Credit
Resume:
Jon Beck
Saint Charles, MO 63304
*********@*****.***
JOB OBJECTIVE, Credit Analyst
CORE COMPETENCIES
*Experience with credit underwriting and annual credit
reviews for different types of industries
*Skills and experience in working with credit reports and
financial statement analysis to achieve profitable
results
*Experience with auditing of business partners, UCC filing
and collateral finance requirements
*Ability to recognize credit underwriting strengths,
weaknesses, and work on a team to achieve quality
results
*Dedicated to working with clients to achieve results and
assure that company goals are achieved
EXPERIENCE
Senior Surety Underwriter, September 2001- February 2013
Protective Life Insurance Company (Lyndon Property Insurance Company),
Saint Louis, MO.
. Working with agents on underwriting requests and
obtaining financial information
. Responsible for annual assessments and financial
analysis of company statements
. Completed underwriting audits of agency to review
quality of records and adherence to company guidelines
and standards
. Responsible for developing and monitoring handling of
collateral assets related to each client
. Assist with related claims handling, setting of
reserves, and provided direction and referrals to
attorneys
. Monitoring surety bond runoff, reporting on accounts,
recording and claim payment approval
. Provided timely reports to management for risk exposure,
production, losses and claim reserves
. Worked with collections to recover past due premiums,
issue default notices, skip trace, and collect accounts.
REFERENCE: Christine Nickelson, Vice President Surety Operations
Credit Finance Area Manager, 1998- September 2001
Conseco Finance, Clayton, MO
. Provided written financial analysis review of floor plan
accounts for credit line approval and coordinated activity
with management and clients
. Territory covered 13 states and over 250 dealers
. Oversaw activities of customer service associates and
prepared annual performance reviews on each member of my
team. Assigned duties to financial customer service
associates
. Reviewed accounts for collateral requirements, and
acceptance of UCC requirements
. Assisted sales support and customers to setup client
branch locations and establish additional credit support.
John Schnuck - Finance Manager
Surety Underwriter, 1996-1998
Amwest Surety, Saint Louis, MO
. Underwriting and approving bonds for local accounts and
working with a variety of agents within line of authority
. Marketing to local agents and I prepared a monthly
newsletter on recent surety topics associated with the
company
Contract Surety Underwriting Specialist, 1987-1996
USF&G, Baltimore, MD
. Handled Home Office underwriting account territory for
Pennsylvania, New York, and West Virginia Contract Surety
accounts
. Account approval authority of $25 million single and $50
million program limit.
. Worked with Branch offices establishing program surety
credit lines and underwriting requirements
. Provided underwriting recommendations on specific accounts,
line approvals, and individual job approvals to management
. Completed underwriting audits of offices, provided training
and direction for junior underwriters
Fred Wiley, James Dailey Supervisors
EDUCATION - MBA
Lindenwood University, Saint Charles, MO
Graduate May 2009
Emphasis in Finance and Entrepreneurship
MNU, Olathe, KS
Bachelor of Arts Business Administration
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