financial analyst

Grace Zhang

858-***-**** cell

e-mail: acppgy@r.postjobfree.com

PROFILE

More than fourteen years of experience as a resourceful financial analyst in business planning and

budgeting, forecasting, variance analysis, general accounting, cost accounting and Sarbanes

Oxley testing for compliance. Superior financial modeling, analysis and presentation skills.

Possess solid financial skills obtained via CPA and MBA education as well as via broad relevant

working experiences with a Fortune 50 company. Thorough understanding of GAAP, Revenue

recognition, cost reduction initiatives (Six Sigma, Process Improvements Projects owner).

Excellent abilities in problem identification and resolution. Strong interpersonal skills,

innovative, detailed and result oriented. A team player with pleasant personality.

EDUCATION

MBA, major Finance & Accounting, University of Connecticut, 2000

Certified Public Accountant (CPA), Licensed by Maryland Board of Accountancy, Maryland

in 1998 (Currently inactive and can be activated anytime.)

Certified Diploma in Accounting & Finance, British ACCA, Glasgow, 1997

Bachelor's Degree in Accounting. Graduated with Summa Cum Laude. GPA 3.92,

International Student Scholarship winner. Post University, Waterbury CT. 1997

Bachelor’s Degree in English Literature. Beijing Language and Culture University,

Beijing, China. 1995

PROFESSIONAL EXPERIENCE

Aflac, San Francisco, CA 11/2014 – Present

Corporate Insurance Consultant

Consult businesses on employee benefit insurances that Aflac has to offer. Introduce and sell

Aflac insurance products to businesses.

Just Advisors Inc, La Jolla, CA 10/2010 – 3/2012

Investment Advisor

Executed business development strategies to attract and acquire new clients. Conducted in-

depth reviews of clients' financial circumstances and future goals. Assisted clients in making

informed decisions and educated them on financial products including stock, bond and mutual

funds.

Edward Jones Co, La Jolla, CA 3/2009 – 10/2010

Investment Advisor

Assisted clients in making informed decisions and educated them on financial products

including stock, bond and mutual funds.

United Technologies Corporation 6/1997 – 1/2008

A Sixty billion-dollar conglomerate with global presence. UTC Work experiences are further

broken down below. (Pratt & Whitney, Hamilton Sundstrand, UTC Corporate, are all United

Technologies Companies)

Hamilton Sundstrand (a United Technologies Company), San Diego, CA

Senior Financial Analyst 3/2006 – 1/2008

Conducted complex financial analysis through modeling to establish sales strategy and for

senior management’s decision-making; Took ownership and improved financial models

reflecting complex economic factors for each sales pricing; Assessed Cash Flow, EBIT,

NPV, Break-even, IRR, and other key financial indicators for new business proposals.

Managed Engineering/Program budgeting/forecasting; Lead revenue recognition in

accordance with GAAP; enhanced accuracy and visibility for all interested parties,

Supervised one staff;

Prepared monthly, quarterly and annual financial actuals vs plan reports; long-term and

short-term financial planning; SOX testing and documentation for Sarbanes Oxley

compliances.

Represented Finance in cross-function team in process improvement effort.

United Technologies Corp (United Technologies Co Headquarters), Hartford, CT

Treasury Manager 7/2004 - 3/2006

Conducted cash and treasury activities; Facilitated UTC Asia Pacific operations financial

banking arrangement with UTC relationship banks; Analyzed individual entity's cash/debt

(Balance Sheet) and operational position (P&L) in deciding financing feasibility;

Owned and managed UTC online banking database system, which was utilized worldwide

by entire UTC entities. Closely worked with programmers building/improving the database;

Conducted SOX testing and documentation for Sarbanes Oxley compliances.

Pratt & Whitney (a United Technology Company), East Hartford, CT

Senior Financial Analyst at International Aero Engines, an international consortium by Pratt &

Whitney 8/1999 - 7/2004

Conducted business case analysis to assist senior management in establishing aero engine

sales strategies and to support sales campaigns (NPV, P&L, and Cash Flow analysis

through sophisticated modeling).

Routinely conducted financial presentations for senior executives (CEO, CFO, VP’s);

Liaised with four international partners at IAE (International Aero Engines) for financial

matters and decisions.

Developed, forecasted and analyzed G&A budget approximates $55M/annually; Advised

management and budget owners with necessary actions for budget control.

Represented Finance in cross-functional team in process improvement effort.

Pratt & Whitney (a United Technology Company), East Hartford, CT

Financial Analyst 8/1998 – 8/1999

Conducted monthly accounting closing and financial reporting; prepared Journal entries;

Performed Actual Vs Plan variances analysis for cost accounting and forecasting;

Prepared financial reports and presentations for senior management.

United Technologies Corp (United Technologies Co Headquarters), Hartford, CT

Staff Accountant 6/1997 – 8/1998

Prepared consolidated financial statements and government reports;

Participated company Annual Report preparation including footnote disclosures;

Coordinated with divisional controllers for consolidated financial statement reporting;

Chicoski & Skelly, Co. Certified Public Accountant, Waterbury, CT

Public Accounting Tax Intern (part-time) 10/1996 - 4/1997

Performed compilation of accounts for various types of business; Filed Corporation and

Individual Tax Returns in 1997 tax season.

General Electric, Shelton, CT

International Financial Intern 5/1996 - 9/1996

Reconciled operating expenses for various international locations;

Conducted bank reconciliation for GE Hong Kong current accounts;

Assisted team members to communicate with Greater China GE Offices.

BP (British Petroleum), Beijing, China

Accountant 4/1991 – 8/1995

Conducted monthly accounting closing and financial reporting; Prepared journal entries,

accrual accounting;

Coordinated for audit with London HQ, JV Partners, and local governmental authorities;

Acted as BP China Ltd liaison with Chinese governmental functions in compliance with local

requirements for foreign establishments such as registration, taxation and information filing;

Coordinated with BP London headquarters for BP international transactions;

Filed BP expatriate income tax return in China on behalf of BP China Ltd.

Language Skills

Mandarin Chinese: native language, fluent in read, write and speaking

English: second language, fluent in read, write and speaking

Good understanding of both cultures

IT Skills

Very IT literate and grasp IT related skill quickly. Experienced with HFM, Hyperion, JD

Edward, SQL, Excel, Word, PowerPoint.

Contact this candidate