SHELLI FRAGIAO
Tualatin, OR **062
503-***-**** home 503-***-**** cell
*******@*******.***
QUALIFICATIONS
Dynamic and reliable senior-level professional with extensive experience
in all facets of insurance claims, underwriting and sales. Trusted self-
starter with a natural ability to act independently and diplomatically
under stress while maintaining productive communication with a team.
Patient, courteous, and empathetic customer service specialist with a
skill set uniquely tailored for management of group or individual
insurance risk and operations departments.
EXPERIENCE
THE STANDARD, Portland, OR
2013- Present
Team Leader - Rating Analysts
. Supervise Rating Analysts & support staff to ensure timely and
accurate processing of requests for proposals, amendments and
renewals. Ensure decisions are documented, well supported and that
underwriting guidelines are adhered to.
. Hire and train Rating Analysts in underwriting risk analysis and sound
decision making skills.
. Promote and foster effective working relationships between team, sales
staff and underwriters.
. Analyze operations and workflow to identify and implement improvements
for maximization of efficiency and customer service.
. Support career development for Rating Analysts. Use my connections to
help them obtain promotions within the department as well as in other
areas of the company.
Underwriter
2009- 2013
. Apply sound, creative underwriting techniques for group life and
disability policies. Foster great working relationships with the
field offices. Negotiate professionally in adverse circumstances.
Prioritize work effectively to meet all deadlines.
. Underwriting department representative for design and implementation
of Customization & Exception process change.
. Complete amendments to policies with high degree of accuracy and
timeliness.
. Proficient in Excel spreadsheet functions.
. Mentor for Associate Underwriter and Implementation and Underwriting
Specialist (IUS).
. Participated in ISG Mentorship Program as a Mentor in 2010-2011.
SAFECO INSURANCE, Lake Oswego, OR
1995-2008
Claims Specialist- Lead
. Interim Manager. I handled all aspects of managing the team in the
absence of the Unit Manager. This included personnel performance
issues, technical file reviews, maintaining morale, fostering working
relationships within and outside of the department. Allocated workload
within the team and worked with other supervisors to balance work
across the department. All of this was done while working remotely
from my home office. Team/department members were located throughout
the United States.
. Conducted supervisory reviews of Senior Property Claims
Representatives' files, issued file and settlement authority, and
authorized final coverage approval. Evaluated and offered guidance on
every aspect of claims handling. Documented and followed up on
performance issues for yearly reviews and potential disciplinary
issues that could arise in the future.
. Large case commercial property claims team member. Conducted
investigation of the cause of loss, contract analysis and
determination of damage amounts. Met with customers face to face
while handling their devastating large claims that destroyed their
businesses. Handled all communications with empathy and tact.
. Testified in depositions and trials as the company representative when
suit was brought against the company.
. Subject Matter Expert for the department for all commercial property,
business interruption and employee dishonesty claims.
. Worked with Accenture to identify and implement best practices and
core competencies. Designed training materials to introduce best
practices for department. As a result, the department decreased Lost
Economic Opportunities from 18% down to 2.4%.
. Implemented highly successful company training program that defined
and developed the fundamental protocol for claims handling.
PRUDENTIAL INSURANCE, Silverdale, WA
1993-1994
Sales Representative
. Fully Licensed Property and Casualty, Life and Health agent. Sold
auto, homeowners and life insurance policies.
. Licensed with SEC Series 6 and 63 to sell Mutual Funds.
DEPARTMENT OF DEFENSE, US Navy, Bangor, WA
1986-1993
Supply Analyst/Training Coordinator/Accountant
. Coordinated all training for department of 100 employees.
. Director of program for 100+ Navy and civilian volunteers for the
local school district.
. Handled all accounting functions for the supply department on multiple
Trident submarines.
. Controlled all acquisitions of supplies for multiple Trident
submarines
EDUCATION & CERTIFICATIONS
. Bachelor of Arts in Economics - University of Washington
. AIC Designation - Insurance Institute of America
. Competent Toastmaster - Toastmasters International
VOLUNTEER EXPERIENCE
. Mentor for ISG Mentoring program -2010 through 2011
. Registrar for Tualatin Youth Baseball 2007-2013 with an average of 450
participants yearly.
. Website Administrator 2013 - present
. Completed my first year of registration using traditional walk-up
registration process.
. Set up on-line registration process and have worked with company
representative to improve the process yearly. Transitioned to on-line
registration system entirely in my second year as registrar.
. Volunteer Coordinator and communications for Tualatin High School
baseball program.