K a r i n e Ou n j o u l i a n *********@***.***
Glendale, California 91206
818-***-**** Cell
QUALIFICATIONS:
* Over 10 years of professional experience in mortgage
banking and commercial loan documentation, closing and
post closing audit.
* Knowledgeable in complex government, conforming and non
conforming loan transactions, preparation, review,
analysis and coordination of the transaction.
* Excellent oral, written, organizational, time
management, problem solver, team player, multitasker,
work well under deadlines and with internal/external
attorneys, customers, loan officers, brokers, title and
escrow companies, vendors or outside agencies.
* Computer literate on AFS, Windows, Keyboarding,
Microsoft Word, Microsoft office suite, Excel, Outlook,
Metavante, Strategy/McCraken, Symitar, MS Office
products, Laser Pro and Calyx Point systems.
PROFESSIONAL EXPERIENCE:
Equicredit Mortgage Corporation (Company moved)
Pasadena, CA
Loan Documentation Specialist/Processor/Closing Officer 01/08
- 12/14
* Prepared, analyzed complex loan documentation and processed
government, conforming and non conforming loan transactions, performed
due diligent, ensured high customer satisfaction and retention.
* Communicated directly with customer, requested, gathered all required
loan documentation, performed Verifications including VOE,VOR, VOM and
followed up throughout the loan process from inception to conclusion.
* Provided direct support and maintained relationship with loan
officers, internal and external customers.
* Provided loan documentation preparation, closing, funding, post
closing audit and quality control.
Imperial Capital Bank (Company sold)
Glendale, CA
Loan Processor/Documentation and Closer
08/07 - 12/07
* Ensured the completion of processed/closed loans and worked directly
with loan officers.
* Monitored and audited loan processing, documentation, funding,
maintained relationship with internal and external customers, followed
up and communicated with customers to ensure customer satisfaction.
* Prepared and reviewed loan documentation in accordance with the
company policy and procedures.
* Performed due diligence on Fannie Mae and Freddie Mac loans.
Citibank
Glendale, CA
Loan Administrator/Closing Officer
09/01 - 07/07
* Performed due diligence on commercial real estate loan transactions.
* Prepared, reviewed and verified loan documents to ensure and comply
with company policy.
* Reviewed and ensured gathered outstanding conditions performing
analysis to ensure completeness
and accuracy prior to file submission to underwriting team.
Citibank
Burbank, CA
Loan Processor/Closer
01/98 - 08/01
* Prepared, processed, closed and audited residential loan transactions.
* Provided support to internal and external customers, including loan
officer, customer, underwriter, title, escrow and outside
agencies.
* Reviewed loan application package to ensure all required documentation
are complete and accurate.
Education:
Banking Institute of Los Angeles, Los Angeles, CA.
Certification of Mortgage banking, Commercial real estate lending and
mortgage loan operations
References:
Provided upon request
K a r i n e Ou n j o u l i a n *********@***.***
345 North Kenwood Street #101
Glendale, California 91206
818-***-**** Cell
In the interest of exploring opportunities with your organization, I have
enclosed a resume for your review.
Over the past several years, I have gained valuable experience in a variety
of business environments, including fourteen years in mortgage and
residential loan processing, closing, administration and post closing
audit. Recently as a Loan Documentation Specialist/ Mortgage
Processor/Closing Officer I ensured production and customer service duties,
successfully increasing the client base and profitability ensuring
consistent high level of customer satisfaction and retention.
Throughout my employment history I have received recognition for my
outstanding achievements and promotions to positions of increasing
responsibility. I believe that with my extensive knowledge of customer
service; government, conforming, non conforming, FHA, Conventional, FNMA,
and FHLMC loan processing, closing, funding and post-closing procedures as
well as strong interpersonal communication skills, I will make a valuable
contribution to your organization. I am team player, organized, able to
work under deadlines, detail oriented with excellent planning skills who
has ability to produce in a fast paste environment, as a team member and
also quick to adapt to new situations and challenges. I would appreciate
the opportunity to meet with you to further discuss my qualifications.
Thank you for your time and consideration. I look forward to meeting with
you.
Respectfully,
Karine Ounjoulian