

-Improved profitability analysis by product and distribution channels. Significant focus on the development of rate / volume attribution analysis, comparison to benchmarking metrics and influencing profitability drivers which resulted in $10 million of annual savings in distribution related expenses

-Significant partnership with the Strategic Project Management Office, Pricing, Actuarial functions providing decision support and input to influence product pricing, profitability, and financial governance of strategic projects.

EmblemHealth 1999 – 2012

A healthcare organization serving nearly 3.4 million people in the New York metro area.

Senior Director / Assistant Controller Planning & Operational Analysis (2006 – 2012)

Managing Director Planning & Operational Analysis (2004 – 2006)

Director Planning Operational Analysis (2002 – 2004)

Manager Financial Planning (1999 – 2002)

Provide Operations with strategic guidance and leadership for all financial and analytical activities. Manage a staff of 25 with accountability for the annual budget and forecasting process encompassing 5,100 employees within the various business functions. Developed and implemented long-term business plans, staffing models, cost / benefit analysis, expense control, and three-year financial projection models.

-Consistently met and exceeded operational budget objectives for five consecutive years.

-Key member of the executive team accountable for developing three-year cost reduction solutions generating $200 million in administrative expense savings from the base year run rate.

-Key member of the executive team that designed and implemented the corporate data warehouse, PeopleSoft General Ledger system, Cognos business intelligence tools, and Hyperion Planning.

-Evaluated and successfully implemented activity based costing allocation model.

-Oversaw financial activities for budgeting and planning processes.

-Successfully integrated administrative expense and accrual processing procedures including planning and budgeting and managing of three managed care companies.

-Provided analytical support across multiple functions including trend analysis, cost / benefit evaluations, and membership / headcount reporting.

-Improved accuracy and reporting turnaround time for monthly budget and expenditure tracking which allowed for better visibility and expense control.

-Developed executive produce line profit analysis reporting package.

-Supervised the preparation of various state sponsored program reports, which are filed with the Department of Health. Prepared various detailed supporting schedules for other New York State Insurance Department statutory and other rate filings including the Medicare Risk ACR filing.

Queens Long Island Medical Group 1993-1999

The largest physician-owned and operated medical practice group in the tri-state area.

Manager Business Analytics (1997 – 1999)

Senior Financial Analyst (1995 – 1996)

Senior Records Clerk Financial Coordinator (1994 – 1995)

Responsible for monitoring and reporting on key financials along with management activities, including all aspects of financial reporting, information systems and utilization management.

-Instituted and enforced a number of underwriting and risk management initiatives which led to a significant decrease in claims frequency and overpayments over a 3-year period.

-Evaluated key metrics for actual performance for select projects; reallocated resources to meet strategic objectives.

-Managed processes and business case development, identified potential outsourcing and cost savings opportunities.

-Improved methods for tracking, modeling and reporting progress.

-Accountable for reporting to the President on a monthly, quarterly and annual basis of financial results and systems enhancements

Education

Masters of Science in Quantitative Methods and Statistical Analysis in Finance, Hofstra University

Bachelors of Science in Finance, Hofstra University

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