Chief Credit Officer

Joe Alouf

*** ***** **** ***. ***.*****@*****.***

San Francisco, CA 94114 415-***-****

CHIEF CREDIT OFFICER

Strategic and operationally focused growth leader

Roll up your sleeves and get-in-the-trenches execution philosophy

Expertise

Credit underwriting across asset classes Identifying/executing growth initiatives

• •

Risk management: develop controls, Execution-centric collaborative team

• •

systems and protocols builder

All aspects of financings, buyouts, IPOs, Deep knowledge of tax/GAAP/regulatory

• •

recapitalization and restructurings issues and solutions

Operational turnarounds Designing/implementing IT and MIS

• •

Results

Guckenheimer Enterprises: Appointed by the Board of this $300 million company to

•

address declining sales and profitability crisis. Devised and executed a broad turnaround

plan. Restored profitability and brand presence, positioning the company on sound financial

ground and rapid top and bottom line growth.

Eaglepoint Advisors: Cofounded this full service corporate consulting firm whose partners

•

are experienced CEOs and operational restructuring experts. Initiated and implemented a

partnership with Kurt Salmon Associates a firm recognized for its unparalleled expertise in

retail and consumer products.

Prudential Capital: Directed operational and financial management of over 100 different

•

investments in variety of industries. Hands-on approach resulted in substantially higher than

projected portfolio ROI.

Joe Alouf 2

Guckenheimer Enterprises, Redwood Shores, CA 2010-2014

Fourth largest corporate dining company; one of the nation’s biggest ESOPS with over 2500

employees, serving over 300 locations in 30 states.

President and Chief Financial Officer

Led the company after the death of the founder and departure of President, COO and CFO.

Designed and managed every aspect of the crisis stabilization plan and subsequent growth

initiatives.

• Repositioned the company to become the most respected high-end corporate dinning

provider

• Engineered a comprehensive internal cultural upgrade to focus on “passion for

excellence”

• Overhauled the brand and corporate image resulting in outstanding brand recognition

• Established ‘perfection in hospitality’ and nutrition as the corporate themes

• Built a national sales and marketing infrastructure resulting in record number of sales

leads

• Entered into strategic partnerships to become viewed as best in class in food safety

• Led strategic growth initiatives bringing over $22 million in new revenues in the first

year

• Developed and executed profitability enhancement measures increasing operating profit

by 20%

• Built IT infrastructure to support mobile payments and interactive social media platforms

• Created and implemented disciplined client retention and acquisition strategies

• Designed and implemented accounting systems controls and procedures

Eagle Point Advisors, San Francisco, CA 2008-Present

A partnership with Kurt Salmon Associates providing services in 3 distinct business areas:

Digital transformation, Business model reinvention and reengineering and Interim CEO/CFO

Co-Founder

• Provided interim C-level turnaround advisory services

• Engaged to advise on private equity deals

• Retained to conduct capital raising with focus on private placements

• Advised on mergers and acquisitions

Novatrans Group, SA, Israel 2005-2008

A startup developing the next generation of solid-state electronics: breaking the barrier into

Terahertz light that effectively bridges the gap between electronics and photonics

Executive Vice President Finance and Global Business Development

Responsible for all capital raising activities, Wall Street relationships and strategic initiatives

• Engineered of all strategic and financial alliances

• Served on the Executive Management Team

• Patent liaison with the Weitzman Institute

Joe Alouf 3

Prudential Capital Group 1990-2005

Consistently ranked the largest investor in debt and equity private placements

Senior Vice President, Corporate Finance (1996-2005)

Co-managed over $3 billion portfolio of debt and equity securities

• Originated, as a principal, over $350 million per year of middle market investments

focusing on companies with $10mm+EBITDA

• Consistently ranked a top-quartile portfolio manager

• Served on a number of portfolio companies’ Boards of both private and public

companies

Group Head, Restructuring Group (1990-1996)

Direct management responsibility for over 100 separate investments aggregating over

$3.5 billion requiring extensive hands-on involvement in their turnaround efforts

• Managed a staff of 25 investment professionals

• Chaired various Creditors Committees in high profile bankruptcies

EQUIMANAGEMENT CONSULTING GROUP, PITTSBURGH, PA 1989-1990

Consulting firm specializing in the management of failing banks

Senior Project Manager

Rocky Mountain FSB, Cheyenne, WY

NBC Bank, San Antonio, TX

• Responsible for the disposition of a portfolio of over 1,200 troubled investments, loans,

and real estate owned including hotels, country clubs and commercial buildings

• Served as the liaison executive between the “assisted bank” and the FDIC

Mellon Bank Corporation, Pittsburgh, PA 1986-1989

Officer, Corporate Finance – Special Assets Group

Israeli Air Force, (Israel) 1979-1982

Air Force Intelligence (honorable discharge)

Education

MBA (Finance) with Distinguished Honors

New York University

BA (Economics, minor in Mathematics), Renaissance Scholar

Queens College, The City University of New York

Joe Alouf 4

Teaching Experience

Designed and instructed Corporate Finance and Accounting in the Executive Development

•

Program at the University of Pittsburgh

Taught Fundamentals of Investing at the University of San Francisco

•

Co-authored and served as an instructor in Mellon Bank’s Credit Training Program

•

Community Involvement

Founded Just Kids Learning Center, a clinic offering speech, occupational and learning

•

therapy

Active Board and Finance Committee member with Jewish Family and Children Services an

•

agency serving over 75,000 people annually

Personal

Mensa enthusiast

•

Avid runner, swimmer and cyclist

•

Proud father of two girls

•

Contact this candidate