Credit Investigator / Skip Tracer

Victor R. Dela Cruz

*** *. ***** ******,*** Ave.,Brgy., 58, Caloocan City

Mobile No. Globe - 091******** / Smart - 091********

e-mail: *****************@*****.***

WORK EXPERIENCED

Universal Ocean Micro Lending Investors Corp.

JK Capital Incorported

March 2014 – Present

Credit Investigator / Paralegal Assistant

Job Description:

• Ocular inspection of business address of our client to validate and know the

business condition of the borrower.

• Interview the client / borrower about the condition of his / her business and to

know the major client and suppliers.

• To determine the daily income or monthly profit of the borrower and match it to

his / her bank statement.

• Give opinion / recommendation to my immediate superior if should ever approve

the borrower.

• Evaluating the borrower if how much should be given to the client.

• To collect the daily / weekly and monthly responsibility / premium to the client.

• Send legal demand (demand letter) for the client who failed to give their premium

/ principal.

• Filing a lawsuit to the client who not paying

• To attend hearing in Office of the City Prosecutor for Preliminary Investigation

• To attend hearing in Municipal Trial Court for testifying for trial and or the

mediation for possible amicable settlement.

• To investigate my co employee especially to the collector / staff or former

employee of the company to know the fraud.

Investors Assurance Corporation

December 2013 – March 2014

Credit Investigator / Collector

Job Description:

• Find or investigate the background of accused suspect for jump bail

• To verify the court to determine the status of the case of accused

• Find the client / accused who not find the office collector's.

• To investigate my co-employee / colleagues if suspect for makes a poorly /

validation of provisional receipt or official receipt who issued by our collector in

our client.

• To give advice, recommendation and summarize report in our independent

contractor about the people they search for renewal / collection of their bail bond.

August 2009 – December 2013

Freelance investigator

Responsibility:

• Conducting full background investigation of individual, personally visited on the

subject address / neighbourhood for interview about the character / attitude and

other relevant information which commonly used for pre employment screening.

• Identity check of an individual to verify the subject given name and validate him /

her personal data.

• Asset tracing / property appraisal verification of real estate and motor vehicle.

• Business and employment check which commonly used for the application of

auto loan, salary loan mortgage loan and corporate loan.

• Skip tracing for car loan.

• Do surveillance for the people who suspect for thief case for their employer.

PACIFIC STRATEGIESAND ASSESSMENT (PSA)

April 1, 2004 – July 22, 2009

Research Analyst / Investigator

Job Description:

• Conducting background investigation, discreet and open inquiry / ocular

inspection of subject address, which commonly used as pre- employment

screening.

• Civil and criminal records verification of subject name and evidence gathering

with photo and video coverage, which may be used in court proceeding.

• Asset tracing / property appraisal verification of real estate and motor vehicle.

• Document retrieval of some government agency and private companies /

corporation.

BUSINESS PROFILE INC (BPI)

March 2003 – March 2004

Intellectual Property (IP) Investigator

Job Description:

• To investigate the private individual and put together a background profile to help

the client establish the grounds for such random activity and the potential threat

against their reputable brand.

• Surveillance / undercover investigations had placed within the warehouse to

assess the potential risk of loss from delivery, storage and despatch areas.

BEST DETECTIVE INC (BDI)

June 2001 – March 2003

Background Investigator

Job Description:

• Conducting neighbourhood interview, litigation, and school records verification for

pre-employment screening.

• Follow the subject to suspect of infidelity makes them.

Skills:

• Over all private investigator (License Private Detective from 2001-2004)

• Data gathering (family tree of the subject)

• Travel record gathering (in and out of the Philippines)

• Surveillance driving for motor bike / car

• Defensive driving for security escort

• Asset handler

• Computer literate

EDUCATIONAL ATTAINMENT

Philippine College of Criminology

Bachelor of Science in Criminology

Sales Street, Sta. Cruz Manila

SY 1997 – 2001

PERSONAL BACKGROUND

DOB: January 2, 1981

POB: Manila

CS: Married

Contact this candidate