GAURAV JAIN
** **** **** ****** *** York, NY ****1 (201) - 660- 0643 *************@*****.***
Work Experience
Beech Street Capital/Capital One Multifamily Finance New York City, NY
Production/Underwriting Analyst February 2013-Present
Underwrite and present over $3B in loan requests on stabilized and value-add properties located in major and tertiary US
markets determining loan size, pricing, and structure
Collaborate with senior management on deal specific analysis, which contributed to approximately $700M in closed loans
Improve and update dedicated underwriting model by incorporating stress tests and other detailed analysis in accordance
with changing market dynamics
Research subject markets to determine property valuation, rent growth, vacancy trends, and competitive advantages
Model operating statements based on property history and create excel models to verify cash flow assumptions
Analyze mortgage credit of clients to determine risk and repayment capacity by examining personal financial statements
and schedules of real estate to determine equity positions, net cash flow from investments, and impending maturities
Draft loan quote sheets and applications for Originator while also supporting Senior Underwriter in correspondence with
mortgage broker, appraiser, engineers, attorneys and internal credit personnel to resolve underwriting issues
Assist in due diligence by reviewing organizational structure documents, third party reports, loan document modifications,
and conducting lease audits and site inspections
American Dollar Funding/ KW Commercial Iselin, NJ
Debt Origination Intern May 2012- November 2012
Originated and processed residential and construction loans for 25+ clients amounting to over $5 MM
Advised clients on various financing options based on Loan-to-Value, credit score, amortization schedules,
closing cost amount, and any other factors that may affect property in the marketplace
Jacobs Real Estate Advisors LLC Lawrence, NY
Finance Intern September 2011- January 2012
Prepared real estate investment offering memorandum, which directly facilitated the sale of a $7.8 MM building
Built cash flow model from residential and commercial properties to calculate IRR and gross equity multiples for
presentation to potential investors
Tata Consultancy Services Edison, NJ
Finance Intern June 2011- August 2011
Examined company commercial real estate lease contracts for savings, and made recommendations to senior
management that reduced costs by over $25,000
Compiled database of 10 key rental metrics from domestic offices for branch managers to utilize in lease
negotiations with landlords
Universal Motown and Republic Group New York City, NY
Marketing Intern January 2011- May 2011
Devised marketing campaigns for top billboard performers based on sales data drawn from Soundscan and
Mediabase that increased revenues by over $15,000
Pitched to executives the impact of technology and social media on physical album sales in a transitioning music
industry, which led to a new strategic initiative towards digital sales
Education
Rutgers Business School New Brunswick, NJ
Bachelor of Science in Finance, May 2012 GPA: 3.85
Honors: Summa Cum Laude, Deans List 2008-2012, Recipient of Roslyn Kuchin Scholarship
Skills and Extracurricular
Technical: Advanced proficient in, MS Excel, PowerPoint, Word
Extracurricular: Volunteer at Bideawee, a no-kill dog shelter, Drummer, and Yogi