Compliance / KYC / AML

May Rahim

* ****** *** *** ** Jersey City, NJ ***04 484-***-**** ******@*****.***

CIT Group Livingston, NJ 03/2012-Present

KYC/AML Compliance Analyst

• Assist internal business units with AML / KYC related queries and escalations.

• Assist VP with development and revisions of policies and procedures to be sure all assignments are done properly

• Conduct timely and detailed KYC Due Diligence Reviews utilizing tools and on-line search techniques

• Support business with front end UAT testing as well as Development of test plans for QA

• Follow-up with accountable business and compliance leaders and their teams to ensure control issues are effectively resolved

• Establish and Maintain reporting disciplines to ensure issues are escalated timely and program status is accurately reflected in reports

• Identify risk & compliance issues that require further follow-up or investigation

• Articulate due diligence findings with exceptional communication skills

JP Morgan Chase New York, NY 09/2011-03/2012

Risk Analyst- KYC/AML(Consultant)

• Make recommendations for enhancements as well as evaluation of fraudulent activities

• Evaluate, monitor and control credit risk and operational risk to ensure comprehensive and effective control

• Assist management with process improvement efforts and recommend changes to risk management policies and procedures to ensure

compliance with regulatory and client-based requirements

• Work with user acceptance testing and defining testing scenarios / requirements

• Execute sophisticated analyses identifying fraud and credit risk trends. Identify opportunities in loss management and operational

efficiencies.

• Monitor results of risk features, tracking effectiveness, degradations and opportunities for improvements

Wells Fargo Bank Conshohocken, PA 12/2010-08/2011

Personal Banker II /KYC-AML (Consultant)

• Research and evaluate fraud system data and make recommendations for enhancements

• Consult Clients in regards to Credit Card risks associated with erroneous use

• Adhere to the rules and regulations of the Patriot Act as well as the Privacy Protection act

• Analyze current customer relationships and proactively contact them with recommendations to help them achieve financial success

• Facilitate, track and work with team members to ensure urgent reports are met

VIST Bank Leesport, PA 08/2007-12/2010

Collateral Specialist/Compliance Analyst

• Partake in both long-term and short-term projects related to current and future risk management programs, ensuring clients’ estimated fraud

losses are being minimized and that rule performance is optimized

• Revise VIST collateral policies to better protect VIST

• Security of the files, collateral releasing document and copies under monitored procedures and monitoring the viewing of files by authorized

personnel

• Identify deteriorating credit situations and implement action plans Analyze and classify risks according to

frequency and potential severity of loss

• Organize and maintain each file for audit and compliance

Fulton Bank West Lawn, PA 12/2005-06/2007

CSR/Credit Analyst

• Review and analyze businesses to determine their risk profile and designing financing programs to meet the needs of potential borrowers

• Monitor and assess client financials, collateral, loan covenants, and risk ratings on a periodic basis

• Evaluate and assess applications for creditworthiness to minimize risk and losses to the institution

• Conduct third party verification via background, credit, and due diligence

Technical Skills: MS EXCEL, Party Master, MANTIS, Master Data Management, Baker Hill, Laserpro, D3000, Kirchman Bankway, Synergy, Citrix,

Fiserv, Emerald, Pegasis, LexisNexis, Dunn & Bradstreet, Risk Analytics

EDUCATION

Montclair State University 2014-2016, Major: Business Administration Montclair, NJ – B.A. Degree Exp. 2016

Reading Area Community College 2003-2010, Major: Business Administration Reading, PA- A.A. Degree

Reading Area Community College/ American Institute of Banking 2003-2004 Major: Principles of Banking, Consumer Lending

Reading, PA- Certification

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