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Management Data Entry

Location:
Canada
Salary:
45-50K
Posted:
March 11, 2015

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Resume:

CURRICULUM VITAE

KOKILA KAMRA - Jenny

PROFESSIONAL SUMMARY

Working as a Mortgage underwriter with Money Gate Corp. (Brokerage) for past 3 yrs I am

known for my strengths in risk assessment, income/credit analysis and documentation review.

Consistently commended for the timely and accurate completion of compliant loan packages

facilitating volume growth while preserving book-of-business quality.

Comprehensive knowledge of underwriting guidelines and restrictions for conventional and

high ratio loan programs. Work collaboratively with team members to drive deals to successful

funding and close.

Looking for a challenging position in an organization where I can provide my best to take a

process to the next level by enhancing my skills and strengths in conjunction with the company’s

goals and objectives, while incorporating my learning and professional experience and prove to

be an asset for the organization

EDUCATION_

Mortgage Agent License 2012

Toronto, Ontario,

LLQP Qualification, IFSE 2012

Toronto, Ontario,

Professional Web design and developer Certification 2001

Tech –Connect England UK

PERSONAL DETAILS_

Address: Nationality: date of birth:

37 Chumleigh Crescent British 04.12.1976

Thornhill, ON L3T 4G5

Email: telephone: status:

******.*****@*****.**** 647-***-**** Permanent Resident

EXPERIENCE_

Money Gate Corporation

Toronto, Ontario

Mortgage Underwriter 2012– 2015

Key Achievements

Ensured loan submittals met internal and external eligibility requirements. Gained

experience in underwriting conventional & high ratio mortgages.

Provided meticulous attention to detail in underwriting mortgages. Evaluated the financial

strength of borrowers to determine risk and repayment capacity.

Leveraged knowledge of loan products to help restructure turned-down loans for

subsequent approvals. Maintained compliance with lending, underwriting and

government requirements.

Confirmed and validated loan packages with thorough audits, by following loan-

underwriting guidelines, assuring that all calculations are correct & true.

Reviewed credit reports and appraisals per guidelines to ensure the collateral is

acceptable to investor guidelines.

Confirmed the accuracy of income, asset and liability documents so they comply with the

guidelines.

Demonstrated excellent follow-through with borrowers, loan processors, loan originators

and management throughout all phases of the underwriting process .

By identifying Clients needs helped them develop a comprehensive financial strategy and

recommend products that would help them build their savings and protect their

investments.

ICICI BANK CANADA

Toronto

Operations officer 2006 – 2011

Responsible for Daily Processing of INWARD and OUTWARD CLEARING in compliance with the

CPA RULES.

Validation of the customer account with Core Banking System.

Searching physical instruments for returning.

Archival of all the physical instruments. Management of physical instruments.

Data entry in the CBS with physical instruments.

Verification of the above and Creation of physical instruments.

Reconciliation and Settlement

Balance accounts, verify accuracy of computation and resolve discrepancies. Reconcile

Nostro Accounts.

Responsible for daily clearing of EFT done by online customers .

Selected Accomplishments:

Assisted in Streamlining reconciliation process and implemented a status activity sheet

slashing errors in reconciling items by over 90%.

Researched long pending items in Nostro with the involvement of relevant teams /

departments to ensure the un-reconciled open items are kept at bare minimum

Tightened the financial transactions to comply with the regulatory and compliance risk

controls as per the banks standard policies.

Thoroughly conversant with the Canadian Payment Association CPA clearing system for

online payments, and Paper clearing, ensuring the inter-bank settlement of funds are

accounted for and reconciled daily.

Assisted in smooth migration of the Clearing Department from ICBS to FINACLE

SYSTEM (the new operating system used by the banking.)

Reported Forex Transactions on daily basis for incoming MIS.

Prepared and Reported LCTR and STR (large cash and suspicious transactions) to

FINTRAC on daily basis.

SKILL SET_

Critical & Analytical thinking

Understanding and addressing client needs

High attention to detail

Risk mitigation

Good organization & time management

Professional and ethical conduct

Collaborative & trustworthy – Fun & Energetic

Interpersonal skills

Social Perceptiveness

LANGUAGES & OTHER INTERESTS_

- English [Native] - Punjabi [Basic] - Hindi [Basic}

My other interest includes Music, Reading, Cooking always enjoyed a good home cooked meal.

REFERENCES_

Professional Reference : Personal Reference:

Ben Katebian Pantea Sahebdivani

CEO Family Friend

Money Gate Corp. Ph: 416-***-****

Ph: 416-***-****

Bita Ghaffari Pankaj Malik

Principal Broker Family Friend

Money Gate Corp. Ph: 647-***-****

Ph: 416-***-****



Contact this candidate