Michael J. Urenovitch
PO Box *** * Parkesburg, PA 19365 * Phone: 717-***-**** * email: **********@*****.***
PROFILE
Versatile, hard working and dedicated professional who is capable, motivated, self-reliant and able to get the job
done efficiently in the least possible time. Expert in using technology to enhance speed and accuracy of
administrative tasks. Demonstrated range of professional communication skills. Has proven organizing and
planning skills. A person with excellent financial capabilities.
EXPERIENCE
LANCASTER COUNTY HOUSING AND REDEVELOPMENT AUTHORITIES
Lancaster, PA
Program Manager – Housing Development 2005 – 2014
Responsibilities
Assisted the Deputy Executive Director to develop and implement program policies and operating
procedures for effective management and to ensure regulatory compliance of the housing programs.
Assisted the Community Development Manager with compliance related to environmental
regulations/review for all housing activities.
Assisted the Community Development Manager with the preparation of long range plans, annual plans and
required periodic performance reports by supplying all information related to housing activities.
Responsible for reporting of all housing activities in federal and local databases.
Oversaw and, as appropriate, participated in the resolution of complaints and problems related to the
housing department programs and activities.
Maintained a cooperative and working relationship with public and private agencies and organizations
involved with housing department programs and activities.
Responded to federal, state and local government and independent agencies’ requests for information and
other correspondence related to the housing department programs and activities.
Responsible for Request for Proposal process; proposal review and financial underwriting; and made
recommendations to the loan committee for approval of projects.
Coordinated payment of loan proceeds with project owner and other lenders.
Accomplishments
Helped to create a database that automated all aspects of a single family housing program and resulted in a
15% reduction in staff time to administer the program.
Created comprehensive housing loan analysis spreadsheets that resulted in a 20% reduction in staff time to
underwrite loans.
Streamlined the multifamily underwriting process reducing the staff time required to underwrite multi-
family loans by 25%.
COMMUNITY BASICS, INC.
Lancaster, PA
Administrative Assistant to the Executive Director 2004 – 2005
Responsibilities
Assisted the Executive Director in implementing complex real estate development projects from initial
conception through construction, rent-up and stabilized occupancy or sale.
Assisted in the preparation of financing applications to government and private funding sources.
Met with and prepared presentations to investors and lenders.
Researched and prepared development and operating budgets for specific projects.
Helped to determine the financial feasibility of projects.
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Michael J. Urenovitch
PO Box 522 * Parkesburg, PA 19365 * Phone: 717-***-**** * email: **********@*****.***
CREATIVE CAPITAL SOLUTIONS, INC.
Tamaqua, PA
OWNER 2001 – 2004
Responsibilities
Owner of a commercial loan consulting company providing small business owners with loan consulting
services, business plans, loan packages, and helped them secure commercial financing.
COMMUNITY FIRST FUND
Lancaster, PA
Community Loan Officer / Technical Assistance Coordinator 1999 – 2001
Responsibilities
Managed the growth of the organization’s loan portfolio and met the prescribed qualitative and quantitative
goals of the Board of Directors in terms of new loans and amount of capital lent.
Ensured the provision of technical assistance to current and future borrowers and projects utilizing the
appropriate internal and external resources.
Assisted the Executive Director in facilitating the expansion of the company’s loan program into areas
surrounding Lancaster County, including Harrisburg, Reading, and York.
KUTZTOWN UNIVERSITY SMALL BUSINESS DEVELOPMENT CENTER
Kutztown, PA
SMALL BUSINESS CONSULTANT 1997 – 1999
Responsibilities
Primary responsibility was to provide timely and effective assistance to small business owners or would be
owners.
General business areas where assistance was provided included the following: business financing/cost
control accounting, demographics, feasibility, business planning, marketing, advertising, promotion, record
keeping, pricing, loan packaging, and other areas of management and technical assistance to promote small
business growth, expansion and productivity.
SIMPLY NATURAL
Tamaqua, PA
OWNER 1993 – 1997
Responsibilities
Started and built a business that marketed environmentally friendly products through a mail order catalog
and a mall retail kiosk.
EDUCATION
M.S., MARKETING DREXEL UNIVERSITY, PHILADELPHIA, PA 1993
GPA: 3.9/4.0 Beta Gamma Sigma (National Business Honor Society)
B.S.B.A., FINANCE KUTZTOWN UNIVERSITY, KUTZTOWN, PA 1990
GPA: 3.8/4.0 Summa Cum Laude (Highest Honors)
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