Chester Levings
**** ********* ****, ******, ** 75227
*******.*******@***.***
. Mortgage Banking professional with more than fifteen years of
experience
. Proven ability to work effectively in both independent and team
situation with positive results
. Loan set-up and mortgage document due diligence
. Default and escrow administration experience
. RESPA Disclosure knowledge
. Quick learner able to grasp new ideas, concepts and methods
. Energetic and self-motivated team player
. Ambitious and flexible with an ability to adapt to changing
environments
. Professional demeanor, with a strong work ethic combined with a
commitment to excellence in all projects undertaken
. Collaborate effectively with Senior Management in accomplishing
objectives
EDUCATION
McNeese State University
Bachelor of Science: Business Administration
SKILLS
Microsoft Office Suite Microsoft Excel FICS CPI
PROFESSIONAL EXPERIENCE
Fannie Mae
Loan Servicing Spec 1 - Credit November 2012
- November 2014
Responsible for all Compensatory Fee Rebuttal spreadsheet upload to the
Database. Manage the Compensatory Fee Inbox and FTP portal. Assist with
monthly Compensatory Fee Invoicing. Keep Contact List accurate and up to
date in the Database. The assignment of Compensatory Fee Rebuttals to
outside vendors and ones that are worked In-House.
Bank of America - DISYS (Digital Intelligence Systems)
In Line Quality Assurance Auditor March 2012
- November 2012
Responsible for the review of Underwriters submission/files for eligibility
to complete the Making Home Affordable Modification Program.
OLD REPUBLIC DEFAULT
Management Services - Expense Processor October
2007 - October 2011
Responsible for processing expense submissions to vendors. Includes review
and reconciliation of expense approvals (from others), evaluating and
correcting errors in submission and bringing to conclusion in order to
ensure timely payment to vendors and reimbursement from clients.
Colorado Federal Savings Bank
Shipping / Post Closing February
2007 - October 2007
Reconciled outstanding final documents reports from investors to our
banking system, working with title companies, branches and investors
regarding outstanding documents. Process MERS registration and transfer.
Assisted in the shipping of files to investors and updating the loan
origination system for post closing and shipping items.
LEXINGTON and ASSOCIATES, INC.
Contract Worker December 2005 - February 2007
Reviewed closed Conventional/Commercial loans to verify lien position and
presence of closing and credit documents. Assignment of lien for industry
and investor standards. Audit Conventional and Commercial original Notes,
recorded Deeds of Trust, UCC's, Title Policies. Scrub Mortgage Loan files
and order BPO's.
PROSPECT SERVICE CORPORATION
Portfolio Coordinator May 2004 - November
2005
Worked to correct deficient or missing documents. Performed Post-Closing
tasks, including packaging of loans to be sold to a second party, by
submitting copies of filed Mortgages and Title documentation. Perform
duties specifically related to the servicing of loans, including the
posting of mortgage payments and preparing bank deposits. Prepared Demand
Letters and Posting Notices for Residential Foreclosure.
CARRINGTON MORTGAGE SERVICES, INC.
MORTGAGE SPECIALIST December 1998 - July
2003
Regenerated misplaced Mortgage Documents and prepared files for FHA / VA
claims.
FT MORTGAGE COMPANIES
PAYOFF DEPARTMENT SUPERVISOR April 1996 - November 1998
Successfully reduced operating expenses by 28% by improving efficiency and
decreasing penalties. Increased Departmental productivity by 44% and
exceeded Departmental goals set by Senior Management during the first 3
months of employment. Responsible for timely and accurate preparating of
all Payoff Statements, Release of Lien/Satisfaction of Mortgage.
EMC MORTGAGE CORPORATIN
ACQUISITION / COMPLIANCE ASSISTANT May 1993 - March 1996
Member of the Due Diligence Team responsible for the review and auditing of
Purchased Loans. (Travel Requirement 45%). Monitored the classification
of incoming Loan Files and uploaded all Default Information to CPI computer
system. Prepared data for Senior Management, detailing pertinent
information for the loan set-up. Processed attorney referral for loans in
Foreclosure/Bankruptcy. Responsible for all Deed-in-Lieu of Foreclosure
requests, CO-OP Loans and departmental projects.
FIRST CITY TEXAS
REAL ESTATE / ENERGY ANALYST - LEAD April 1990 - May 1993
Trained and provided assistance to 8 Real Estate/Energy Analysts ensuring
timely and accurate review of loans and resolution to complex or unusual
transactions. Audit Loan origination Files/Loan Closing documents to
ensure adherence to banking policies.