Real Estate Manager

RICHARD P WINCHESTER MACG #**

Winchester Appraisal Group

** ****** ****, ****** ** 01760

Winchesterappraisalgroup.com

508-***-**** c 508-***-**** c 508-***-****

CLIENTS Clear Capital Commercial Real Estate Review, FDIC, Chase Bank,

Bank of America, Quicken Loans, NVS Nations Valuation Services,

Clear Capital, and the Appraisal Hub.

LICENSURE MAGC # 35 Massachusetts General Certified Appraiser

APPRAISAL COURSES Uniform Standards of Professional Practice 2014

Introduction to Appraising Real Property, Appraising Condominiums,

Applied Commercial Property Valuation, Commercial Demonstration Lock

in, Income Property Appraisal, Advanced Demonstration Report Workshop,

Report Writing and Valuation Analysis, and all SRA and MAI course for the

Appraisal Institute (and successful Commercial Narrative Report towards

MAI with 4 years accepted experience in commercial appraising)

DESIGNATION SRA and advanced MAI Candidate

WORK EXPERIENCE

Commercial Real Estate Review Appraiser for MA Clear Capital for

National Banks Senior Review Appraiser The Appraisal Hub Norwood

MA (Current Job)

Contract worker Federal National Mortgage Association Fannie Mae NUC

Dallas TX Residential Review Appraiser for repurchase/reimbursement

2009-2010. Reviewed troubled loan residential appraisals for fraud and for

repurchase challenges to lending banks.

Due Diligence Contract worker the CIT Group 2001-2007 for specific buys

Collateral Risk Manager Home Lending the CIT Group 2007-2008

Commercial Appraiser (Assessor) Cole Layer Trumble Tolland CT 2000-

2005

Chief Commercial Appraiser Winchester Appraisal Group 1992 to present.

SPECIALIZED APPRAISAL/ASSESSOR EXPERIENCE

As a contract field technician living on the road in various states I worked as an

Appraiser/Assessor for Cole Layer Trumble I worked on the valuation of virtually

every type of commercial property in Providence RI. This work involved site

visits to new developments such as Eagle Square where we met with city planners

to discuss our procedures.

I then worked in the revaluation project of Bridgeport Ct where we held hearings

on all types of commercial properties. I was introduced to the CT process of

gathering rental data from owners and reconciling them to current market values.

Here, during the hearings, we were presented with valuation arguments from

property owners seeking to challenge our valuations.

In Springfield MA I helped develop the spreadsheets to help determine valuation of

the large apartment buildings throughout the downtown areas.

I worked closely with the commercial appraisers in the Pawtucket Assessor’s

Office and later with the Reading MA residential assessors where we measured

homes for verification of the six year cards.

COMMUNITY INVOLVMENT

Former Natick Planning Board Member

Former Natick Zoning Board Member

Active in local state and national political campaigns working for varied candidates

AVAILABILITY TO RELOCATE

I am accustomed to short to medium term relocation for appraisal review work.

My relocation stints include Rancho Bernardo, Del Mar, and San Diego CA,

Detroit MI, Plymouth Meeting PA, Dallas TX and other venues.

ZIP CODES COVERED

Here is a list of our covered areas.

01760, 01701, 01702, 01721, 01748, 01778, 02462, 02481, 02494, 02462, 02468, 024**-*****, 02549,

02466, 02465, 02460, 02458, 02135, 02446, 02445, 02135, 02446, 02134, 02163, 02139, 02141,

02116, 02111, 02115, and on the islands off cape 02554, 02564, 02584 and 02535, 02575, 02568,

02557, and 02539

These towns include Natick, Framingham, Ashland, Hopkinton, Wayland, Newton, Cambridge, Brighton in

Boston, The South End in Boston, Allston and Nantucket and Dukes counties on the Cape islands..

ADDITIONAL COMMENTS

I would hope to contribute my experience as a due diligence mortgage

purchase commercial review appraiser with the CIT Group financial

company to your review panel. In that capacity with CIT Group I

reviewed thousands of residential and commercial loan packages for

purchase and I worked with many requirements for purchase of

unusual homes: manufactured homes, condotels, rural homes, distant

vacation homes, and homes with auxiliary buildings. In addition we

saw homes with pier problems in Texas, hurricane damage in

Louisiana, and unlicensed apartments in CA

I worked contract in Dallas TX where I was trained in their repurchase

department to detect fraudulent appraisals and seek money from banks

for loans Fannie bought that were erroneously warranted as being

worth more money than they were on the origination appraisal.

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