RAGHU H
Contact: +91-988******* Email:
*****.***@*****.***
Professional Synopsis
High-energy, results-oriented professional with over 9.5+ years of
supervisory, sales, collections and customer service processes, MIS,
Analysis, Training, Process Re-engineering,Costing, Budgeting, Manpower
planning, Productivity measurement and Vendor Management.
Played a key role in the implementation of Collection Management
system(CMS).
Certified trainer with more than 5 years of experience in Training and
Development.
Academic profile
. 2001-2005-B.Tech - Information Technology
SRM Engineering College, Chennai (Anna University)
. 2005-B.A Psychology
Annamalai University-Distance Education..
. 2001-HSE, Velammal Matric Hr Sec School,Chennai
. 1997-1998-SSLC, K.S.V.S.S, Chennai
technical skills
ERP SAP CRM 7.0
Tools HTML, MS-Office
Languages C, C++
Operating System Windows XP, Windows 7
Certifications
. Masters Diploma in Training and Development from Indo Russian Academy
of Training and Development (A wing of ZEAL).
Experience
Trainer -Soft Skills and Civil Service Examination
Jan 2013 to Present
Responsibilities
. Trained IAS aspirants for Interview.
. Trained IAS aspirants on various subjects for Civil Service Examination
. Counseling the students to choose right optional subjects for mains
examination.
. Conducted Training programs for various educational institutions and
corporates based on the training needs.
. Trained the sales executives for various consumer durable products on
behavioral and sales skills.
. Design and development of training programs based on ADDIE model.
. Gap analysis for the organizations and develop training programs to
achieve the organizational goal.
. Types of training programs are as listed below.
- Inbound training
- Out bound training
- Theatrical way of training
- Activities based training
. The specialized training programs are as listed below.
- Personal branding and goal setting
- Stress management
- Work life balance and happy life
- Leadership and decision making
- Public speaking and effective communication
- Time management and self discipline
- Team Building and interpersonal conflict management
- Employability skills
- Creative thinking and problem solving
- Train the trainer.
- Sales skills
- Principled negotiation
Company : HDFC Bank Ltd;(Erstwhile Centurion Bank Of Punjab) August
2006 to Jan 2013
Designation : Manager-Retail Asset
Products : Secured & Unsecured
Responsibilities
. Managed secured collections and unsecured recovery for 18 products
. Efficiently manage the channel partners and collection associates
. Trained the telecallers on how to handle the collection calls.
. Training the channel partners on process to improve the collections and
quality of portfolio.
. Trained Collection associates on negotiation and various soft skills.
. Imparted training to the Collection team members (South) on the
Collection management system.
. Conducting frequent training programs for the feet on street on code of
conduct, Negotiation skills and collection terminologies.
. Frequent audits to reduce the fraudulent activities by channel partners
and collection associates
. MIS reporting to Senior Management on Classification of NPA, Calculating
provisional losses, GCL, NCL, Recovery, Loss on Sale, Operation losses,
Losses due to Waiver /Settlement & charges collected ) in (eCBOP Bank)
HDFC Bank Ltd.
. Team member in implementation of Collection Management software under
Centurion bank of Punjab
. Liaison with the Finance team on annual budget prepared for Cost &
Manpower allocation for TN Collection team
. Re-engineered various collection processes on adherence to compliance led
by the bank.
. Re-Engineered the NOC issuance process, same resulted in reducing
Customer complaints
. Developed the design of Automated settlement request process for the Bank
-product of Nucleus Software
. Analyzing the defects on sales and credit and highlighting the same to
improve the quality of sourcing.
. To maintain allocated PDD (Post Disbursal Documents)
. To manage repossession of vehicles and sale of the repossessed vehicles
with in the given time limit to reduce loss.
Role as a team member in CMS software implementation
. Understanding the requirement of the field time, support team &
supervisory level at all level.
. Understanding the vanilla product offered by the various IT companies
. Preparing the understanding Document for the IT team for every stage and
screen
. Preparing the structure of the data inflow along with the logic through
which the data would flow into the collection system from the main
various systems of the bank like core banking system & loan management
system.
. Liaising with the Vendor team to get the time line for delivery of the
product
. Post development of the product from the IT team verifying them &
highlighting the GAP if any to the IT team
. Continuously monitoring the system for proper function from the users
side & ensure that functioning of the system is as per the desired
requirement
. Knotting new requirement and raising them with the team to have the same
built in the system.
Company :ICICI Bank Ltd;
August 2005 to July 2006
Designation : Collections Manager
Product :Personal loan
Responsibilities
. Managed unsecured collections
. Handled 4 vendors with a portfolio size of 30 crores.
. Understanding the customer's issues and solving them coordinating with
operations and sales.
Job Achievements
. Promoted in Fast-Track at HDFC Bank Ltd based on leadership qualities,
strategic thinking, and astute relationship management skills.
Extra curricular and social activities
. Arichuvadi-NGO with 70 members helping the schools in remote areas of
\Tamil Nadu on basic amenities, books and uniforms.
. Theatre Y-Actor/Script writer for social awareness plays on Illiteracy
and child labor
. Got best photographer award from P.C.Sreeram (Leading cinematographer)
PERSONAL PROFILE
Date of Birth : 27th April 1984
Marital Status : Married
Nationality : Indian
Languages Known : English,Tamil and Hindi.
CONTACT DETAILS
Mailing Address : No 123,Pushpanjali Apartments,
No 1,Thirumangalam
Road,
Villivakkam,Chennai-
600049
.
(RAGHU H)
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