MICHELLE S. SARROSA
** **** **** ****** *******, NJ 07002
(c) 515-***-**** (e) *********@*****.***
OBJECTIVE: To obtain a position that would leverage my skills, knowledge and experience.
CAREER PROFILE
• Result-driven, hands-on professional with a solid experience, fully integrated understanding of
bank and retail operations with significant exposure in consumer banking, operations, client
relationship, sales and marketing management.
• Hold high personal standards and consistently head teams to achieve given goals. Believes that
quality of work, customer service and right perspective are the primary factors of success in any
industry.
WORK EXPERIENCE
Philippine National Bank, Financial District NY May 2013 to Present
Business Development Assistant
• Implement the Branch business generation program thru account opening and sale of other Bank
products. Performs KYC, secure completeness of documentation and encode to system.
• Ensures compliance thru verification against Idology/PEP, OFAC and FINCEN.
• Performs Risk Ratings and prepares Customer Risk Assessment Rating Sheet and its summary.
Prepare Enhance Due Diligence Report if needed.
• Authenticates both incoming and outgoing messages and performs testing/decoding of fund
transfers or payment instructions.
• Executes loan payments/amortization, monitors maturing loans, issues demand/collection letters
and review loan portfolio as to financial condition and resources of borrower.
Century 21 Department Store, Manhattan NY Dec 2010 to Apr 2013
Register Complex Supervisor
• Manages the day-to-day operations of the front end, overseeing the functioning of the cash
registers and supporting equipment, and all the duties of the cashiers.
• Responsible for staffing, training, scheduling, inventory control, equipment maintenance, and loss
and prevention.
• Ensures the highest level of customer service throughout the store.
Bank of the Philippine Islands, Ortigas PH Sept 2005 to May 2010
Relationship Manager, Preferred Banking
• Drives revenue growth of Preferred Clients’ portfolios through deposit acquisitions, cross-selling
loans and insurance products.
• Manage profitability and diversify client asset allocations.
• Ensures over-all achievement of goals, manages, endorses and delivers sales and service
requirements.
Bank of the Philippine Islands, Mandaluyong PH Jan 2000 to Aug 2005
Service Officer, Branch Operations
• Oversaw all aspects of the Branch management. Ensures operational efficiency in implementation
of Bank policies.
• Primarily approves transactional documents, manages cash requirements, address customer
complaints and discrepancies.
• Developed new marketing programs and incentives to increase deposit and services offered by the
Bank.
Bank of the Philippine Islands, Bulacan PH May 1994 to Jan 2000
Customer Service Associate
• Process account opening of various products of the Bank, explains its benefits and features, offers
enrollment to alternative channels. Facilitates customers’ bank service needs.
• Validates and accepts monetary deposit or withdrawal of clients. Maintain cash-in-vault.
• Assist the Service Officer on the operational task. Act as the Universal Reliever and checker of
internal and external documents.
EDUCATION
Bachelor of Science and Commerce Major in Marketing
College of the Holy Spirit, Manila Philippines
SKILLS
• PC Proficient. Knowledgeable in basic operating systems like MS Word, Excel, Lotus Smart
Suite, Siebel CRM, Trade wind POS and the Internet.
• Excellent verbal and communication skills
• Ability to manage time and prioritize issues
• Detailed-oriented, confident and very well-organized with high performance standards
REFERENCES
Available upon request