Customer Service High School
Resume:
Harry J. Presh
Jacksonville, Fl. 32277
C: 904-***-****
E: *****.******@*****.***
Selene Finance Jacksonville, FL 32256
Litigation Specialist, of Legal July 2014 -
Current
Responding to Highly Litigated Cases for Private Label Investors:
Forensic file review, Title Curative litigation, reviewing appellate
default litigation cases including answer & affirmative defenses -
with counterclaims, allegations of fraud, unjust enrichment, forgery,
etc. High risk multi-million settlement; Overflow Witness, and client
representative support. Discovery [Roggs, RFA, and Production]
Depositions- Case management conference, MSJ and Trial and Settlement
Agreement & Releases; Responding to Litigated Cases: Complaints,
Counterclaims, Cross-claims, Review for Non-legal pleadings including
but not limited to [Reconveyance, Title Search, Claim of Lien,
Citation, Notice of Sale, Notice of Default and Trustee's Deed of upon
sale] Mortgage Servicing Resolution: loan modification, repayment,
short payoff, payoff, short sale, deed in lieu, Bankruptcy and Probate
- REO
Legal compliance: MERS Rule 14, DOJ/NMS, CFPB Mod/Short Sale hold (No
settlement negotiations). Document execution: Assist in-house Counsel,
retaining foreclosure counsel, litigation, local appearance counsel;
Compliance with internal line of business - property preservation,
presale, post-sale, service release vendors, office of the president,
etc
Payment Processing
Bank of America, N.A. Jacksonville, FL 32256
Litigation Specialist II Oct 2012
- June 2014
Responding to Contested & Litigated GSE/Non GSE Cases: Answer, Answer
General Denial, Motion to Dismiss, Motion for extension of time,
Motion to Set Aside Default, Affirmative Defenses, Discovery [Roggs,
RFA, and Production] Depositions- Case management conference, MSJ and
Trial and Settlement Agreement & Releases
Responding to Litigated Cases: Complaints, Counterclaims, Cross-claims
Review for Non-legal pleadings including but not limited to
[Reconveyance, Title Search, Claim of Lien, Citation, Notice of Sale,
Notice of Default and Trustee's Deed of upon sale]
Mortgage Servicing Resolution: loan modification, repayment, short
payoff, payoff, short sale, deed in lieu, Bankruptcy and Probate - REO
Legal compliance: MERS Rule 14, DOJ/NMS, CFPB Mod/Short Sale hold (No
settlement negotiatons). Document execution: Assist in-house Counsel,
retaining foreclosure counsel, litigation, local appearance counsel;
Compliance with internal line of business - property preservation,
presale, post-sale, service release vendors, office of the president,
etc
Payment Processing
Wells Fargo Bank, NA.
Jacksonville, FL 32207
Litigation Specialist-I
Dec. 2011 - Aug. 2012
Loan review processor for Promontory and OCC. Responsible for
determining viability of Foreclosure. Default Claim form review;
including reporting reasons for postponement, rescission, redemption
efforts. Mortgage Legal Asst: provided premium quality assistance in
daily contact with portfolio law firms and county courts, Clerk of
Courts/Recorder's Office - retrieving attorney stacking orders -
(Bankruptcy filings - chapter 7, 11, & 13; Short Sale Review, Loan
Modification, Reinstatement, Payoffs, Final Judgments, Published
Notice of Sale, and Foreclosure Notice); Legal systems: PACER,
VENDORSCAPE, LPS DESKTOP, WEBDIRECT, NETRONLINE.
JP Morgan Chase - Manhattan
Jacksonville, FL 32256
Loss Mitigation SPOC - (Home Lending - Default)
June 2010 - Nov. 2011
Specialized default loan processing: HAFA - Repayment plans,
Reinstatement, Modification - HAMP, HAUP, BAU, Refinance, Short Sale,
Deed in Lieu, Deed in Lease, REO, Foreclosure; Document collection &
perfection for Underwriting: Reviewing Paystubs, P&L statement, Bank
Statements, 1040s, 1065, 1120C, W-2, 4506 EZ/T; Escrow analysis, flood
certification, Mortgage & Hazard insurance, Truth in Lending, Dodd-
Frank certification, correspondence & breach/demand letters, &
conveyance of approval & denials; Award letters, rental agreements,
commercial contracts, third party authorizations, Hardship Affidavits,
daily usage of the MSP system & related products supporting the
Default Management processing functionality, including: Bankruptcy
Workstation, Collection Workstation, Credit Bureau Reporting:
(TransUnion, Experian, Equifax); Default Reporting: Early Resolution,
Foreclosure & Claims Workstations; Loss Mitigation Workstation;
Paralegal experience: Property Inspections (Appraisals & BPO's); LPS -
working w. Attorneys offc. (Ordering fees & costs, foreclosure holds,
etc.)
City of Jacksonville & State of Florida
Jacksonville, FL 32202
Business & Procurement Analyst: Feb 2009
- July 2010
Government contract compliance (procurement division), small business
program approval, and loan process and review, review and sort IRS
forms 1040, 4868, 1120c, business-occupational, professional, and
construction licenses, reviewing insurance forms and bonds. Analyze
personal net worth affidavits, and business financials (profit & loss
statements) Tax form1065s, 1120, 1040; Based on applicant interview,
resume, application and personal & business net worth - recommended
approval or denial of certification as a recognized entity with the
City of Jacksonville. Prescreen low-to- very low income applicants for
new business certification prequalification for government subsidized
housing. Meticulously processed primarily FHA and VA loans along with
construction and home equity loans. Liaison to the State of Florida
for developing firms, concentration in business and community
development, delegated to orchestrate supply networks within the State
of Florida procurement process. Access to Capital loan assistant -
reviewed small business loan applications based on contract award &
business portfolios (including business credit status, Dunn &
Bradstreet); through the COJ's Procurement & EBO Bond Enhancement
program - helped contractors acquire bonding for Federal and City
projects up to one half million dollars.
JEA Jacksonville Electrical Authority
Jacksonville, Fl. 32202
Customer Service Specialist:
Nov 2006 - Oct 2008
Job Functions included but not limited to the following:
Processed billing claims; performed service termination and
relocations, prepared fraud cases, customer surveys, escalations, and
prepared proof of residency files. Receive and generate outbound
calls to delinquent proprietors and who were in arrears that were
considered high-risk clients. Typically, commercial deposits or
infractions were assessed to fiscally despondent account holders.
Review inactive or escrow accounts to determine State regulatory
requirements are met with regard to unclaimed capital or debts.
New hire trainer from June 2007 - October 2008,
Promoted to Advanced Business Specialist March 2008
Performed duties as a Small Business Specialist; Processed business
verification audits, created new commercial and residential utility
accounts, processed major bond applications, and calculated new firm
deposits, Maintained over 150 small and major company accounts weekly,
monthly and quarterly.
EDUCATION: [pic]University of North Florida
Jacksonville, Fl. 32224
Two years - Science of Biology & Sociology
Robert E. Lee, Sr. High School
Jacksonville, Fl. 32205
High School Diploma
SKILLS AND ETHICS:
Systems Experience: MSP/CPI, LPS/Black Knight, VendorScape, PACER, iVault,
Early Resolution
Proficient with Microsoft Office 2007-2010
Experience (Primary Credit Reporting Bureas -Equifax, Experian, and
TransUnion)
Thorough knowledge of mortgage loan products and loan operating systems.
Contact this candidate